Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

Balanced and globally diversified portfolio with a strong focus on growth sectors

Report created on Aug 20, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio is evenly divided among three ETFs, each representing significant exposure to global equities, with a heavy tilt towards technology and financial services. This structure suggests a strategic decision to capitalize on the growth potential of these sectors while maintaining a broad geographic spread. The equal weighting across these funds indicates an attempt at diversification, but the presence of overlapping assets may dilute this effort.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 17.97%, the portfolio has demonstrated robust growth. This performance, coupled with a maximum drawdown of -16.81%, suggests a balanced risk-return profile. However, it's crucial to note that a significant portion of returns came from a handful of days, highlighting the impact of market volatility and the importance of staying invested through ups and downs.

Projection Info

The Monte Carlo simulation, using 1,000 iterations, projects a wide range of outcomes with a median increase of 1,045.1%. This tool helps visualize potential future scenarios based on historical data, though it's important to remember that past performance is not indicative of future results. The simulation underscores the portfolio's growth potential while emphasizing the inherent uncertainties in the market.

Asset classes Info

  • Stocks
    98%
  • Other
    1%
  • Cash
    1%

The portfolio is almost entirely invested in stocks, with a negligible allocation to cash and other assets. This heavy stock concentration aligns with the portfolio's growth orientation but also increases its sensitivity to market fluctuations. Diversifying into other asset classes could provide a buffer during stock market downturns.

Sectors Info

  • Technology
    23%
  • Financials
    17%
  • Industrials
    14%
  • Consumer Discretionary
    14%
  • Telecommunications
    8%
  • Health Care
    7%
  • Energy
    6%
  • Consumer Staples
    6%
  • Basic Materials
    4%
  • Utilities
    1%
  • Real Estate
    1%

Sector allocation is concentrated in technology and financial services, followed by industrials and consumer cyclicals. This concentration in growth-driven sectors is a double-edged sword, offering high return potential but also higher volatility. The limited exposure to defensive sectors like utilities and consumer staples could be a point of concern during market corrections.

Regions Info

  • North America
    62%
  • Europe Developed
    18%
  • Asia Developed
    6%
  • Japan
    6%
  • Asia Emerging
    4%
  • Latin America
    1%
  • Australasia
    1%
  • Africa/Middle East
    1%

The portfolio has a strong bias towards North America, with significant allocations to developed markets in Europe and Asia. This geographic distribution supports diversification but may underrepresent emerging markets, which could offer higher growth potential. Balancing developed and emerging market exposure could enhance returns and reduce regional risks.

Market capitalization Info

  • Mega-cap
    39%
  • Large-cap
    26%
  • Mid-cap
    22%
  • Small-cap
    7%
  • Micro-cap
    3%

The focus on mega and large-cap stocks provides stability and reduces the volatility associated with smaller companies. However, the relatively lower allocation to small and micro-cap stocks might limit opportunities for outsized gains. Increasing exposure to smaller companies could introduce growth potential, albeit with higher risk.

Redundant positions Info

  • iShares MSCI Global Multifactor ETF
    Capital Group Global Growth Equity ETF
    High correlation

The high correlation between the ETFs suggests overlapping holdings that may not contribute to diversification. This redundancy can expose the portfolio to specific sector or market risks more than intended. Identifying and reducing overlapping assets could enhance the portfolio's risk-adjusted performance.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio's expected return could be improved from its current state to 20.12% with the same level of risk by optimizing asset allocation. This suggests room for enhancing the portfolio's efficiency by adjusting the mix of assets. Focusing on reducing overlap and rebalancing towards underrepresented sectors or regions could achieve a better risk-return tradeoff.

Dividends Info

  • American Century ETF Trust 2.20%
  • Capital Group Global Growth Equity ETF 1.30%
  • iShares MSCI Global Multifactor ETF 2.20%
  • Weighted yield (per year) 1.89%

The dividend yields from the ETFs contribute to the portfolio's total return, offering a passive income stream alongside capital appreciation. With a total yield of 1.89%, the portfolio balances growth with income generation, suitable for investors looking for a mix of immediate returns and long-term growth.

Ongoing product costs Info

  • American Century ETF Trust 0.26%
  • Capital Group Global Growth Equity ETF 0.47%
  • iShares MSCI Global Multifactor ETF 0.20%
  • Weighted costs total (per year) 0.31%

The portfolio's average total expense ratio (TER) of 0.31% is modest, minimizing the drag on returns. Keeping costs low is crucial for enhancing long-term growth, as even small differences in fees can significantly impact investment outcomes over time.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey