One world ETF to rule them all and hope nothing ever goes wrong
Report created on Mar 23, 2026Risk profile
- Secure Speculative
The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.
Diversification profile
- Focused Diversified
The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.
Positions
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UE UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
UETW - IE00BD4TXV59 100.00%
This “portfolio” is basically a one-card deck: 100% in a single world equity ETF. On the plus side, at least it’s not a random soup of funds fighting each other. On the minus side, there’s zero nuance — no ballast, no tilt, no backup plan. It’s like showing up to a triathlon with only running shoes and hoping there’s no swimming segment. A single broad ETF can be a perfectly valid core, but when it is the entire show, every mood swing of global stocks goes straight into the account balance. The general takeaway: simple isn’t bad, but this is minimalism bordering on laziness cosplay.
Growth
Historically, this thing has done its job: €1,000 became €2,165 since mid‑2019, a 12.6% CAGR. CAGR (Compound Annual Growth Rate) is basically your average speed on a long road trip, potholes included. The max drawdown of about ‑34% shows how ugly the potholes got — that’s a full third of the value temporarily evaporating. Compared to the global market proxy, it actually beat slightly on return with almost identical pain in drawdowns. Against the US-only benchmark though, it’s been left in the dust on return but with way more bruises. Past data is like yesterday’s weather: useful for packing, not a guarantee the storm’s over.
Projection
The Monte Carlo simulation — a fancy way of saying “we rolled the dice 1,000 times using past data” — looks weirdly optimistic. Median outcome: about +430% in 10 years, with even the pessimistic 5th percentile still positive at around +78%. That annualized 13.44% across simulations is like assuming the party more or less continues. But Monte Carlo is only as smart as its inputs; it’s imitating history, not predicting revolutions, wars, or new bubbles. The main message: over 10 years, stock-heavy portfolios often look great on paper, but the ride can be vicious. You need patience, not clairvoyance, to survive the ugly years.
Asset classes
- Stocks 98%
- Other 1%
- Cash 1%
Asset allocation here is basically “stocks, and vibes.” About 98% stocks, 1% “other,” 1% cash — that’s not a mix, that’s a declaration of loyalty to equity markets. For a so‑called “balanced” risk profile, this is all gas, no brakes. No bonds, no meaningful diversifiers, nothing that typically softens crashes. When markets fall hard, this setup just goes along for the full roller coaster with hands in the air. Diversification across asset classes is like having different tools in the toolbox; this is more like bringing only a hammer and calling every problem a nail.
Sectors
- Technology 27%
- Financials 16%
- Industrials 12%
- Health Care 10%
- Consumer Discretionary 9%
- Telecommunications 9%
- Consumer Staples 6%
- Energy 4%
- Basic Materials 3%
- Utilities 3%
- Real Estate 2%
Sector spread is decent on paper, but with a big tech halo: around 27% in technology, then financials, industrials, healthcare, and so on. That tech chunk means you’re very exposed to high‑growth, high‑expectation businesses where sentiment can flip fast. It’s basically modern capitalism’s highlight reel — glamorous, exciting, and occasionally brutal. While there’s some balance from more defensive areas, the portfolio still leans on growth narratives and innovation staying hot. When these darlings cool off, “diversification” won’t fully save performance. Sector variety is good, but the scoreboard is still dominated by one flashy player hogging the ball.
Regions
- North America 74%
- Europe Developed 16%
- Japan 6%
- Australasia 2%
- Asia Developed 1%
Geographically, this is less “world” and more “America plus side quests.” Around 74% in North America, 16% in developed Europe, scraps in Japan and the rest. So the label says global, but the risk reality is US‑centric: politics, currency, regulation, and corporate culture are all effectively US‑heavy. If the US keeps winning, this bias looks genius; if it hits a rough decade, that home‑bias-in-disguise will sting. Geographic diversification is supposed to spread your bets across different economies. Here, most of the outcome still hangs on one region remembering how to be exceptional forever.
Market capitalization
- Mega-cap 48%
- Large-cap 34%
- Mid-cap 16%
Market cap exposure is a straight love letter to giants: 48% mega caps, 34% big caps, 16% mid caps. Small caps are basically an afterthought, like the intern nobody invites to meetings. That means stability in the sense of owning more entrenched, mature companies — but also lower exposure to the scrappy up‑and‑comers that often drive future growth (and volatility). You’re riding the big cruise ships, not the speedboats. That can be comforting most of the time, but when leadership rotates to smaller or more nimble companies, this portfolio will move like it forgot its running shoes at home.
True holdings
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NV NVIDIA Corporation 5.03%
Part of fund(s):- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
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AA Apple Inc 4.58%
Part of fund(s):- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
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MS Microsoft Corporation 3.24%
Part of fund(s):- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
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AM Amazon.com Inc 2.36%
Part of fund(s):- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
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GO Alphabet Inc Class A 2.12%
Part of fund(s):- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
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GO Alphabet Inc Class C 1.78%
Part of fund(s):- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
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AV Broadcom Inc 1.67%
Part of fund(s):- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
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ME Meta Platforms Inc. 1.65%
Part of fund(s):- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
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TS Tesla Inc 1.33%
Part of fund(s):- LS 1x Tesla Tracker ETP Securities GBP
- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
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LL Eli Lilly and Company 0.99%
Part of fund(s):- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
- Top 10 total 24.76%
Looking through the ETF, no surprise: the usual mega‑cap celebrities dominate. NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta, Tesla — it’s the financial equivalent of only eating at global fast‑food chains. Many of these names repeat across the index and gobble up a big slice of your exposure, meaning you’re more concentrated than “world ETF” marketing might suggest. And remember, this is just the top 10; actual overlap is higher under the hood. Hidden concentration like this means you think you’re diversified, but your fate is glued to a handful of headlines. When those names sneeze, this portfolio catches pneumonia.
Factors
Factor exposure screams “chasing what’s been working.” Momentum at 50% is high: momentum means riding recent winners and hoping the trend keeps going, like buying whatever’s at the front of the fashion store. Size exposure at 20% basically confirms the love for larger companies. Factor exposure is the ingredient list behind return patterns — here, the recipe is “big, trendy winners.” But signal coverage is only around a third overall, so we’re reading this factor profile through a foggy window. Leaning hard into momentum without clear quality or value focus is like flooring the accelerator and trusting the road never turns.
Risk contribution
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UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
Weight: 100.00% 100.0%
Risk contribution is hilariously simple: one ETF, 100% of the risk. Risk contribution tells you which holdings actually cause your portfolio mood swings — here, there’s nowhere to hide and nothing else to blame. It’s like a band with one member; if they lose their voice, the concert’s over. Even though the weight and risk contribution are perfectly aligned (ratio 1.0), that just confirms the obvious: all eggs, one basket, very large basket. A more layered structure could spread risk drivers across different styles or assets, but this setup just shrugs and says, “If world equities crash, so do I.”
Ongoing product costs
- UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc 0.10%
- Weighted costs total (per year) 0.10%
Costs are where this thing unexpectedly flexes. A 0.10% TER is impressively low — that’s “you actually read the factsheet” energy. TER (Total Expense Ratio) is the annual cut the fund takes; many investors pay several times this for similar or worse exposure. With fees this low, at least you’re not bleeding performance from avoidable drag. Still, saving on costs only matters if the rest of the setup makes sense; buying the cheapest ticket on a roller coaster doesn’t make it less of a roller coaster. But credit where it’s due: you didn’t tip the fee vampires.
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