Globally diversified one fund equity portfolio with strong momentum tilt and balanced moderate risk profile
Report created on Mar 25, 2026Risk profile
- Secure Speculative
The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.
Diversification profile
- Focused Diversified
The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.
What type of investor this portfolio is suitable for
Balanced Investors
An arrangement like this tends to fit a long‑term, growth‑focused investor who can tolerate meaningful ups and downs. They might be saving for retirement or major life goals a decade or more away, and are comfortable seeing their account fluctuate in exchange for higher expected returns. This personality values simplicity and low maintenance, preferring one globally diversified solution over managing many moving parts. They usually accept that temporary losses of 20% or more are possible and focus instead on multi‑year compounding. A moderate‑to‑high risk tolerance and a belief in global equity markets are key traits for this style.
Positions
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Amundi Prime All Country World UCITS ETF Acc EUR
WEBN - IE0003XJA0J9 100.00%
The structure here is as simple as it gets: one global equity ETF holding 100% of the portfolio. That means every euro is invested in stocks through a single diversified product across many regions and industries. This kind of “one‑fund” setup is easy to manage, automatically rebalanced inside the ETF, and keeps decision stress low. The trade‑off is that all risk comes from one asset class and one product provider, so there is no buffer from bonds or cash. For someone happy with pure equity exposure, this is a streamlined, sensible core approach that stays very close to the broad global market.
Historical data is limited for this portfolio, which reduces the confidence in the calculated values.
Growth
Over the short period from mid‑2024 to early‑2026, the portfolio grew €1,000 to about €1,166, slightly ahead of both the US market and the global market benchmark. The CAGR, or compound annual growth rate, of 9.9% is like the average yearly “speed” of growth, and it compares favourably to 7.2% for the US and 9.06% globally. The maximum drawdown of about -21% matches the global market, meaning declines were typical for an all‑equity fund. Because this history covers less than two years, it is too short to judge long‑term potential, but it does show the portfolio is behaving much like a broad global equity exposure.
Due to limited historical data, this may show extreme values that are not realistic.
Projection
The Monte Carlo simulation projects possible futures by “re‑rolling the dice” on returns many times using past behaviour as a guide. Think of it as running 1,000 alternate timelines to see a range of outcomes for a €1,000 starting investment over ten years. The median path more than triples, while even the weaker 5th percentile still shows a positive 34.5% cumulative gain. However, this is built on less than two years of data, so results may paint too rosy or too gloomy a picture. The useful takeaway is the wide spread: equity‑only investing can be very rewarding over time but also highly uncertain year to year.
Asset classes
- Stocks 100%
All capital is invested in stocks, with 0% in bonds, cash, or alternatives. That makes the portfolio fully tied to the ups and downs of global equities, without the stabilising effect that fixed income or cash can provide in sharp downturns. For comparison, many “balanced” benchmarks hold a mix of stocks and bonds to dampen volatility. Here, diversification comes from owning many different companies worldwide rather than different asset classes. This pure‑equity approach can suit long time horizons and higher risk tolerance, but it also means bigger temporary losses are possible during market stress.
Sectors
- Technology 28%
- Financials 16%
- Industrials 11%
- Consumer Discretionary 9%
- Telecommunications 9%
- Health Care 9%
- Consumer Staples 5%
- Energy 4%
- Basic Materials 4%
- Utilities 3%
- Real Estate 2%
Sector exposure is broad, with meaningful weights in technology, financials, industrials, consumer cyclicals, communication services, and healthcare. Technology is the largest slice at 28%, which is quite typical of global indices today and reflects how valuable big tech firms have become. A tech tilt can boost returns when innovation and digitalisation trends are strong, but can feel bumpy when interest rates rise or market sentiment turns against growth companies. The rest of the sectors are reasonably spread out, which is a positive sign: this alignment with broad global sector weights helps avoid big bets on any single economic theme.
Regions
- North America 64%
- Europe Developed 14%
- Asia Developed 6%
- Japan 6%
- Asia Emerging 5%
- Australasia 2%
- Africa/Middle East 1%
- Latin America 1%
Geographically, the portfolio is anchored in North America at 64%, with additional exposure to developed Europe, Japan, developed Asia, and smaller slices in emerging regions. This pattern is very close to popular global equity benchmarks, where the US and Canada naturally dominate due to market size. The benefit is that the allocation matches how global capital markets are structured, which is a strong indicator of diversification. The trade‑off is that outcomes are heavily influenced by North American markets. Underperformance there would have a big impact, even though there is still useful diversification from Europe and Asia.
Market capitalization
- Mega-cap 50%
- Large-cap 35%
- Mid-cap 14%
By market capitalisation, roughly half the portfolio sits in mega‑cap companies, 35% in large caps, and the remainder in mid‑caps. That means most exposure is to big, established businesses with deep resources and steady trading volumes. Mega‑caps usually offer more stability and liquidity than smaller firms, and they tend to drive index performance. The relatively small mid‑cap slice adds some growth potential and diversification without moving into more volatile small‑cap territory. Overall, this market‑cap structure is very typical of a global index, giving a good balance between scale, quality, and reasonable growth prospects.
True holdings
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NVIDIA Corporation 4.74%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
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Apple Inc 4.12%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
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Microsoft Corporation 3.00%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
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Amazon.com Inc 2.10%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
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Alphabet Inc Class A 1.90%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
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Alphabet Inc Class C 1.65%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
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Broadcom Inc 1.59%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
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Taiwan Semiconductor Manufacturing Co. Ltd. 1.56%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
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Meta Platforms Inc. 1.46%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
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Tesla Inc 1.25%Part of fund(s):
- Amundi Prime All Country World UCITS ETF Acc EUR
- LS 1x Tesla Tracker ETP Securities GBP
- Top 10 total 23.37%
Looking through the ETF, the top underlying exposures are the world’s largest listed companies, with NVIDIA, Apple, and Microsoft leading. Many of these names appear in multiple index products globally, so there is some hidden concentration in mega‑cap leaders, even if it is standard for a market‑cap‑weighted fund. Only about 23% of the ETF is captured via top‑10 holdings, so overlap outside this group is likely higher than shown. This pattern is normal for global index funds today, but it does mean portfolio behaviour is quite tied to how a small number of global giants perform, especially in technology and related areas.
Factors
Factor exposure shows a strong tilt toward momentum and a moderate tilt toward size. Momentum means the portfolio leans toward stocks that have performed well recently, which often helps in trending markets but can hurt during sudden reversals when leaders sell off. Size exposure here likely reflects the emphasis on large and mega‑cap companies rather than small caps. Factor investing looks at these traits as “ingredients” driving returns beyond simple market direction. With average factor signal coverage at 33%, the picture is partial, but it still suggests the portfolio will behave a bit more like recent winners than a perfectly neutral, factor‑balanced mix.
Risk contribution
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Amundi Prime All Country World UCITS ETF Acc EUR
Weight: 100.00% 100.0%
With one ETF at 100% weight, that single holding also contributes 100% of the portfolio’s risk. Risk contribution measures how much each position adds to overall volatility, not just how big it is in euros. Here, there is no imbalance between weight and risk: the ratio is one‑for‑one. Inside the ETF, of course, risk is spread across thousands of stocks, but at the portfolio level everything depends on this one fund’s behaviour. The upside is simplicity and clear understanding of where risk comes from; the downside is full reliance on one product structure and one asset class for all outcomes.
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