A growth-focused portfolio with strong tech exposure and global diversification

Report created on Jul 29, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards ETFs, with a significant emphasis on technology through the Invesco NASDAQ 100 ETF. The Vanguard Total World Stock Index Fund ETF Shares provide broad global exposure, while the Schwab U.S. Broad Market ETF focuses on the U.S. market. This composition suggests a growth-oriented strategy with a tilt towards tech but also maintains a balance with global diversification.

Growth Info

Historically, this portfolio has demonstrated a Compound Annual Growth Rate (CAGR) of 14.45%, with a maximum drawdown of -28.64%. These figures indicate robust growth potential but with notable volatility, as evidenced by the drawdown. The performance is a testament to the portfolio's aggressive growth stance, particularly in bull markets.

Projection Info

Utilizing Monte Carlo simulation, which forecasts future performance based on historical data, the portfolio shows a wide range of outcomes. The median projection suggests significant growth potential, but it's crucial to remember that such simulations assume historical trends continue, which may not always be the case.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is almost entirely in stocks (99%), with a minimal cash holding. This allocation aligns with a growth-focused strategy but comes with higher volatility and risk, particularly in market downturns.

Sectors Info

  • Technology
    35%
  • Financials
    12%
  • Consumer Discretionary
    12%
  • Telecommunications
    11%
  • Industrials
    9%
  • Health Care
    8%
  • Consumer Staples
    6%
  • Basic Materials
    3%
  • Energy
    3%
  • Utilities
    2%
  • Real Estate
    2%

With 35% in technology and notable allocations in financial services and consumer cyclicals, the portfolio is positioned to benefit from growth in these sectors. However, this concentration also exposes it to sector-specific risks, such as regulatory changes or economic cycles impacting tech and consumer spending.

Regions Info

  • North America
    82%
  • Europe Developed
    8%
  • Asia Emerging
    3%
  • Japan
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Latin America
    1%
  • Africa/Middle East
    1%

The geographic allocation is heavily skewed towards North America (82%), with modest exposure to developed Europe and emerging Asian markets. This U.S.-centric approach has historically provided strong returns but may limit potential gains from emerging markets and increase exposure to U.S.-specific economic risks.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    32%
  • Mid-cap
    17%
  • Small-cap
    4%
  • Micro-cap
    1%

The focus on mega (46%) and big (32%) cap stocks supports the portfolio's growth objectives while offering stability compared to smaller cap investments. However, this also means potentially missing out on the higher growth rates sometimes found in smaller companies.

Redundant positions Info

  • Vanguard Total World Stock Index Fund ETF Shares
    Schwab U.S. Broad Market ETF
    High correlation

The high correlation between the Vanguard Total World Stock Index Fund ETF Shares and the Schwab U.S. Broad Market ETF indicates overlapping holdings, which may reduce the diversification benefits. Reducing similar exposures could enhance the portfolio's risk-adjusted returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, optimizing the portfolio involves reducing high correlations without sacrificing growth potential. Focusing on diversification across sectors and geographies could improve the risk-return profile, making the portfolio more resilient to sector-specific downturns or geographic economic shifts.

Dividends Info

  • Invesco NASDAQ 100 ETF 0.50%
  • Schwab U.S. Broad Market ETF 1.20%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Weighted yield (per year) 1.24%

The average dividend yield of 1.24% provides a modest income stream, complementing the portfolio's growth focus. While not the primary objective, these dividends can offer a buffer during market volatility and contribute to total returns over time.

Ongoing product costs Info

  • Invesco NASDAQ 100 ETF 0.15%
  • Schwab U.S. Broad Market ETF 0.03%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.09%

With an overall expense ratio of 0.09%, the portfolio is cost-efficient, which is crucial for long-term growth. Lower costs mean more of the portfolio's returns are retained by the investor, enhancing compounding effects over time.

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