Roast mode 🔥

High octane stock rocket with training wheels duct taped on for fake safety vibes

Report created on Mar 26, 2026

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

Positions

This thing is a 20‑stock shrine to “stuff that did well last cycle,” with every position set at a cute, lazy 5%. It looks diversified at first glance, but under the hood it’s basically a growth‑tilted stock fan club with a few defensive names thrown in so it can pretend to be sensible. Equal weights sound fair, but they ignore reality: some of these names are kittens and some are tigers, and you’ve given them the same cage size. The takeaway: structurally it’s simple and clean, but concentration risk and factor tilts are doing the real steering, not that neat row of 5% labels.

Growth Info

Historically, this portfolio absolutely murdered the benchmarks: 31.1% CAGR versus ~13% for the US market and ~11% globally. Turning $1,000 into $2,561 in just over four years is ridiculous. CAGR (compound annual growth rate) is your “average speed on a crazy road trip,” and yours has been pedal‑to‑the‑metal. But that max drawdown of ‑27% reminds you this thing can still punch you in the face when it wants. Also, past performance is basically yesterday’s weather report: useful context, not a prophecy. The key message: you’ve been more genius‑lucky than structurally bulletproof, heavily riding recent winners in a very specific environment.

Asset classes Info

  • Stocks
    100%

Asset classes: 100% stocks, 0% anything else. This is not a portfolio; it’s an opinion: “Equities or bust.” No bonds, no real estate funds, no cash buffer, nothing that earns quietly while markets tantrum. That’s fine for a growth profile, but let’s not pretend it’s balanced. You’ve built a race car with no spare tire and then parked it on a highway that occasionally floods. The upside is max participation in equity rallies. The downside is that when stocks are down ugly, there’s nowhere to hide, no shock absorbers, just pure mark‑to‑pain. Suitable only if the time horizon and stomach lining are both thick.

Sectors Info

  • Technology
    45%
  • Health Care
    15%
  • Consumer Staples
    10%
  • Industrials
    10%
  • Consumer Discretionary
    5%
  • Utilities
    5%
  • Financials
    5%
  • Energy
    5%

Sector‑wise, this is tech‑tilted and proud: about 45% in technology plus more “tech‑adjacent” names hiding in other labels. Then some health care and staples pretending to be adults in the room. That big tech lean is like building your whole personality around one friend group — fun until that group falls out of fashion or regulators/the economy smack it. The risk is obvious: if growth and high‑multiple names get derated, a huge chunk of this thing goes down together. The upside: when tech leads, you look like a genius. The hidden reality: you’re not diversified by business type so much as by brand name.

Regions Info

  • North America
    85%
  • Europe Developed
    15%

Geography is basically “US first, Europe for seasoning”: ~85% North America, 15% developed Europe, and that’s it. No exposure to the rest of the world, no emerging markets, no attempt to catch different economic cycles. It’s the investment version of only ever eating at American‑style diners and occasionally trying a French bakery. The US focus has worked brilliantly lately, but that’s a choice, not a law of physics. If other regions outperform for a decade, this setup just shrugs and underperforms in unison. Takeaway: global diversification isn’t about patriotism, it’s about not tying your financial fate to one economic engine.

Market capitalization Info

  • Mega-cap
    50%
  • Large-cap
    50%

All mega and large caps, 50/50, zero small caps. You basically banned the scrappy underdogs and built a portfolio out of established headliners. That gives you better liquidity and fewer “this company might actually die” stories, but you also miss out on the parts of the market that often drive long‑term excess returns. Think of it as a music playlist with only stadium artists: polished, reliable, but not exactly discovering the next big thing. On the plus side, this at least avoids the worst of small‑cap chaos. On the minus side, you’ve concentrated your fate in giants that are already heavily owned and heavily priced.

Factors Info

Value
Preference for undervalued stocks
Low
Data availability: 100%
Size
Exposure to smaller companies
Very low
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Very high
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 70%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

The factor profile is weirdly sensible for a portfolio that otherwise screams “growth maximalist.” Quality is sky‑high, low volatility is solid, and yield isn’t terrible either. Factor exposure is basically the recipe behind the taste, and yours says: “good‑quality, relatively stable companies with some income, plus momentum and a bit of value.” The tilt toward quality and low vol suggests these names generally have strong balance sheets and aren’t the wobbliest things in the market. Still, momentum at 41.6% means you’re surfing what’s been hot, which works… until it doesn’t. At least you didn’t accidentally go full junk‑stock gambler; this is aggressive, but not totally reckless.

Risk contribution Info

  • Shopify Inc
    Weight: 5.00%
    11.6%
  • Cloudflare Inc
    Weight: 5.00%
    11.5%
  • NVIDIA Corporation
    Weight: 5.00%
    9.3%
  • Micron Technology Inc
    Weight: 5.00%
    7.7%
  • Broadcom Inc
    Weight: 5.00%
    6.8%
  • Top 5 risk contribution 46.9%

Risk contribution is where the mask slips. Shopify and Cloudflare each have 5% weights but over 11% of total risk — more than double their size in volatility influence. That’s what risk/weight above 2 means: they’re hogging the drama spotlight. NVIDIA is also quietly throwing elbows with almost 10% of risk from its tiny slice. Risk contribution is basically asking, “Who’s actually shaking the portfolio?” and the answer is: a few high‑beta names are doing the heavy swinging while the safer stocks are along for the ride. Trimming or shrinking the loudest offenders could keep the overall feel but tone down the emotional roller coaster.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Risk vs. return wise, the efficient frontier is roasting you. The current portfolio has a Sharpe of 1.26, while the optimal mix of the *same holdings* hits 2.18 — way better risk‑adjusted returns. The efficient frontier is just the best possible trade‑off between risk and return using your existing ingredients. You’re sitting noticeably below that curve like someone paying for first‑class and then choosing to stand in the aisle. Even the minimum‑risk version of this mix beats your Sharpe. Translation: the problem isn’t the toys you picked, it’s how you arranged them. A smarter weighting could keep the same names but deliver smoother, more efficient results.

Dividends Info

  • Apple Inc 0.40%
  • Broadcom Inc 0.60%
  • Constellation Energy Corp 0.50%
  • Johnson & Johnson 2.20%
  • Eli Lilly and Company 0.70%
  • Micron Technology Inc 0.10%
  • Novo Nordisk A/S 4.60%
  • Procter & Gamble Company 2.90%
  • Schneider Electric SE 3.00%
  • Unilever PLC 3.50%
  • Visa Inc. Class A 0.80%
  • Waste Management Inc 1.10%
  • Exxon Mobil Corp 2.40%
  • Weighted yield (per year) 1.14%

The portfolio’s yield at about 1.14% is a polite nod to income, not an actual income strategy. You’ve sprinkled in some solid dividend names — J&J, P&G, Unilever, Novo Nordisk — but then immediately drowned them in low or no‑yield growth rockets. Dividends here are like the side salad you order with a triple cheeseburger: technically present, functionally irrelevant. That’s not wrong if the goal is growth, but anyone dreaming of serious cash flow from this lineup is kidding themselves. Takeaway: this setup is clearly built for capital gains, with dividends as a tiny consolation prize while you wait for price appreciation.

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