A globally diversified portfolio with a cautious risk profile and a focus on innovation and sustainability

Report created on Nov 12, 2025

Risk profile Info

3/7
Cautious
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

The portfolio is primarily composed of ETFs, with a significant 60% allocation to a broad market ETF and targeted investments in automation & robotics, defense, environmental impact, and global bonds. This structure provides a blend of broad market exposure and thematic investments that align with future-oriented sectors. The balance between stocks (90%) and bonds (10%) reflects a cautious yet growth-oriented strategy, suitable for a diversified investment approach. The allocation across different sectors and geographic regions further enhances the portfolio's diversification, reducing the risk of significant losses from any single investment.

Growth Info

Historically, the portfolio has demonstrated a Compound Annual Growth Rate (CAGR) of 14.88%, with a maximum drawdown of -15.99%. These figures suggest a resilient performance, particularly in light of the cautious risk profile. The days contributing to 90% of returns being concentrated in a relatively small number highlights the impact of specific market events on performance. Comparing this to broader market benchmarks, the portfolio's performance indicates a well-managed risk-return balance, achieving solid growth while minimizing potential losses.

Projection Info

Using Monte Carlo simulation, a tool that projects future performance based on historical data and random variables, the portfolio shows a wide range of potential outcomes. With all simulations generating positive returns and a median projected increase of 621.7%, this suggests a strong likelihood of future growth. However, it's crucial to remember that these projections are not guarantees but rather a spectrum of possible outcomes, emphasizing the importance of maintaining a diversified and balanced approach.

Asset classes Info

  • Stocks
    90%
  • Bonds
    10%

The allocation to 90% stocks and 10% bonds reflects a strategic choice to prioritize growth while using bonds to mitigate volatility. This blend aligns with a cautious but growth-oriented investor, leveraging the potential higher returns of stocks with the stability of bonds. The absence of cash or other asset classes suggests a fully invested stance, aiming to maximize growth potential within the defined risk parameters.

Sectors Info

  • Industrials
    23%
  • Technology
    18%
  • Financials
    14%
  • Consumer Discretionary
    6%
  • Health Care
    6%
  • Energy
    5%
  • Basic Materials
    4%
  • Telecommunications
    4%
  • Utilities
    4%
  • Consumer Staples
    4%
  • Real Estate
    2%

With investments spread across industrials, technology, financial services, and more, the portfolio is well-positioned to benefit from growth across a broad spectrum of economic sectors. The emphasis on industrials and technology, in particular, aligns with current trends towards automation, digital transformation, and sustainable practices. This sectoral allocation supports the portfolio's growth objectives while mitigating sector-specific risks through diversification.

Regions Info

  • North America
    47%
  • Europe Developed
    22%
  • Japan
    7%
  • Asia Developed
    5%
  • Asia Emerging
    4%
  • Latin America
    1%
  • Australasia
    1%
  • Africa/Middle East
    1%

The geographic allocation, with a substantial 47% in North America and significant exposure to developed Europe and Asia, underscores a strategy focused on stable, high-growth regions. The limited exposure to emerging markets reflects the cautious risk profile, prioritizing stability and established markets over the potentially higher returns and higher volatility of developing regions. This geographic distribution supports a balanced approach to capturing global growth opportunities while managing risk.

Market capitalization Info

  • Large-cap
    33%
  • Mid-cap
    24%
  • Mega-cap
    23%
  • Small-cap
    8%
  • Micro-cap
    2%

The spread across big, medium, mega, small, and micro-cap stocks indicates a comprehensive approach to market capitalization diversification. This variety helps spread risk and capture growth across the spectrum of company sizes, from established leaders (mega and big caps) to innovative smaller companies (small and micro caps). Such diversification is crucial for mitigating the impact of market volatility on portfolio performance.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current allocation appears well-tuned to its objectives and risk profile, as indicated by its historical performance and diversification metrics. However, ongoing optimization, possibly using the Efficient Frontier concept to assess the risk/return trade-off, could ensure that the portfolio maintains the best possible balance. This process involves periodically reviewing and adjusting the asset allocation to match the investor's changing risk tolerance and market conditions, ensuring the portfolio continues to meet its objectives efficiently.

Ongoing product costs Info

  • iShares Automation & Robotics UCITS ETF USD (Acc) 0.40%
  • iShares Global Aggregate Bond UCITS Dist 0.10%
  • Invesco FTSE RAFI All World 3000 UCITS ETF EUR 0.39%
  • Rize Environmental Impact 100 UCITS ETF EUR 0.55%
  • Weighted costs total (per year) 0.34%

The Total Expense Ratio (TER) of 0.34% is relatively low, which is beneficial for long-term growth as it minimizes the drag on returns caused by fees. Keeping costs low is crucial in maximizing net returns, especially in a cautiously constructed portfolio where every percentage point of return matters. Investors should continue to monitor costs, as even small reductions can have a significant impact over time.

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