A balanced and highly diversified portfolio with a focus on equities and innovative assets

Report created on Aug 2, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

The portfolio is predominantly invested in a broad-based equity ETF, with significant allocations to gold bullion and cryptocurrency ETFs. This composition suggests a strategic balance between traditional equity investments for growth and alternative assets for diversification and potential hedge against inflation. The heavy reliance on a single equity ETF, however, may concentrate risk in market-wide fluctuations, despite the portfolio's overall diversified status.

Growth Info

Historical performance showcases a strong Compound Annual Growth Rate (CAGR) of 12.76%, with a maximum drawdown of -19.66%. This indicates the portfolio has experienced significant growth, albeit with notable volatility. The days contributing most to returns highlight the portfolio's susceptibility to short-term market movements, a common characteristic in equity-heavy investments.

Projection Info

Monte Carlo simulations project a wide range of outcomes, emphasizing the inherent uncertainties in investing. A median projected growth of 243.8% is promising, but the wide spread to the 5th percentile (-83.9%) underscores the risk of substantial losses. These simulations, while useful for understanding potential volatility, are based on past performance and cannot predict future results with certainty.

Asset classes Info

  • US Equity
    36%
  • Stocks
    24%

The asset class distribution, with a heavy focus on US and global equities, aligns with the portfolio's growth-oriented strategy. The inclusion of cryptocurrency and gold as alternative asset classes introduces both diversification benefits and additional risk, given their historically higher volatility compared to traditional equities.

Sectors Info

  • Financials
    18%
  • Technology
    16%
  • Industrials
    9%
  • Consumer Discretionary
    7%
  • Energy
    6%
  • Health Care
    6%
  • Basic Materials
    5%
  • Telecommunications
    5%
  • Consumer Staples
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector allocation is well-rounded, with significant investments in financial services and technology, reflecting common trends in growth-oriented portfolios. This sectoral spread is beneficial for capturing a broad swathe of economic activities, though the technology sector's volatility could impact overall portfolio stability.

Regions Info

  • North America
    60%
  • Europe Developed
    9%
  • Japan
    3%
  • Asia Emerging
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

Geographic allocation is heavily skewed towards North America, with minor exposures to developed and emerging markets in Europe, Asia, and Australasia. This concentration enhances exposure to the stability and growth potential of North American markets but may limit global diversification benefits and exposure to emerging market growth.

Market capitalization Info

  • Mega-cap
    34%
  • Large-cap
    25%
  • Mid-cap
    15%
  • Small-cap
    4%
  • Micro-cap
    1%

The market capitalization breakdown, favoring mega and big-cap stocks, suggests a preference for established, lower-volatility companies. While this can offer stability, the relatively smaller allocation to medium, small, and micro-caps may limit potential high-growth opportunities in the portfolio.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio appears to balance risk and return effectively for its current composition. However, there may be opportunities to further optimize the risk-return profile by adjusting allocations, especially by diversifying across more asset classes or rebalancing sector and geographic exposures.

Dividends Info

  • Vanguard All-Equity ETF Portfolio 1.50%
  • Weighted yield (per year) 1.20%

The Vanguard All-Equity ETF Portfolio's dividend yield contributes to the portfolio's total yield of 1.20%, providing a modest income stream. While dividends are not the primary focus, they offer a supplementary return component, especially in volatile or bear markets.

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