Highly concentrated US equity portfolio using leverage to aggressively amplify growth potential
Report created on Mar 27, 2026Risk profile
- Secure Speculative
The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.
Diversification profile
- Focused Diversified
The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.
Positions
-
VO Vanguard S&P 500 ETF
VOO - US9229083632 80.00% -
TQ ProShares UltraPro QQQ
TQQQ - US74347X8314 20.00%
This portfolio is extremely simple: two US stock ETFs and nothing else. Roughly four-fifths sit in a broad US large-cap tracker, while the remaining fifth is in a 3x leveraged growth-focused ETF. This structure means almost all behavior is driven by one market and one style: large US growth companies, with an extra turbocharge on the tech-heavy slice. Simplicity keeps things easy to track, but it also concentrates risk in a narrow set of drivers. For someone choosing this kind of mix, it’s crucial to be very comfortable with big swings in value and to treat this as a long-term, high-volatility growth approach rather than a balanced all-weather setup.
Growth
Historically, growth has been very strong. Turning $1,000 into about $7,062 since 2016 means a compound annual growth rate (CAGR) of roughly 21.65%, beating both the US and global markets by a wide margin. CAGR is like average speed on a long road trip: it smooths out the bumps to show long-run pace. The flip side is the -61% max drawdown, almost double the market’s worst drop. That’s a brutal peak-to-trough fall that many people struggle to sit through. Past performance shows that the risk has been “paid” with higher returns, but it doesn’t guarantee the same pattern going forward.
Asset classes
- Stocks 100%
Everything here is in stocks: 100% equity, no bonds, cash, or diversifiers like real assets. That’s fully aligned with an aggressive growth stance and matches the risk classification of the portfolio. Equities historically offer the highest long-term return potential but also the deepest drawdowns, especially without any stabilizing assets. This “all-in” positioning can be powerful over multi-decade horizons if the investor can tolerate volatility and resist panic selling. For anyone wanting smoother rides, even a small allocation to defensive assets can meaningfully dampen swings, but that would trade away some upside. As it stands, this is a pure equity growth engine by design.
Sectors
- Technology 37%
- Telecommunications 12%
- Consumer Discretionary 11%
- Financials 10%
- Health Care 9%
- Industrials 8%
- Consumer Staples 6%
- Energy 3%
- Utilities 2%
- Basic Materials 2%
- Real Estate 2%
Sector exposure is dominated by technology and related growth segments, with tech alone around a third of the portfolio and additional exposure via communications and consumer discretionary. This is very different from a more balanced broad-market sector mix and leans into areas that tend to be sensitive to interest rates, innovation cycles, and sentiment toward growth stocks. When these sectors lead, returns can be spectacular, as recent years have shown. When they fall out of favor, drawdowns can be fast and steep. The strong focus here is intentional high-octane growth rather than sector balance, so it’s important that this tilt is something the investor truly wants to own through full cycles.
Regions
- North America 99%
- Europe Developed 1%
Geographically, the portfolio is almost pure North America, with about 99% in that region. That’s even more US-centric than typical global benchmarks, which usually spread material weight across Europe and other regions. The benefit is alignment with a highly innovative, shareholder-friendly market that has led performance in the last decade. The downside is tying fortunes heavily to a single economy, policy regime, and currency. If US markets underperform other regions for a stretch, this portfolio doesn’t have much ballast elsewhere. For someone happy to bet on the US as the primary growth engine, this is consistent; for more geographic diversification, additional regions would need to be introduced.
Market capitalization
- Mega-cap 43%
- Large-cap 32%
- Mid-cap 16%
- Small-cap 1%
Some holdings may not have full classification data available. Percentages may not add up to 100%.
Most exposure is in mega- and large-cap stocks, with smaller companies barely represented. That means the portfolio leans into established, highly liquid giants that dominate indices and headlines. These firms often have robust balance sheets and global footprints, which can be stabilizing compared to very small, speculative names. However, it also reduces exposure to potential small-cap “up-and-comers” that can sometimes outperform over very long periods. This cap profile fits well with the ETFs used and supports the idea of a concentrated bet on dominant market leaders rather than a broad mix across the full corporate size spectrum.
