This portfolio has only about 1.9 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A growth-focused portfolio with heavy tech exposure and global diversification

Report created on May 12, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification
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Positions

This portfolio evenly splits its assets between an Invesco FTSE All-World UCITS ETF, providing broad market exposure, and a Xtrackers MSCI World Information Technology UCITS ETF, focusing heavily on the tech sector. This composition suggests a growth-oriented strategy, leveraging the high-growth potential of technology investments while maintaining a diversified global footprint through the all-world ETF. The balance between these two ETFs reflects a deliberate choice to capitalize on the tech sector's performance while mitigating sector-specific risks through global diversification.

Growth Info

The portfolio's historical performance, with a Compound Annual Growth Rate (CAGR) of 17.94%, underscores its strong growth orientation. This high CAGR, coupled with a maximum drawdown of -25.31%, indicates a relatively high-risk, high-reward investment strategy. The days contributing to 90% of returns being limited to eight suggests that the portfolio's returns are significantly impacted by short, strong market movements, typical of growth-focused investments, especially within the tech sector.

Projection Info

Monte Carlo simulations project a wide range of potential outcomes, with the median scenario suggesting a significant increase in value. This forward projection, while optimistic, is based on historical data and should be viewed with caution. The simulations do not guarantee future performance but offer a glimpse into the portfolio's potential volatility and growth prospects. The 100% rate of positive returns across simulations is encouraging, yet it's essential to remember that these projections are hypothetical.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is entirely in stocks, with no cash or other asset classes represented. This allocation is typical for growth-focused investors willing to accept higher volatility for the potential of greater returns. However, the absence of bonds or alternative investments means the portfolio lacks certain elements that could provide stability during market downturns. Diversifying into other asset classes could offer a buffer against stock market volatility.

Sectors Info

  • Technology
    62%
  • Financials
    9%
  • Industrials
    5%
  • Consumer Discretionary
    5%
  • Health Care
    5%
  • Telecommunications
    4%
  • Consumer Staples
    3%
  • Energy
    2%
  • Basic Materials
    2%
  • Utilities
    1%
  • Real Estate
    1%

With 62% in technology, the portfolio's sector allocation heavily leans towards high-growth potential but also high volatility. While the tech sector can offer significant returns, its performance is sensitive to interest rate changes and market sentiment. The remaining allocation is spread across various sectors, providing some level of diversification. However, the heavy tech emphasis could expose the portfolio to sector-specific risks.

Regions Info

  • North America
    78%
  • Europe Developed
    10%
  • Japan
    5%
  • Asia Emerging
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

The geographic allocation is heavily weighted towards North America (78%), reflecting a common bias towards US and Canadian markets, especially within the tech sector. While this concentration has historically offered strong growth, it also exposes the portfolio to geopolitical and currency risks associated with these regions. Expanding into other geographies could help mitigate these risks and tap into growth opportunities in other markets.

Market capitalization Info

  • Mega-cap
    57%
  • Large-cap
    30%
  • Mid-cap
    13%

The focus on mega (57%) and big (30%) cap stocks suggests a preference for established, large companies, which are typically less volatile than their smaller counterparts. This allocation can provide stable growth and is well-suited for investors with a moderate to high-risk tolerance. However, incorporating medium or even small-cap stocks could offer higher growth potential and further diversification benefits.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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Based on the Efficient Frontier, the portfolio's current allocation suggests an optimized risk-return balance within its existing assets. However, this does not account for potential benefits from broader diversification across different asset classes or sectors. Re-evaluating the portfolio to include assets with lower correlation to the tech sector could further optimize its performance, aligning more closely with the investor's risk tolerance and goals.

Ongoing product costs Info

  • Xtrackers MSCI World Information Technology UCITS ETF 1C 0.25%
  • Weighted costs total (per year) 0.12%

The portfolio benefits from relatively low costs, with a total expense ratio (TER) of 0.12%, which is impressive for a growth-oriented strategy. Keeping costs low is crucial for enhancing long-term returns, as even small differences in fees can compound over time. This cost-efficiency is a strong aspect of the portfolio's structure, supporting better net performance.

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