This portfolio has only about 3 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

High income tilted crypto heavy portfolio with concentrated risk and room for rebalancing gains

Report created on Mar 24, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is dominated by crypto-linked income products, with about 46% in crypto exposure and 41% in stocks, plus some cash. The single largest position, a Bitcoin high income ETF at 40%, anchors almost half of the portfolio by itself, with an additional 6% in a pure Bitcoin trust. Most remaining positions are equity income or option-income ETFs across large-cap stocks, infrastructure, MLPs, preferreds, and BDCs. This structure strongly prioritizes yield and option income over broad-market growth exposure. The big takeaway is that this is a concentrated, income-first, growth-profile portfolio where one theme (Bitcoin income) drives both potential upside and a very large share of the risk.

Growth Info

Historically, from mid‑December 2025 to late March 2026, a hypothetical $1,000 invested here fell to about $925. That’s a compound annual growth rate (CAGR) of roughly -27%, compared with about -11% for the U.S. market and -5% for a global market index over the same period. Max drawdown (the worst peak‑to‑trough drop) was -16%, more than double the U.S. benchmark’s -6.5%. This shows the portfolio has underperformed and been bumpier than broad markets in this window. Because the period is short, it may not reflect long‑run behavior, but it clearly shows how concentrated, high‑yield and crypto exposure can amplify downside in choppy markets.

Projection Info

The Monte Carlo projection simulates many possible 10‑year paths by shuffling and resampling past returns to estimate a range of future outcomes. It’s like running 1,000 alternate histories to see what might happen, not what will happen. Here, the 5th percentile outcome shows an 81% loss, while the median (50th percentile) is still a 21% loss after 10 years, and only around 39% of simulations end positive. The average simulated annual return is just 0.74%. Because the historical window is short and the assets are volatile, these simulations are less reliable than usual, but they clearly flag that current risk and return characteristics skew toward significant downside tail risk.

Asset classes Info

  • Crypto
    46%
  • Stocks
    41%
  • Cash
    6%
  • Not classified
    3%

By asset class, crypto at 46% and stocks at 41% dominate, with a modest cash buffer and a small “not classified” slice. For a growth‑profile portfolio, equity risk is expected, but here a lot of that risk comes from crypto rather than diversified stock exposure. Crypto tends to be more volatile and more event‑driven than traditional assets, so it can swing the entire portfolio quickly. The advantage is meaningful upside if crypto performs well; the tradeoff is deeper and faster drawdowns when it doesn’t. A more balanced mix between traditional stocks, crypto, and possibly other asset types could smooth returns while still keeping a growth and income focus.

Sectors Info

  • Crypto
    46%
  • Technology
    13%
  • Financials
    7%
  • Industrials
    5%
  • Telecommunications
    4%
  • Energy
    4%
  • Consumer Discretionary
    4%
  • Health Care
    3%
  • Consumer Staples
    3%
  • Utilities
    1%
  • Basic Materials
    1%

Sector-wise, crypto is treated as its own 46% bucket, with the rest spread mainly across technology, financial services, industrials, communication services, energy, and consumer‑related sectors. Technology at 13% and financials at 7% are the largest traditional sectors, with smaller allocations to healthcare, consumer defensive, utilities, and basic materials. This mix is relatively broad across classic sectors, which is positive, but the giant crypto slice overshadows that diversity. In practical terms, sector risks like tech sensitivity to interest rates or financials’ exposure to credit cycles are secondary; the main driver of day‑to‑day swings will still be the crypto complex rather than traditional sector trends.

Regions Info

  • North America
    42%
  • Europe Developed
    1%

Geographically, the portfolio is overwhelmingly tied to North America at around 42% of assets, plus a very small slice in developed Europe. Crypto itself is global in nature, but the listed vehicles and the equity ETFs are largely U.S. and North America focused. Compared with typical global benchmarks that have broader exposure across Europe and Asia, this is a home‑biased, U.S.‑centric profile. That alignment with the U.S. market can be beneficial when the domestic market leads, and it keeps things familiar from a currency and regulatory standpoint. The tradeoff is less diversification from other developed and emerging regions that may perform differently across economic cycles.

Market capitalization Info

  • Mega-cap
    17%
  • Large-cap
    13%
  • Mid-cap
    7%
  • Small-cap
    2%
  • Micro-cap
    2%

By market capitalization, there’s a strong tilt to mega and large caps, with smaller allocations to mid, small, and micro caps. That means most equity risk is tied to big, well‑established companies rather than more volatile small names. In normal equity portfolios, this tends to reduce volatility and improve liquidity, which is a positive alignment with common benchmarks. However, in this case the size profile of equities is somewhat overshadowed by the much larger crypto allocation. So while the equity slice itself is sensibly tilted toward bigger, more stable firms, the overall portfolio’s riskiness is still mainly determined by the crypto component rather than the underlying company sizes.

