This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A balanced and moderately diversified portfolio with a strategic blend of global stocks and a touch of digital currency

Report created on Aug 11, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio showcases a strategic composition, leaning heavily on global equities with a 55% allocation in the Vanguard Total World Stock Index Fund ETF Shares, indicating a preference for broad market exposure. The inclusion of specialized ETFs like the American Century ETF Trust and momentum-focused Invesco ETFs suggests an approach to capture growth in both developed and emerging markets, as well as the mid-cap segment. The addition of the Fidelity Wise Origin Bitcoin Trust, albeit a smaller portion, introduces a speculative element with potential for high returns but also higher volatility. This blend reflects a balanced risk profile, aiming for growth while maintaining a moderate level of risk.

Growth Info

Historically, this portfolio has demonstrated strong performance with a Compound Annual Growth Rate (CAGR) of 22.56%, outpacing many traditional benchmarks. The maximum drawdown of -16.58% indicates resilience during market downturns, a crucial factor for balanced investors. The days contributing to 90% of returns being limited to 13.0 highlights that significant gains were concentrated in short periods, emphasizing the importance of staying invested through market cycles for capturing peak growth moments.

Projection Info

Utilizing Monte Carlo simulations, which forecast potential outcomes based on historical data, this portfolio shows a wide range of future scenarios. With a median projected growth of 5,259.5%, it suggests substantial upside potential. However, it's crucial to remember that such simulations are speculative, relying on past trends that may not predict future performance accurately. The consistent positive returns across simulations underscore the portfolio's robustness but also highlight the importance of maintaining realistic expectations and preparedness for volatility.

Asset classes Info

  • Stocks
    94%
  • Other
    5%
  • Cash
    1%

The portfolio's asset allocation leans heavily towards stocks (94%), with a minimal presence in other asset classes and cash. This high equity exposure is characteristic of a growth-oriented strategy but comes with increased market risk. The absence of bonds or more conservative assets limits opportunities for risk mitigation through diversification across asset classes. For a balanced portfolio, introducing a broader mix of asset classes could enhance stability without significantly compromising growth potential.

Sectors Info

  • Financials
    21%
  • Technology
    17%
  • Industrials
    14%
  • Consumer Discretionary
    11%
  • Health Care
    7%
  • Telecommunications
    6%
  • Consumer Staples
    6%
  • Energy
    5%
  • Basic Materials
    4%
  • Real Estate
    2%
  • Utilities
    2%

Sectoral allocation reveals a diversified yet strategically focused approach, with significant investments in financial services, technology, and industrials. This sectoral spread is generally aligned with a growth-oriented strategy, leveraging sectors that can offer strong returns. However, the heavy weighting towards financial services and technology sectors could expose the portfolio to sector-specific risks. Balancing with more defensive sectors like utilities or consumer staples might offer added resilience against market volatility.

Regions Info

  • North America
    25%
  • Europe Developed
    8%
  • Japan
    2%
  • Asia Developed
    1%
  • Australasia
    1%
  • Asia Emerging
    1%
  • Latin America
    1%

Geographically, the portfolio is predominantly allocated to North America and developed European markets, with minimal exposure to emerging markets and other regions. This conservative geographic distribution aligns with the portfolio's balanced risk profile but may limit potential gains from high-growth emerging markets. Expanding geographic diversity could tap into new growth opportunities and reduce the impact of regional downturns, enhancing the portfolio's overall risk-reward balance.

Market capitalization Info

  • Mega-cap
    33%
  • Large-cap
    24%
  • Mid-cap
    22%
  • Small-cap
    11%
  • Micro-cap
    2%

The portfolio's market capitalization breakdown shows a balanced approach, with a healthy mix of mega, big, and medium-cap stocks. This diversification supports stability and growth potential, as larger companies tend to be more resilient during downturns, while mid-caps offer growth opportunities. However, the relatively lower allocation to small and micro-caps suggests a cautious approach to risk. Incrementally increasing exposure to smaller caps could enhance growth prospects, albeit with higher volatility.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio appears to be positioned for an optimized risk-return ratio based on its current allocation. However, continuous reassessment is crucial, as shifts in market dynamics and asset performance can alter the optimal allocation. Adjusting the mix between equities, especially with the speculative position in Bitcoin, could further refine the balance between risk and return, potentially moving the portfolio closer to the frontier's efficient edge.

Dividends Info

  • American Century ETF Trust 2.20%
  • Invesco S&P International Developed Momentum ETF 2.00%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Invesco S&P MidCap Momentum ETF 0.70%
  • Weighted yield (per year) 1.64%

The portfolio's dividend yield strategy, with an overall yield of 1.64%, strikes a balance between income generation and growth. While not the primary focus, dividends contribute to total returns and provide a modest income stream. For investors seeking a higher income component, reallocating towards assets with higher dividend yields could enhance income without drastically altering the portfolio's risk profile.

Ongoing product costs Info

  • American Century ETF Trust 0.26%
  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Invesco S&P MidCap Momentum ETF 0.34%
  • Weighted costs total (per year) 0.16%

With a total expense ratio (TER) of 0.16%, the portfolio benefits from relatively low costs, which is commendable. Lower costs translate directly into higher net returns over time, an essential factor in long-term investment success. The portfolio's cost efficiency is particularly noteworthy given the diverse range of ETFs included, demonstrating effective cost management in achieving diversification.

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