Balanced and highly diversified portfolio with a strong focus on technology and global equities

Report created on Aug 3, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

The portfolio exhibits a robust structure, primarily invested in ETFs (89%) with a strategic allocation towards technology and global equities, complemented by direct investments in leading technology companies. The significant weighting in the Vanguard FTSE All-World UCITS ETF underscores a global diversification strategy, while the Invesco EQQQ NASDAQ-100 and sector-specific allocations highlight a deliberate tilt towards technology. This composition aligns with a balanced risk profile, aiming to leverage growth in tech-driven markets while mitigating risks through broad geographic and sectoral diversification.

Growth Info

Historically, this portfolio has demonstrated strong performance with a Compound Annual Growth Rate (CAGR) of 16.36%, showcasing its ability to generate substantial returns. The maximum drawdown of -27.16% indicates resilience during market volatility, a crucial aspect for balanced investors. The fact that 90% of returns were generated in just 37 days highlights the importance of staying invested over the long term, as significant gains can occur swiftly and unpredictably.

Projection Info

Monte Carlo simulations, utilizing historical data to forecast future performance, suggest a wide range of outcomes with a median increase of 1,269.3% in portfolio value. It's important to note that while these simulations provide a spectrum of potential futures, they cannot predict exact returns. The high percentage of simulations with positive returns (99.2%) underscores the portfolio's solid foundation, though investors should remain cautious and not rely solely on these projections for decision-making.

Asset classes Info

  • Stocks
    92%
  • Bonds
    5%
  • Other
    3%

The allocation across asset classes with 92% in stocks, 5% in bonds, and 3% in other (including physical gold) indicates a growth-oriented strategy with a moderate cushion against market downturns. The bond and gold holdings offer a counterbalance to the portfolio's equity exposure, providing income and a hedge against inflation, respectively. This blend supports the portfolio's balanced risk profile, though investors might consider adjusting the bond allocation for further risk management or income needs.

Sectors Info

  • Technology
    26%
  • Financials
    13%
  • Consumer Discretionary
    9%
  • Telecommunications
    8%
  • No data
    8%
  • Industrials
    8%
  • Health Care
    7%
  • Consumer Staples
    5%
  • Basic Materials
    3%
  • Energy
    3%
  • Utilities
    2%
  • Real Estate
    2%

The portfolio's sectoral allocation reveals a strong emphasis on technology (26%), financial services (13%), and consumer cyclicals (9%), reflecting a bet on sectors that benefit from economic growth and innovation. However, this concentration increases exposure to sector-specific risks, such as regulatory changes or economic downturns affecting discretionary spending. Diversifying into underrepresented sectors could mitigate such risks while potentially uncovering new growth avenues.

Regions Info

  • North America
    58%
  • Europe Developed
    9%
  • Asia Emerging
    8%
  • No data
    5%
  • Asia Developed
    5%
  • Japan
    4%
  • Africa/Middle East
    2%
  • Latin America
    1%
  • Australasia
    1%

Geographic exposure is heavily weighted towards North America (58%), with meaningful allocations in developed Europe (9%) and emerging Asia (8%). This distribution leverages the growth potential and stability of developed markets while tapping into the dynamism of emerging economies. However, the portfolio may benefit from increased exposure to underrepresented regions like Latin America and Europe Emerging to enhance diversification and capture global growth opportunities more fully.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    28%
  • Mid-cap
    13%
  • No data
    6%
  • Small-cap
    1%

The focus on mega (46%) and big (28%) cap stocks positions the portfolio to capitalize on the stability and growth potential of large, established companies. Medium cap stocks (13%) add a layer of growth potential from smaller, potentially faster-growing companies. This market cap distribution is conducive to a balanced risk-return profile, though incorporating a greater variety of small and micro-cap stocks could offer higher growth prospects at the cost of increased volatility.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current asset allocation suggests a well-thought-out strategy aimed at balancing risk and return, evidenced by the portfolio's historical performance and diversification scores. While the Efficient Frontier could provide insights into potential optimization, the portfolio already appears to be operating near optimal levels given its risk-return profile. Adjustments should be considered carefully, with a focus on maintaining diversification and managing costs.

Ongoing product costs Info

  • iShares Global Aggregate Bond UCITS Hedged Acc 0.10%
  • iShares Core MSCI Emerging Markets IMI UCITS 0.18%
  • Invesco EQQQ NASDAQ-100 UCITS ETF (GBP Hdg) 0.35%
  • iShares Physical Gold ETC 0.25%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.21%

With a Total Expense Ratio (TER) averaging 0.21%, the portfolio benefits from relatively low costs, enhancing long-term return potential. Keeping costs low is crucial for maximizing investment returns, especially in a balanced portfolio where the objective is to achieve a steady growth rate without excessive risk. Investors should continue monitoring fund expenses and consider cost-effective alternatives when available to maintain this efficiency.

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