This portfolio has only about 5 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A global tech party with expensive tickets and a side of real estate

Report created on Aug 25, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio loves the S&P 500 like a kid loves candy, making up nearly a third of the whole mix. Then, it sprinkles in some world flavor with the FTSE All-World ETF but can't resist doubling down on tech with a hefty slice of the VanEck Semiconductor ETF. It's like making a global cuisine buffet but filling half your plate with fries. The attempt at diversification is there, but it's like wearing a raincoat in a hurricane—commendable effort but ultimately futile against the tech storm.

Growth Info

With a CAGR of 26.56%, this portfolio has been on a tear, but let's not pop the champagne just yet. Those days that make up 90% of returns? Only three days. That's like betting your retirement on a horse because it had a good sprint once. Sure, past performance is the finance world's version of looking in the rearview mirror, but let's remember, it's no promise of what's down the road.

Projection Info

Monte Carlo simulations give us a peek into the future, like a crystal ball with a math degree. Your portfolio's range from a 312.8% to a whopping 1,754.3% median increase sounds like a dream. But remember, Monte Carlo is more about probabilities than promises. It's like forecasting weather; you know it's going to rain at some point, but exactly when and how much is anyone's guess. Diversifying more could mean not having to carry an umbrella every day.

Asset classes Info

  • Stocks
    96%

Stocks, stocks, and more stocks. With 96% of your portfolio in equities, you're riding the high waves with no lifejacket. It's thrilling until it's not. A single asset class approach is like dieting on steak alone; it's rich and fulfilling until your heart (or market) tells you otherwise. A sprinkle of bonds or even some cash could keep you from being washed overboard in a storm.

Sectors Info

  • Technology
    39%
  • Financials
    11%
  • Consumer Discretionary
    7%
  • Real Estate
    7%
  • Industrials
    7%
  • Consumer Staples
    6%
  • Health Care
    6%
  • Telecommunications
    6%
  • Energy
    2%
  • Utilities
    2%
  • Basic Materials
    2%

Tech's nearly 40% grip on your portfolio is like having too much of your favorite ice cream; it's great until it gives you a stomachache. The financial and consumer sectors bring some balance, but the heavy tech tilt leaves you vulnerable to sector-specific downturns. It's like building a house with the best electronics but forgetting about plumbing and electricity.

Regions Info

  • North America
    76%
  • Europe Developed
    9%
  • Japan
    5%
  • Asia Developed
    4%
  • Asia Emerging
    1%
  • Australasia
    1%

North America holds 76% of your assets, making it clear you believe 'America is the land of opportunity.' However, with only breadcrumbs tossed to emerging markets and other developed regions, you're missing out on a world of potential. It's akin to traveling the world but only visiting Starbucks.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    37%
  • Mid-cap
    16%
  • Small-cap
    1%

Your portfolio's love affair with mega and big caps is like only watching blockbuster movies; you miss out on the indie gems. Sure, the big names bring stability and fame, but the smaller guys often bring the growth and excitement. A bit more attention to medium, small, or even micro caps could add some spice to your investment meal.

Redundant positions Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    SPDR® MSCI World UCITS ETF EUR
    Vanguard S&P 500 UCITS Acc
    VanEck Semiconductor UCITS ETF
    Ishares Iii Plc - Ishares Ai Infrastructure Ucits Etf
    High correlation

Your portfolio's version of diversification is like having different colors of the same shirt; it looks diverse until you notice it's all the same. The high correlation among your top holdings means when one sneezes, the rest catch a cold. It's time to mix it up, perhaps with assets that don't move in sync with your tech darlings.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Your portfolio is like a sports car with three flat tires; it looks fast but won't go far without some changes. The high correlation among your holdings means you're not getting the diversification benefits you think you are. It's time to declutter and introduce some truly different assets into the mix. Think of it as swapping out those flat tires for a set that can handle any terrain.

Dividends Info

  • VanEck Vectors ETFs N.V. - VanEck Vectors Global Real Estate UCITS ETF 1.70%
  • Weighted yield (per year) 0.09%

Your overall dividend yield is so low, it's like finding change under the couch cushions; nice to have but won't get you far. While growth is thrilling, a little income can cushion the falls and keep the lights on. Maybe tilt a bit towards assets that pay you to own them, not just those that are the next big thing.

Ongoing product costs Info

  • iShares S&P 500 Consumer Staples Sector UCITS Acc 0.15%
  • iShares MSCI Japan ESG Screened UCITS ETF USD (Acc) 0.15%
  • SPDR® MSCI World UCITS ETF EUR 0.12%
  • VanEck Vectors ETFs N.V. - VanEck Vectors Global Real Estate UCITS ETF 0.25%
  • Vanguard FTSE All-World High Dividend Yield UCITS USD 0.29%
  • Vanguard S&P 500 UCITS Acc 0.07%
  • VanEck Semiconductor UCITS ETF 0.35%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.18%

At an average total expense ratio (TER) of 0.18%, you're not bleeding money on fees, which is commendable. It's like paying for a gym membership you actually use—a necessary cost for a valuable service. Still, with your tech tilt, ensure these costs don't creep up as you chase performance.

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