This portfolio has only about 1.8 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A balanced investment strategy focusing on global equities with a minor bond allocation

Report created on May 21, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification
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Positions

The portfolio predominantly comprises the iShares MSCI ACWI UCITS ETF, accounting for 95% of the total, with the remaining 5% allocated to the iShares iBonds Dec 2026 Term € Corp UCITS ETF EUR Inc. This composition indicates a strong tilt towards global equities, offering broad market exposure, while the minor bond component provides a cushion against market volatility. The high diversification score reflects this portfolio's wide-ranging exposure across sectors and geographies, aligning with a balanced risk profile that seeks growth with some level of risk mitigation.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 14.43% and a maximum drawdown of -20.42%, the portfolio demonstrates robust growth potential tempered by moderate risk. The days contributing to 90% of returns highlight the impact of significant market movements on performance. Comparing this to the benchmark, the portfolio's performance suggests effective growth management, though the drawdown indicates periods of notable volatility. Investors should weigh these factors against their risk tolerance and investment horizon.

Projection Info

Monte Carlo simulations, using historical data to project future outcomes, show a wide range of potential portfolio values, with a median increase of 278.3%. While optimistic, it's crucial to remember that these projections are not guarantees but rather possible outcomes based on past trends. The simulations' unanimous positive returns underscore the portfolio's solid foundation, though investors should remain cautious and not base decisions solely on these forecasts.

Asset classes Info

  • Stocks
    95%
  • Bonds
    5%

The asset allocation—95% stocks and 5% bonds—indicates a growth-oriented strategy with minimal risk buffering through fixed income. This allocation is typical of balanced profiles seeking long-term growth, with equities driving performance and bonds providing stability during market downturns. Investors should consider whether this blend aligns with their risk tolerance and investment objectives, potentially adjusting the bond allocation for greater income or risk mitigation.

Sectors Info

  • Technology
    24%
  • Financials
    17%
  • Consumer Discretionary
    10%
  • Industrials
    10%
  • Health Care
    9%
  • Telecommunications
    8%
  • Consumer Staples
    6%
  • Energy
    4%
  • Basic Materials
    3%
  • Utilities
    3%
  • Real Estate
    2%

Sectoral allocation shows a heavy emphasis on technology, financial services, and consumer cyclicals, reflecting a growth-focused strategy. While this sector mix capitalizes on high-growth areas, it may also introduce volatility, particularly in tech-heavy portfolios. Diversification across sectors is present but investors should monitor sector concentrations to manage risk, especially in rapidly changing market conditions.

Regions Info

  • North America
    63%
  • Europe Developed
    14%
  • Asia Emerging
    5%
  • Japan
    5%
  • Asia Developed
    4%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographic allocation is heavily weighted towards North America (63%), with significant exposure to developed Europe and emerging Asian markets. This distribution supports diversification across economic cycles and regions, though the heavy North American concentration may expose the portfolio to region-specific risks. Expanding into underrepresented regions could offer further diversification benefits and exposure to different growth drivers.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    32%
  • Mid-cap
    16%
  • Small-cap
    1%

The portfolio's market capitalization breakdown—46% mega, 32% big, 16% medium, and 1% small—indicates a focus on large, established companies, which typically offer stability and lower volatility. However, the limited exposure to small-cap stocks may restrict potential for high growth rates. Investors might consider increasing small-cap exposure to capture diverse growth opportunities, albeit with higher risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

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The current allocation nears an optimal balance on the Efficient Frontier for its risk-return profile, suggesting an efficient use of capital. However, continuous assessment is vital to adapt to changing market conditions. Rebalancing to maintain this efficiency, especially after significant market movements, can help in sustaining the desired risk-return balance without compromising diversification or cost-effectiveness.

Ongoing product costs Info

  • iShares MSCI ACWI UCITS ETF 0.20%
  • Weighted costs total (per year) 0.19%

With a Total Expense Ratio (TER) of 0.19%, the portfolio is efficiently managed, minimizing costs to maximize returns. Low costs are crucial for long-term performance, as they compound over time. This cost structure is commendable, and investors should maintain vigilance on cost management, ensuring that any portfolio adjustments continue to emphasize cost efficiency.

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