True holdings Info

  • Grayscale Bitcoin Mini Trust (BTC)
    10.21%
    Part of fund(s):
    • NEOS Bitcoin High Income ETF
    • iShares Bitcoin Trust
  • VanEck Bitcoin Trust
    3.61%
    Part of fund(s):
    • NEOS Bitcoin High Income ETF
  • NVIDIA Corporation
    2.35%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • Goldman Sachs Nasdaq-100 Core Premium Income ETF
    • Goldman Sachs S&P 500 Core Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Apple Inc
    2.13%
    Part of fund(s):
    • Amplify CWP Enhanced Dividend Income ETF
    • Amplify CWP Growth & Income ETF
    • Goldman Sachs Nasdaq-100 Core Premium Income ETF
    • Goldman Sachs S&P 500 Core Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Microsoft Corporation
    1.71%
    Part of fund(s):
    • Amplify CWP Enhanced Dividend Income ETF
    • Amplify CWP Growth & Income ETF
    • Goldman Sachs Nasdaq-100 Core Premium Income ETF
    • Goldman Sachs S&P 500 Core Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Amazon.com Inc
    1.17%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • Goldman Sachs Nasdaq-100 Core Premium Income ETF
    • Goldman Sachs S&P 500 Core Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Alphabet Inc Class A
    1.04%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • Goldman Sachs Nasdaq-100 Core Premium Income ETF
    • Goldman Sachs S&P 500 Core Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
    • Vanguard Communication Services Index Fund ETF Shares
  • Meta Platforms Inc.
    0.90%
    Part of fund(s):
    • Amplify CWP Enhanced Dividend Income ETF
    • Amplify CWP Growth & Income ETF
    • Goldman Sachs Nasdaq-100 Core Premium Income ETF
    • Goldman Sachs S&P 500 Core Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
    • Vanguard Communication Services Index Fund ETF Shares
  • Broadcom Inc
    0.82%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • Goldman Sachs Nasdaq-100 Core Premium Income ETF
    • Goldman Sachs S&P 500 Core Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Tesla Inc
    0.81%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • Goldman Sachs Nasdaq-100 Core Premium Income ETF
    • Goldman Sachs S&P 500 Core Premium Income ETF
    • LS 1x Tesla Tracker ETP Securities GBP
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Top 10 total 24.75%

Looking through the ETFs, Bitcoin exposure pops up repeatedly via products like Grayscale Bitcoin Mini Trust and VanEck Bitcoin Trust, on top of the explicit Bitcoin holdings. That layering means the true economic exposure to Bitcoin is higher than it appears at first glance. Among equities, mega‑cap tech names like NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta, Broadcom, and Tesla appear across multiple funds. This is normal in U.S. equity products but does create hidden concentration: several ETFs may rise or fall together when these big names move. The main takeaway is that overlap in both Bitcoin and mega‑cap tech reduces diversification, so portfolio swings will be closely tied to these few drivers.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 4%
Size
Exposure to smaller companies
No data
Data availability: 0%
Momentum
Exposure to recently outperforming stocks
Low
Data availability: 100%
Quality
Preference for financially healthy companies
No data
Data availability: 0%
Yield
Preference for dividend-paying stocks
Very high
Data availability: 84%
Low Volatility
Preference for stable, lower-risk stocks
Very high
Data availability: 27%

Factor exposure shows strong tilts to yield, low volatility, and value, with moderate momentum exposure. Factors are like personality traits of investments: yield focuses on income, low volatility on smoother price moves, and value on cheaper valuations. On paper, combining high yield and low volatility is attractive for investors seeking steady income with some downside cushioning. However, signal coverage is only about 36%, meaning the factor data doesn’t fully capture all holdings, especially the crypto positions. Also, the apparent “low volatility” tilt mainly reflects the equity income products; crypto’s inherent volatility can overpower that effect at the total portfolio level, so the factor profile looks calmer than the lived experience may feel.

Risk contribution Info

  • NEOS Bitcoin High Income ETF
    Weight: 40.00%
    75.2%
  • iShares Bitcoin Trust
    Weight: 6.00%
    12.2%
  • NEOS Nasdaq 100 High Income ETF
    Weight: 10.00%
    3.3%
  • SHP ETF Trust - NEOS S&P 500 High Income ETF
    Weight: 10.00%
    2.5%
  • Goldman Sachs S&P 500 Core Premium Income ETF
    Weight: 4.00%
    1.1%
  • Top 5 risk contribution 94.3%

Risk contribution analysis shows that the 40% Bitcoin high income ETF accounts for about 75% of total portfolio risk, and the 6% Bitcoin trust adds over 12% more. Together, they generate nearly 90% of the volatility, despite being 46% of the weight. That’s a classic case where risk share far exceeds weight share. Meanwhile, broad equity income ETFs with meaningful weights contribute relatively little to overall risk. Think of it like a band where one very loud instrument drowns out the others. If the goal is to have the whole ensemble matter, rebalancing away from a single high‑beta driver and spreading risk more evenly can make portfolio behavior more predictable and aligned with intended risk levels.

