Growth focused global equity portfolio with strong US tilt and targeted semiconductor satellite exposure

Report created on May 10, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is a concentrated all‑equity mix built around broad index funds with a few focused satellites. Half sits in a US large‑cap index fund, and another 20% in broad international stocks, giving a core that roughly tracks global developed markets. The remaining 30% adds intentional tilts: international large caps, US small‑cap value, and a dedicated semiconductor ETF. This structure matters because core holdings anchor overall behavior, while satellites nudge returns and risk in specific directions. Here, the satellites collectively add more cyclicality and growth sensitivity than a plain index blend. Overall, the composition leans clearly toward growth and capital appreciation rather than income or capital preservation.

Growth Info

Over the period from late 2021 to May 2026, a hypothetical $1,000 in this portfolio grew to about $2,039. That translates into a compound annual growth rate (CAGR) of 16.8%, meaning it grew on average 16.8% a year as if the path were smooth. In reality, it wasn’t: the portfolio saw a maximum drawdown of about -26%, taking nine months to bottom and fifteen months to recover. Compared with benchmarks, it outpaced the US market by roughly 3 percentage points per year and the global market by about 5. This suggests the growth tilts, especially toward semiconductors and small caps, were rewarded in this particular timeframe, though that outperformance isn’t guaranteed to persist.

Projection Info

The Monte Carlo projection uses past returns and volatility to generate 1,000 possible 15‑year paths, like running the same story with different dice rolls. The median outcome turns $1,000 into about $2,723, implying an annualized return near 7.8% across simulations. The range is wide: about $926 at the pessimistic 5th percentile and $7,134 at the optimistic 95th percentile, with roughly a 73% chance of ending positive. This spread illustrates how uncertain long‑term equity outcomes can be, even for a portfolio with strong historical results. Monte Carlo still relies on historical patterns, so it can’t foresee structural shifts, but it usefully shows that both much better and much worse paths are plausible.

Asset classes Info

  • Stocks
    100%

All of this portfolio sits in stocks, with 0% in bonds, cash, or alternatives. That simplicity makes it easy to understand: it fully participates in equity market ups and downs, without the dampening effect bonds or cash often provide. From a diversification standpoint, all‑equity portfolios concentrate risk in one asset class, even if the stocks themselves are spread widely. Compared with more mixed portfolios, this means sharper swings are normal, but also that every dollar is aimed at long‑term growth potential rather than income or stability. The growth‑oriented risk score of 5/7 lines up with this pure‑equity construction, which naturally carries higher volatility than blends that include meaningful fixed‑income exposure.

Sectors Info

  • Technology
    31%
  • Financials
    16%
  • Industrials
    11%
  • Consumer Discretionary
    10%
  • Health Care
    7%
  • Telecommunications
    7%
  • Energy
    6%
  • Consumer Staples
    4%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector‑wise, technology stands out at 31% of the portfolio, noticeably above many broad equity benchmarks. Financials, industrials, and consumer discretionary follow, while more defensive areas like utilities, consumer staples, and real estate hold smaller roles. The dedicated semiconductor ETF, layered on top of core index funds already heavy in tech, magnifies exposure to a particularly cyclical and innovation‑driven corner of the market. Tech‑heavy mixes often benefit when growth themes and digital infrastructure are in favor, but they can be more sensitive to interest‑rate changes and shifts in investor sentiment. Overall, the sector spread remains reasonably broad, yet the tilt toward economically sensitive growth industries is clearly a defining feature.

Regions Info

  • North America
    71%
  • Europe Developed
    14%
  • Japan
    5%
  • Asia Developed
    4%
  • Asia Emerging
    3%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio has a strong home‑country tilt, with about 71% in North America. Europe and developed Asia play secondary roles, while emerging regions like Asia emerging, Latin America, and Africa/Middle East hold low single‑digit allocations. Many global equity benchmarks currently allocate a lower share to North America and a higher share to the rest of the world, so this portfolio leans more heavily on the US and Canadian markets than a pure world index. That alignment with the US market has been beneficial in recent years, as US stocks have led global returns. At the same time, it means economic, policy, and currency developments in North America have an outsized influence on the portfolio’s overall behavior.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    32%
  • Mid-cap
    16%
  • Small-cap
    6%
  • Micro-cap
    5%

By market capitalization, the portfolio is anchored in larger companies: about 41% in mega‑caps and 32% in large‑caps. Mid‑caps and small‑caps together make up around 22%, with a small slice in micro‑caps. This mix is fairly typical for global equity portfolios that track mainstream indexes, though the dedicated small‑cap value ETF and the semiconductor fund add some exposure to smaller and more volatile companies than a pure large‑cap blend. Larger firms often bring more stable earnings and liquidity, while smaller firms can be more sensitive to economic cycles and investor risk appetite. The end result is a structure that behaves largely like a big‑company portfolio but with an extra layer of size‑related volatility and opportunity.

