This portfolio has only about 10 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A growth-oriented portfolio with strong tech exposure and global diversification

Report created on Aug 19, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio showcases a significant tilt towards technology and growth, with a notable emphasis on ETFs that track sectors like technology, industrials, and financial services. The allocation across various ETFs, including those focused on momentum and quality within the S&P 500, alongside international and emerging market ETFs, suggests a strategy aimed at capturing growth across different regions. The presence of a single stock, Petrobras, adds a unique element of direct equity exposure, particularly in the energy sector.

Growth Info

The historical performance of this portfolio, with a CAGR of 26.14%, indicates a strong growth trajectory, outpacing many traditional benchmarks. This performance, however, comes with a maximum drawdown of -19.63%, highlighting periods of significant volatility. The concentration in high-growth sectors, such as technology, has likely contributed to both the high returns and volatility. It's important to remember that past performance is not indicative of future results, especially in growth-oriented portfolios where sector rotations can impact returns.

Projection Info

The Monte Carlo simulation, projecting a median return of 2,052.7% over the simulation period, underscores the portfolio's high-growth potential. Such projections, while optimistic, should be approached with caution as they rely on historical data and cannot account for unforeseen market shifts. The wide range between the 5th and 67th percentiles also suggests a significant uncertainty in potential outcomes, emphasizing the portfolio's risk level.

Asset classes Info

  • Stocks
    96%
  • Cash
    8%

The portfolio's asset allocation leans heavily towards stocks (96%), with a small cash reserve (8%). This composition aligns with a growth-focused strategy but lacks exposure to bonds, which could provide stability during market downturns. The absence of bond investments may increase the portfolio's volatility and risk, particularly in uncertain market conditions.

Sectors Info

  • Technology
    29%
  • Industrials
    16%
  • Financials
    14%
  • Consumer Discretionary
    9%
  • Telecommunications
    8%
  • Energy
    6%
  • Consumer Staples
    4%
  • Health Care
    3%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    1%

The sectoral allocation demonstrates a strong preference for technology, industrials, and financial services, which are known for their growth potential. However, this concentration also increases the portfolio's sensitivity to specific economic cycles and sector-specific risks. Diversifying across more sectors, or within sectors that offer defensive characteristics, could help mitigate these risks.

Regions Info

  • North America
    57%
  • Europe Developed
    20%
  • Asia Developed
    5%
  • Japan
    4%
  • Asia Emerging
    4%
  • Latin America
    4%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Europe Emerging
    1%

Geographic diversification is evident, with significant allocations to North America, Europe, and emerging markets. This global exposure positions the portfolio to benefit from growth in various economies but also introduces geopolitical and currency risks. The balance between developed and emerging markets is commendable, though increased exposure to underrepresented regions could enhance diversification benefits.

Market capitalization Info

  • Mega-cap
    40%
  • Large-cap
    28%
  • Mid-cap
    14%
  • Small-cap
    9%
  • No data
    4%
  • Micro-cap
    3%

The portfolio's market capitalization exposure is well-distributed among mega, big, and medium-sized companies, with a smaller allocation to small and micro-cap stocks. This distribution suggests a balance between seeking growth in large-cap companies and exploring value in smaller companies. However, the focus on larger companies may limit potential returns from high-growth small-cap stocks.

Redundant positions Info

  • iShares Russell Top 200 Growth ETF
    iShares Expanded Tech Sector ETF
    Invesco QQQ Trust
    Invesco S&P 500® Momentum ETF
    ProShares Ultra QQQ
    High correlation
  • Vanguard FTSE Europe Index Fund ETF Shares
    SPDR Portfolio Europe
    High correlation

The high correlation among certain ETFs, especially within the technology sector, indicates redundancy that may not contribute to diversification. Reducing overlap by consolidating similar ETFs or reallocating to underrepresented sectors could enhance the portfolio's efficiency without significantly increasing risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

While the portfolio demonstrates strong growth potential, the presence of highly correlated assets suggests room for optimization. By addressing overlaps and reallocating towards a more diversified set of assets, the portfolio could achieve a more efficient risk-return profile. The projected optimal portfolio suggests that with strategic adjustments, it's possible to maintain a similar risk level while potentially increasing returns.

Dividends Info

  • First Trust RBA American Industrial RenaissanceTM ETF 0.30%
  • Avantis® International Small Cap Value ETF 3.60%
  • Avantis® Emerging Markets Equity ETF 2.80%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Freedom 100 Emerging Markets ETF 2.40%
  • Invesco S&P International Developed Momentum ETF 1.90%
  • iShares Expanded Tech Sector ETF 0.20%
  • Invesco International BuyBack Achievers ETF 3.50%
  • iShares Russell Top 200 Growth ETF 0.40%
  • Exchange Traded Concepts Trust 0.10%
  • Petróleo Brasileiro S.A. - Petrobras 11.50%
  • ProShares Ultra QQQ 0.20%
  • Invesco QQQ Trust 0.50%
  • iShares Semiconductor ETF 0.70%
  • SPDR Portfolio Europe 2.90%
  • Invesco S&P 500® Quality ETF 1.00%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard FTSE Europe Index Fund ETF Shares 2.90%
  • Select STOXX Europe Aerospace & Defense ETF 0.10%
  • Weighted yield (per year) 1.53%

The portfolio's average dividend yield of 1.53% contributes to its total return, though the focus on growth-oriented assets typically results in lower yield. Some assets, like Petrobras, offer high dividends, balancing the lower yields from tech ETFs. Considering dividends in the context of total return and growth objectives is crucial for maintaining a balanced investment approach.

Ongoing product costs Info

  • First Trust RBA American Industrial RenaissanceTM ETF 0.70%
  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® Emerging Markets Equity ETF 0.33%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Freedom 100 Emerging Markets ETF 0.49%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • iShares Expanded Tech Sector ETF 0.41%
  • Invesco International BuyBack Achievers ETF 0.55%
  • iShares Russell Top 200 Growth ETF 0.20%
  • Exchange Traded Concepts Trust 0.85%
  • ProShares Ultra QQQ 0.95%
  • Invesco QQQ Trust 0.20%
  • iShares Semiconductor ETF 0.35%
  • SPDR Portfolio Europe 0.07%
  • Invesco S&P 500® Quality ETF 0.15%
  • Invesco S&P 500® Momentum ETF 0.13%
  • ProShares Short VIX Short-Term Futures ETF 0.95%
  • Vanguard FTSE Europe Index Fund ETF Shares 0.13%
  • Weighted costs total (per year) 0.35%

The average total expense ratio (TER) of 0.35% is reasonable given the portfolio's complexity and the types of assets included. However, some individual ETFs have higher expense ratios, which could impact long-term returns. Reviewing and possibly reallocating from higher-cost funds to similar lower-cost options could improve net returns over time.

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