A growth-focused portfolio with a strong tilt towards technology and Sharia-compliant investments

Report created on Jul 29, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio is heavily weighted towards the SP Funds S&P 500 Sharia Industry Exclusions ETF, making up 80% of the allocation, with the remainder split between gold and semiconductor ETFs. This composition suggests a focus on growth, leveraging the stability and ethical investment criteria of Sharia-compliant funds, while also seeking to hedge against inflation and market volatility with gold and capitalize on the semiconductor industry's growth.

Growth Info

Historically, this portfolio has shown a remarkable Compound Annual Growth Rate (CAGR) of 19.68%, with a maximum drawdown of -29.12%. These figures indicate a high growth potential, albeit with significant volatility. The days contributing most to returns highlight the portfolio's susceptibility to short-term market movements, underscoring the importance of a long-term investment horizon for realizing potential gains.

Projection Info

Monte Carlo simulations, based on 1,000 scenarios, suggest a wide range of potential outcomes, with the median projection offering a 1,500.7% return. This optimistic outlook is tempered by the reality that such projections rely heavily on historical data, which may not always predict future performance accurately. It's crucial to remember that while simulations can provide insight, they cannot guarantee future results.

Asset classes Info

  • Stocks
    90%
  • Other
    10%

With 90% of the portfolio in stocks and 10% in other assets (primarily gold), this allocation underscores a growth-oriented strategy. However, the heavy reliance on equities increases exposure to market volatility. Diversifying further across asset classes could help mitigate some of this risk, potentially smoothing out returns over time.

Sectors Info

  • Technology
    52%
  • Consumer Discretionary
    11%
  • Health Care
    9%
  • Telecommunications
    5%
  • Industrials
    5%
  • Consumer Staples
    3%
  • Energy
    2%
  • Basic Materials
    2%
  • Real Estate
    1%

The technology sector's dominant 52% position reflects a bullish outlook on tech growth but also introduces sector-specific risk. The balanced exposure to consumer cyclicals, healthcare, and other sectors is positive, yet the portfolio could benefit from a broader sectoral diversification to reduce vulnerability to tech market fluctuations.

Regions Info

  • North America
    88%
  • Asia Developed
    1%
  • Europe Developed
    1%

The geographic allocation is heavily North American-centric (88%), with minimal exposure to developed markets in Asia and Europe. This concentration enhances exposure to the economic and political risks within the North American market. Expanding into other developed or emerging markets could offer additional diversification benefits.

Market capitalization Info

  • Mega-cap
    53%
  • Large-cap
    26%
  • Mid-cap
    10%

The focus on mega (53%) and big (26%) cap stocks suggests a preference for established, possibly more stable companies. However, incorporating medium or even small-cap stocks could offer higher growth potential, albeit with increased risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current expected return is below the optimal level suggested by Efficient Frontier analysis. By adjusting the asset allocation to achieve a 20.50% expected return with a comparable risk level, the portfolio could potentially enhance its risk-return profile. This optimization process underscores the importance of periodically reviewing and adjusting the portfolio to maintain alignment with investment goals and risk tolerance.

Dividends Info

  • VanEck Semiconductor ETF 0.40%
  • SP Funds S&P 500 Sharia Industry Exclusions ETF 0.70%
  • Weighted yield (per year) 0.60%

The dividend yields from the ETFs contribute modestly to the portfolio's overall returns. While Sharia-compliant investments may have restrictions affecting dividend payouts, the current yield indicates a balance between growth and income, aligning with the portfolio's growth-focused strategy.

Ongoing product costs Info

  • SPDR Gold Mini Shares 0.10%
  • VanEck Semiconductor ETF 0.35%
  • SP Funds S&P 500 Sharia Industry Exclusions ETF 0.45%
  • Weighted costs total (per year) 0.40%

With a total expense ratio (TER) of 0.40%, the portfolio's costs are relatively low, supporting better long-term performance. Keeping costs in check is crucial for enhancing net returns, particularly in a growth-oriented portfolio where compounding plays a significant role over time.

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