True holdings Info

  • NVIDIA Corporation
    5.41%
    Part of fund(s):
    • VanEck Semiconductor ETF
    • Vanguard S&P 500 ETF
  • Apple Inc
    3.33%
    Part of fund(s):
    • Vanguard S&P 500 ETF
  • Microsoft Corporation
    2.46%
    Part of fund(s):
    • Vanguard S&P 500 ETF
  • Broadcom Inc
    2.10%
    Part of fund(s):
    • VanEck Semiconductor ETF
    • Vanguard S&P 500 ETF
  • Amazon.com Inc
    1.82%
    Part of fund(s):
    • Vanguard S&P 500 ETF
  • Alphabet Inc Class A
    1.50%
    Part of fund(s):
    • Vanguard S&P 500 ETF
  • Alphabet Inc Class C
    1.20%
    Part of fund(s):
    • Vanguard S&P 500 ETF
  • Meta Platforms Inc.
    1.12%
    Part of fund(s):
    • Vanguard S&P 500 ETF
  • Taiwan Semiconductor Manufacturing
    1.01%
    Part of fund(s):
    • VanEck Semiconductor ETF
  • Tesla Inc
    0.94%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • Vanguard S&P 500 ETF
  • Top 10 total 20.88%

Looking through the ETFs’ disclosed top‑10 holdings, a few large tech and growth names appear repeatedly. NVIDIA alone adds up to about 5.4% of the portfolio through different funds, with Apple, Microsoft, Broadcom, Amazon, Alphabet, Meta, Tesla, and Taiwan Semiconductor also meaningful. Because only top‑10 positions are included, total overlap is likely understated, but the pattern already shows that a handful of mega‑cap technology and internet companies drive a notable chunk of risk and return. This is common in cap‑weighted index investing today, where market leaders dominate index weights. It means that even though the portfolio holds many funds, its behavior is partially tied to how this relatively small group of global champions performs over time.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 100%
Size
Exposure to smaller companies
Neutral
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Neutral
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Across the six major factors—value, size, momentum, quality, yield, and low volatility—the portfolio sits essentially at neutral, clustering around 50% on each scale. Factor exposure describes how much a portfolio leans into characteristics like cheapness (value) or recent winners (momentum) that academic research links to returns. Here, neutral readings indicate a market‑like factor mix, rather than deliberate tilts toward any single style. That fits with a structure built mostly from broad market funds, with only modest style biases from the small‑cap value component. In practice, this suggests the portfolio’s behavior is likely to resemble the overall market’s style cycles, rather than swinging dramatically with any particular investing theme such as deep value or high yield.

Risk contribution Info

  • Vanguard S&P 500 ETF
    Weight: 50.00%
    47.2%
  • VanEck Semiconductor ETF
    Weight: 10.00%
    17.5%
  • Vanguard Total International Stock Index Fund ETF Shares
    Weight: 20.00%
    16.5%
  • Avantis® U.S. Small Cap Value ETF
    Weight: 10.00%
    10.7%
  • Avantis International Large Cap
    Weight: 10.00%
    8.1%

Risk contribution shows how much each holding drives the portfolio’s overall ups and downs, which can differ from its weight. The S&P 500 ETF, at 50% of assets, contributes about 47% of total risk—very much in line with its size. The standout is the semiconductor ETF: only 10% of the portfolio by weight, but responsible for about 18% of risk, reflecting its higher volatility. The two international broad funds together contribute roughly a quarter of risk, with small‑cap value around 11%. The top three holdings in risk terms account for over 80% of total volatility, underscoring that, despite multiple funds, a relatively small number of positions—and especially the semis sleeve—drive most of the portfolio’s swings.

Redundant positions Info

  • Avantis International Large Cap
    Vanguard Total International Stock Index Fund ETF Shares
    High correlation

The correlation data highlights one very tight pair: the Avantis International Large Cap ETF and the Vanguard Total International Stock ETF move almost identically. Correlation measures how often assets move together; a high correlation means they tend to rise and fall in sync. This strong linkage is unsurprising, since both focus on international large‑cap stocks and likely draw from very similar universes. From a diversification perspective, two highly correlated positions behave more like one larger position than two distinct risk sources. That doesn’t negate their role, but it does mean the international sleeve may offer less internal diversification than the number of tickers suggests, with most of the geographic diversification coming from the broader split between US and non‑US holdings.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier analysis compares this portfolio’s risk/return mix to the best combinations possible using the same holdings. The Sharpe ratio—return minus a risk‑free rate, divided by volatility—helps measure risk‑adjusted performance. The current Sharpe of 0.7 sits below both the minimum‑variance option (0.76) and the optimal portfolio (1.08), and the current point is about 1.65 percentage points under the frontier at its risk level. That means, historically, a different weighting of these same funds could have delivered higher expected return for the same risk, or lower risk for a similar return. Importantly, this is a backward‑looking mathematical result, not a forecast, but it shows there may be room to fine‑tune weights without changing the building blocks.

Dividends Info

  • Avantis International Large Cap 2.80%
  • Avantis® U.S. Small Cap Value ETF 1.30%
  • VanEck Semiconductor ETF 0.20%
  • Vanguard S&P 500 ETF 1.10%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.52%

The portfolio’s overall dividend yield is about 1.52%, modest for an equity‑only mix. Yield measures the cash income paid out each year as a percentage of the portfolio’s value. The higher‑yielding slots are the international large‑cap fund and the broad international ETF, both around 2.7–2.8%, while the semiconductor and US growth‑heavy pieces pay much less. This pattern fits a growth‑oriented strategy where returns are expected to come more from price appreciation than from regular cash distributions. For someone reinvesting dividends, this structure channels more of the portfolio’s economic activity into retained earnings and future growth rather than near‑term income, which is consistent with the overall tilt toward growth equities.

Ongoing product costs Info

  • Avantis International Large Cap 0.25%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.11%

Costs are a clear strength here. The total expense ratio (TER) of about 0.11% is very low for a multi‑fund global equity portfolio. TER is the annual fee charged by funds as a percentage of assets; while it may look small, it compounds over time. The largest allocations sit in especially low‑cost vehicles, like the S&P 500 ETF at 0.03% and the international index ETF at 0.05%, while the more specialized Avantis and semiconductor funds charge somewhat more but still remain moderate. Keeping fees this low helps more of the portfolio’s gross returns stay in the investor’s pocket, and aligns well with best practices for cost‑efficient long‑term equity investing.

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