This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-focused portfolio with high exposure to technology and cryptocurrency

Report created on Aug 17, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio is uniquely structured, allocating a substantial portion equally between a technology ETF and a Bitcoin trust, complemented by a significant investment in a broad bond market ETF. The heavy emphasis on technology and cryptocurrency positions it as highly growth-oriented but introduces a notable concentration risk. The bond allocation serves as a buffer, albeit limited, against the portfolio's inherent volatility.

Growth Info

The portfolio has demonstrated an impressive Compound Annual Growth Rate (CAGR) of 35.85%, though it's important to note this comes with a significant maximum drawdown of -22.17%. Such performance indicates periods of high returns interspersed with sharp declines. The days contributing most to the returns are few, suggesting volatility and the importance of timing in this investment strategy.

Projection Info

Monte Carlo simulations forecast a wide range of outcomes, with the median suggesting substantial growth potential. However, the reliance on historical data in these simulations means they cannot predict future market conditions with certainty. Investors should consider the broad spread between the 5th and 67th percentiles as indicative of the portfolio's risk profile.

Asset classes Info

  • Other
    35%
  • Stocks
    35%
  • Bonds
    30%

The allocation across asset classes—35% in "Other" (cryptocurrency), 35% in stocks, and 30% in bonds—shows a tilt towards high-growth assets while maintaining a traditional risk mitigation strategy through bonds. This setup aims to balance growth with some level of stability but leans towards higher risk and reward scenarios.

Sectors Info

  • Technology
    35%

With technology representing 35% of the portfolio, there's a clear sectoral concentration. This focus on technology can offer high growth potential, especially in bullish market conditions, but it also exposes the portfolio to sector-specific downturns, which can be more pronounced than broader market corrections.

Regions Info

  • North America
    35%

The geographic allocation is heavily skewed towards North America, specifically the United States, given the nature of the underlying investments. This concentration enhances exposure to the US economy's growth dynamics but lacks international diversification, which could mitigate region-specific risks.

Market capitalization Info

  • Mega-cap
    19%
  • Large-cap
    8%
  • Mid-cap
    4%
  • Small-cap
    3%
  • Micro-cap
    1%

The market capitalization breakdown shows a bias towards larger companies, which tend to be more stable than their smaller counterparts but may offer lower growth potential. This balance suggests an attempt to mitigate some of the inherent risks in the technology and cryptocurrency sectors.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Given the portfolio's current composition, there's room for optimization towards an Efficient Frontier, which could offer a better risk-return balance. Adjusting the allocations, even slightly, could enhance returns or reduce volatility without sacrificing the portfolio's growth potential.

Dividends Info

  • Vanguard Total Bond Market Index Fund ETF Shares 3.80%
  • Fidelity® MSCI Information Technology Index ETF 0.40%
  • Weighted yield (per year) 1.28%

The dividend yields, especially from the bond ETF, contribute to the portfolio's income, albeit modestly. This income can provide a slight buffer during market downturns, but the overall low yield reflects the portfolio's growth orientation over income generation.

Ongoing product costs Info

  • Vanguard Total Bond Market Index Fund ETF Shares 0.03%
  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Fidelity® MSCI Information Technology Index ETF 0.08%
  • Weighted costs total (per year) 0.12%

The portfolio's total expense ratio (TER) of 0.12% is impressively low, enhancing its long-term growth potential by minimizing the drag on performance due to costs. Keeping expenses low is crucial for maximizing returns, especially in growth-focused portfolios where compounding plays a significant role.

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