Redundant positions Info

  • Goldman Sachs S&P 500 Core Premium Income ETF
    NEOS Nasdaq 100 High Income ETF
    Goldman Sachs Nasdaq-100 Core Premium Income ETF
    SHP ETF Trust - NEOS S&P 500 High Income ETF
    High correlation
  • iShares Bitcoin Trust
    NEOS Bitcoin High Income ETF
    High correlation

Correlation measures how much assets move together; values close to 1 mean they tend to rise and fall at the same time. In this portfolio, equity income products tied to the S&P 500 and Nasdaq 100 are highly correlated with each other, effectively acting like a single block of U.S. large‑cap risk with option overlays. The two Bitcoin holdings are also tightly correlated, which is expected because they track the same underlying asset. High correlation is not bad by itself, but it does limit diversification, especially in stress periods when many assets move in the same direction. Adding truly different return streams is what usually helps dampen portfolio‑wide drawdowns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk‑return chart, the current portfolio sits well below the efficient frontier, with high volatility and a deeply negative expected return, resulting in a Sharpe ratio near -1. The efficient frontier represents the best expected return available for each risk level using just your existing holdings. Both the optimal and minimum‑variance portfolios on that curve offer much higher expected returns at dramatically lower risk, and a same‑risk optimized mix could increase expected return substantially without adding new products. The clear message is that simply reweighting what’s already owned — especially dialing back the outsized crypto risk and leaning more on the diversified income ETFs — could significantly improve the balance between return potential and volatility.

Dividends Info

  • Alerian MLP ETF 7.40%
  • Saba Closed-End Funds ETF 8.00%
  • Amplify CWP Enhanced Dividend Income ETF 4.30%
  • Goldman Sachs Nasdaq-100 Core Premium Income ETF 10.60%
  • Goldman Sachs S&P 500 Core Premium Income ETF 8.60%
  • Amplify International Enhanced Dividend Income ETF 5.50%
  • Putnam ETF Trust - Putnam BDC Income ETF 11.80%
  • Virtus InfraCap U.S. Preferred Stock 9.20%
  • NEOS Nasdaq 100 High Income ETF 15.90%
  • Schwab U.S. Dividend Equity ETF 3.40%
  • Schwab International Dividend Equity ETF 3.40%
  • iShares Trust 4.00%
  • SHP ETF Trust - NEOS S&P 500 High Income ETF 13.40%
  • NEOS Bitcoin High Income ETF 47.10%
  • Amplify CWP Growth & Income ETF 11.00%
  • NEOS Gold High Income ETF 10.70%
  • Neos Mlp & Energy Infrastructure High Income ETF 4.60%
  • Weighted yield (per year) 24.27%

The portfolio’s headline yield is extremely high, north of 24%, driven by option‑income strategies and specialized high‑yield vehicles. Several holdings show double‑digit yields, including the Bitcoin high income ETF and various equity income and BDC funds. Income is clearly the design focus here, and the yield orientation is very strong compared with standard equity benchmarks, which is a notable alignment for investors prioritizing cash flow. The key nuance is that such high yields often come with elevated risk, reliance on derivatives, and potential for capital erosion if distributions exceed sustainable earnings. It’s important to see yield as part of total return, not a free lunch, and to watch whether share prices trend down while income is paid out.

Ongoing product costs Info

  • Alerian MLP ETF 0.85%
  • Saba Closed-End Funds ETF 5.81%
  • Amplify CWP Enhanced Dividend Income ETF 0.56%
  • Goldman Sachs Nasdaq-100 Core Premium Income ETF 0.29%
  • Goldman Sachs S&P 500 Core Premium Income ETF 0.29%
  • iShares Bitcoin Trust 0.12%
  • Amplify International Enhanced Dividend Income ETF 0.66%
  • Putnam ETF Trust - Putnam BDC Income ETF 6.79%
  • Virtus InfraCap U.S. Preferred Stock 2.52%
  • NEOS Nasdaq 100 High Income ETF 0.68%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Schwab International Dividend Equity ETF 0.14%
  • iShares Trust 0.07%
  • SHP ETF Trust - NEOS S&P 500 High Income ETF 0.68%
  • Weighted costs total (per year) 0.60%

Total portfolio costs, with a blended TER around 0.60%, are actually quite reasonable given the number of specialized, actively managed, and derivative‑based income products. That said, a few holdings have very high expense ratios, especially certain BDC and closed‑end fund strategies above 5% TER. Those can meaningfully drag on long‑term net returns if they don’t deliver commensurately higher after‑fee performance. The positive here is that several core ETFs, including broad dividend funds and some option‑income strategies, come in with relatively low fees that anchor the overall cost. Periodically reviewing whether the highest‑fee funds still earn their place can further improve long‑run compounding without changing the overall strategy.

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