True holdings
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NV NVIDIA Corporation 6.89%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
AA Apple Inc 6.22%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
MS Microsoft Corporation 4.67%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
AM Amazon.com Inc 3.32%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
GO Alphabet Inc Class A 2.90%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
AV Broadcom Inc 2.42%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
GO Alphabet Inc Class C 2.37%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
ME Meta Platforms Inc. 2.35%
Part of fund(s):- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
TS Tesla Inc 1.99%
Part of fund(s):- LS 1x Tesla Tracker ETP Securities GBP
- ProShares UltraPro QQQ
- Vanguard S&P 500 ETF
-
BR Berkshire Hathaway Inc 1.26%
Part of fund(s):- Vanguard S&P 500 ETF
- Top 10 total 34.37%
Looking through the ETFs, the top exposures cluster heavily in the biggest US tech and growth names: NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta, and Tesla all feature prominently. Because both ETFs hold overlapping mega-cap names, the true concentration is probably higher than the top‑10 data suggests. This kind of overlap creates hidden bets: if a handful of companies stumble together, the whole portfolio feels it. The upside is that these are high-quality, globally dominant businesses. The trade-off is that their fates are tightly linked, so the portfolio rides the same wave rather than spreading risk across many independent engines.
Factors
The notable factor here is size, with a “very low” score, meaning a strong tilt away from smaller companies and toward big ones. Factor exposure is basically how much the portfolio leans into certain traits that research links to returns, like value, momentum, or size. A strong anti-size tilt often makes performance more tied to mega-cap giants and can reduce some idiosyncratic risk, but it may miss long-term small-cap premiums if those reassert. Value and momentum are mildly underweighted too, which can matter if markets rotate sharply toward cheap or strongly trending stocks. Overall, the behavior will track big, established growth names more than factor-balanced strategies.
Risk contribution
-
Vanguard S&P 500 ETF
Weight: 80.00% 52.3% -
ProShares UltraPro QQQ
Weight: 20.00% 47.7%
Risk contribution shows how much each holding drives the portfolio’s overall ups and downs, which can differ from simple weights. Here, the unlevered broad ETF is 80% of capital but only about half the risk, while the 20% leveraged ETF contributes nearly the other half. In other words, each dollar in the leveraged product pulls more than twice its weight in volatility. This is a textbook example of how leverage concentrates risk even at small allocations. Anyone using this structure should decide whether that level of “risk per dollar” in the leveraged slice is intentional and be ready for that position to dominate the emotional experience during sharp market moves.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
On the risk-return chart, the current mix sits below what’s theoretically achievable with the same building blocks. The optimal and minimum-variance portfolios, as well as the same-risk optimized point, all show slightly better Sharpe ratios, which measure return per unit of volatility. That means purely rebalancing between the two existing ETFs could, in theory, deliver a more efficient trade-off: either higher expected returns for this risk level, or similar returns with less volatility. The gap isn’t enormous, but it’s visible. If efficiency is a priority, gradually nudging weights toward the higher-Sharpe configurations while staying within comfort zones could enhance the overall profile without adding any new products.
Dividends
- ProShares UltraPro QQQ 0.60%
- Vanguard S&P 500 ETF 1.20%
- Weighted yield (per year) 1.08%
Income is clearly not the priority here. The blended dividend yield of about 1.08% is modest and lower than a typical broad equity income-focused approach. The leveraged ETF has an especially low yield, which is normal for products built to magnify price movements rather than distribute cash. For investors focused on growth, this can be fine: the main expectation is that returns come from price appreciation, not regular payouts. Those wanting meaningful income streams, though, would likely find this yield underwhelming and might consider that this kind of portfolio is best paired with other income sources rather than being relied on for spending needs.
Ongoing product costs
- ProShares UltraPro QQQ 0.88%
- Vanguard S&P 500 ETF 0.03%
- Weighted costs total (per year) 0.20%
Costs are impressively contained considering the use of leverage. The blended total expense ratio around 0.20% is low by most standards and well below many active or specialty strategies. That’s a real advantage, because fees act like a headwind every year; keeping them small lets more of the gross return reach the investor. The leveraged ETF is notably more expensive than the plain index fund, which is normal given its complexity, but its small weight keeps overall costs down. From a fee standpoint, this setup is well-aligned with best practices and supports stronger long-term compounding if performance remains robust.
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