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Tech-obsessed portfolio with a side of innovation or how to ride the Silicon Valley roller coaster

Report created on Nov 19, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

Diving into this portfolio is like walking into a tech billionaire's garage: flashy, tech-heavy, and lacking variety. With 60% in Invesco NASDAQ 100 ETF, 25% in Vanguard Information Technology Index Fund ETF Shares, and 15% in ARK Innovation ETF, it's clear someone has a serious crush on tech. It's like betting all your chips on red at the roulette table — thrilling but not exactly a strategy for long-term financial health. Diversification isn't just a fancy term; it's your portfolio's safety net. Yours seems to have been left at the door.

Growth Info

Historically, this portfolio's CAGR of 15.86% could have made investors feel like Midas. But with a max drawdown of -38.93%, it's more like a roller coaster that occasionally derails. Those 15 days making up 90% of returns? That's not investing; that's playing financial chicken. It's akin to scoring big on a few lucky lottery tickets rather than building wealth through calculated risks and strategic diversification.

Projection Info

Monte Carlo simulations give us a glimpse into the future, but remember, it's like weather forecasting for your money — useful but not set in stone. With projections ranging from a chilling -57.9% to an exhilarating 464.2%, your portfolio's future seems as predictable as a coin toss. The majority of simulations ending positive might seem comforting until you remember that's barely better odds than a game of blackjack.

Asset classes Info

  • Stocks
    100%

Sticking 100% to stocks is like saying your diet consists entirely of steak — rich and satisfying until your heart gives out. The complete absence of bonds, real estate, or even a hint of cash reserves is your portfolio screaming for a more balanced diet. A little variety won't just spice things up; it could keep your financial health from flatlining during market downturns.

Sectors Info

  • Technology
    61%
  • Telecommunications
    12%
  • Consumer Discretionary
    11%
  • Health Care
    6%
  • Financials
    3%
  • Industrials
    3%
  • Consumer Staples
    3%
  • Utilities
    1%
  • Basic Materials
    1%

With 61% in technology, this portfolio has more in common with a Silicon Valley startup than a diversified investment strategy. It's like having an entire wardrobe filled with nothing but black turtlenecks. Sure, it worked for Steve Jobs, but even he diversified his investments. Branching into other sectors might prevent your portfolio from becoming obsolete faster than last year's smartphone model.

Regions Info

  • North America
    97%
  • Europe Developed
    2%

With 97% of the portfolio in North America, it's clear you've embraced the "America First" mantra to an extreme. While home bias is common, ignoring the rest of the world's markets is like refusing to eat at any restaurant that doesn't serve hamburgers. The global economy offers a smorgasbord of opportunities; it's time to broaden your palate.

Market capitalization Info

  • Mega-cap
    48%
  • Large-cap
    30%
  • Mid-cap
    16%
  • Small-cap
    3%
  • Micro-cap
    2%

Your portfolio leans heavily towards mega and big caps, which is like always betting on the heavyweights in a fight. While they often come out on top, ignoring the scrappy underdogs (small and micro caps) means missing out on potential knockout growth stories. Diversifying across market caps could add some much-needed agility to your investment strategy.

Redundant positions Info

  • Invesco NASDAQ 100 ETF
    Vanguard Information Technology Index Fund ETF Shares
    High correlation

The high correlation between your ETFs is the financial equivalent of buying three different brands of plain white socks — redundant. This lack of diversification doesn't just limit your wardrobe's versatility; it exposes you to unnecessary risk. If tech takes a tumble, your portfolio follows suit. Mixing in some different styles could save you from going barefoot.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Your portfolio's current state is like insisting on using a map from the '90s to navigate today's roads. Sure, you might reach your destination, but not without unnecessary detours and missed opportunities. An optimal portfolio with a 19.54% expected return at a 25.08% risk level is the GPS upgrade you need. It's time to embrace modern portfolio theory and enjoy the ride with less turbulence.

Dividends Info

  • Invesco NASDAQ 100 ETF 0.50%
  • Vanguard Information Technology Index Fund ETF Shares 0.40%
  • Weighted yield (per year) 0.40%

With dividend yields hovering around 0.40%-0.50%, your portfolio's income stream is more of a trickle than a flow. Relying on growth in a tech-heavy strategy is fine until it's not. A bit more focus on income-generating assets could provide a safety net for when the growth engine stalls, ensuring you're not left scrambling for loose change.

Ongoing product costs Info

  • ARK Innovation ETF 0.75%
  • Invesco NASDAQ 100 ETF 0.15%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Weighted costs total (per year) 0.23%

At least you're not bleeding money on fees, with a Total TER of 0.23%. It's a small win, like finding a dollar in a parking lot. But even low fees can't save a one-trick pony. The real cost here is the potential for missed opportunities and unnecessary risk due to overconcentration. Diversification could be your portfolio's best investment, and it doesn't even have a fee.

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