This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Balanced and broadly diversified portfolio with a tech focus and inclusion of digital assets

Report created on Aug 8, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio showcases a strategic mix of ETFs and common stocks, emphasizing technology through its significant allocation to the Invesco EQQQ NASDAQ-100 and Vanguard S&P 500 ETFs. The inclusion of Xtrackers for international exposure, alongside investments in physical gold, Bitcoin, and Ethereum, indicates a forward-thinking approach to diversification. This blend of traditional and digital assets is tailored to balance growth potential with risk management, mirroring the portfolio's balanced risk classification.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 19.66%, the portfolio has outperformed many traditional benchmarks, demonstrating strong growth potential. The maximum drawdown of -19.21% suggests resilience in volatile markets, though it's crucial to remember that past performance is not always indicative of future results. The concentration of returns in a few days highlights the impact of market timing and the importance of staying invested through market cycles.

Projection Info

Monte Carlo simulations, which use historical data to forecast a range of possible outcomes, suggest a wide range of future performance scenarios for this portfolio. With 985 out of 1,000 simulations showing positive returns and a median projected annualized return of 27.54%, there's a strong indication of potential growth. However, investors should note that these simulations are speculative and depend heavily on past market behaviors.

Asset classes Info

  • Stocks
    77%

The portfolio's 77% allocation to stocks, alongside its investment in digital assets and gold, positions it for growth while offering a hedge against inflation and currency devaluation. This allocation underscores a commitment to capital appreciation, though it may carry higher volatility. Diversifying into additional asset classes could further mitigate risk and smooth out returns over time.

Sectors Info

  • Technology
    26%
  • Financials
    10%
  • Consumer Discretionary
    8%
  • Telecommunications
    7%
  • Industrials
    6%
  • Health Care
    5%
  • No data
    5%
  • Consumer Staples
    4%
  • Basic Materials
    2%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    1%

With a quarter of the portfolio in technology, followed by allocations to financial services and consumer cyclicals, there's a clear growth orientation. This sectoral focus may increase exposure to market fluctuations, particularly in the tech sector, which can be sensitive to interest rate changes and economic cycles. Broadening sectoral exposure could enhance stability during tech downturns.

Regions Info

  • North America
    48%
  • Europe Developed
    9%
  • Asia Emerging
    5%
  • No data
    5%
  • Asia Developed
    4%
  • Japan
    3%
  • Africa/Middle East
    1%
  • Australasia
    1%
  • Latin America
    1%

The geographic distribution, heavily weighted towards North America with significant positions in developed Europe and emerging Asian markets, provides a solid foundation for global diversification. However, the portfolio may benefit from increased exposure to other emerging and frontier markets, which could offer higher growth potential and further diversification benefits.

Market capitalization Info

  • Mega-cap
    39%
  • Large-cap
    24%
  • Mid-cap
    9%
  • No data
    5%

The focus on mega and large-cap companies, constituting 63% of the portfolio, suggests a preference for stability and established performance. While this can offer resilience in turbulent markets, incorporating more mid-cap companies could introduce growth opportunities and dynamism, potentially enhancing overall returns.

Redundant positions Info

  • Invesco EQQQ NASDAQ-100 UCITS ETF Acc
    Vanguard S&P 500 UCITS ETF EUR
    High correlation

The high correlation between the Invesco EQQQ NASDAQ-100 UCITS ETF and the Vanguard S&P 500 UCITS ETF indicates overlapping exposures, which may limit diversification benefits. Reducing investment in similar assets can help in achieving a more diversified and potentially less volatile portfolio.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The potential for a more efficient portfolio with an expected return of 35.82% at the same risk level highlights opportunities for optimization. Focusing on reducing correlated exposures and rebalancing towards underrepresented sectors or geographies could improve the risk-return profile, aligning more closely with the Efficient Frontier.

Dividends Info

  • Vanguard S&P 500 UCITS ETF EUR 1.10%
  • Weighted yield (per year) 0.28%

The portfolio's overall dividend yield of 0.28% reflects a focus on growth over income. For investors seeking regular income, increasing allocations to higher-yielding assets could provide a better balance between growth and income. However, the current yield contributes to the portfolio's total return, complementing capital gains.

Ongoing product costs Info

  • Invesco EQQQ NASDAQ-100 UCITS ETF Acc 0.35%
  • iShares MSCI EM UCITS ETF USD (Acc) 0.18%
  • Vanguard S&P 500 UCITS ETF EUR 0.07%
  • Xtrackers Physical Gold EUR Hedged ETC 0.59%
  • Weighted costs total (per year) 0.19%

With a total expense ratio (TER) of 0.19%, the portfolio benefits from relatively low costs, enhancing net returns over the long term. Keeping costs low is crucial for maximizing investment efficiency, especially in a diversified portfolio where compounding can significantly impact overall growth.

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