A balanced and broadly diversified portfolio with a strong focus on technology and European assets

Report created on Aug 5, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio primarily consists of ETFs, with a significant allocation towards the Vanguard FTSE All-World UCITS ETF and a notable focus on European small caps and technology-related themes. The allocation is heavily skewed towards stocks, providing no exposure to other asset classes such as bonds or commodities. This composition suggests a strategy aiming to capitalize on global market growth while leveraging technological advancements and specific regional opportunities.

Growth Info

Historically, the portfolio has achieved a Compound Annual Growth Rate (CAGR) of 8.90% with a maximum drawdown of -23.61%, indicating a relatively balanced risk-return profile. The days contributing most to returns highlight the portfolio's potential for significant short-term gains amidst volatility. This performance, aligned with a balanced risk classification, suggests a strategy that has navigated market fluctuations effectively to deliver solid returns.

Projection Info

Utilizing Monte Carlo simulations, which project future outcomes based on historical data, the portfolio's forward-looking scenario spans a wide range of potential returns. While past performance is not indicative of future results, these simulations offer a probabilistic forecast, showing a majority of outcomes in positive territory. This indicates a generally optimistic outlook but underscores the importance of preparedness for various market conditions.

Asset classes Info

  • Stocks
    100%

The portfolio's exclusive allocation to stocks reflects a growth-oriented strategy but lacks diversification across asset classes, which could mitigate risk during market downturns. While the stock market historically offers higher returns, incorporating bonds or alternative assets could provide a buffer against volatility and reduce overall portfolio risk.

Sectors Info

  • Technology
    28%
  • Industrials
    19%
  • Financials
    14%
  • Consumer Discretionary
    10%
  • Telecommunications
    8%
  • Health Care
    6%
  • Basic Materials
    5%
  • Consumer Staples
    3%
  • Real Estate
    3%
  • Energy
    2%
  • Utilities
    2%

With a heavy emphasis on technology and industrials, the portfolio is positioned to benefit from innovation and industrial growth. However, this sectoral concentration also exposes it to higher volatility, particularly in tech, which can be sensitive to interest rate changes and market sentiment shifts. Balancing with more defensive sectors like healthcare or consumer staples could enhance stability.

Regions Info

  • Europe Developed
    48%
  • North America
    41%
  • Japan
    4%
  • Asia Emerging
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

The geographic allocation underscores a strong preference for developed markets in Europe and North America, with minimal exposure to emerging markets. This strategy leverages the stability and growth potential of established economies but may miss out on the higher growth rates often found in emerging markets, suggesting room for a more global spread.

Market capitalization Info

  • Mid-cap
    32%
  • Mega-cap
    31%
  • Large-cap
    27%
  • Small-cap
    9%
  • Micro-cap
    1%

The mix of market capitalizations, with a focus on medium to mega-cap companies, suggests a balance between seeking growth and maintaining stability. Medium-cap companies offer growth potential, while mega and large caps provide a foundation of stability. A slight adjustment to include more small or micro-cap stocks could enhance growth prospects, albeit with added risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The Efficient Frontier analysis suggests that the portfolio could achieve a higher expected return of 13.95% at the same risk level through optimization. This implies that reallocating assets could enhance returns without increasing risk, a valuable strategy for improving the portfolio's risk-return profile.

Ongoing product costs Info

  • iShares Automation & Robotics UCITS ETF USD (Acc) 0.40%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Xtrackers Artificial Intelligence &Big Data UCITS ETF 1C EUR 0.35%
  • SPDR® MSCI Europe Small Cap Value Weighted UCITS ETF EUR Acc 0.30%
  • Weighted costs total (per year) 0.22%

The portfolio's costs, as indicated by the Total Expense Ratios (TERs) of the included ETFs, are relatively low, enhancing net returns. Lower costs are crucial for long-term growth, as they compound over time. The portfolio's cost efficiency is commendable and supports better performance sustainability.

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