Roast mode 🔥

When your portfolio screams "I love Europe more than cheese but still flirt with the US"

Report created on Jul 31, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

Your portfolio is like that one friend who insists on mixing every soda flavor at the dispenser, hoping for a miraculous concoction but ending up with a confusing brew. With a heavy tilt towards European stocks, particularly the EURO STOXX 50 and OMX Stockholm, it's like you're betting big on a Eurovision after-party. The inclusion of Berkshire Hathaway and a dash of the S&P 500 shows a sprinkle of American flavor, while bonds are like the diet soda of your mix - barely there. Diversification isn't just about having a bit of everything; it's about having the right balance.

Growth Info

Historically, your portfolio has had the volatility of a soap opera, with a CAGR of 12.17% but a max drawdown that could give an investor heart palpitations at -31.84%. It's like winning a marathon but only because you've decided to hitch a ride halfway through. Those 22 days making up 90% of your returns? That's like banking your entire relationship's happiness on anniversaries and birthdays. Sustainable? Hardly.

Projection Info

Monte Carlo simulations are the financial equivalent of consulting a crystal ball, giving us a glimpse into a portfolio's future without any guarantees. While your portfolio's future looks like a garden with more blooms (296.1% at the 50th percentile) than weeds (39.0% at the 5th percentile), remember, these simulations assume the market behaves tomorrow like it did yesterday. Betting your financial future on this is like planning your outfit based on yesterday's weather - sometimes it works, other times you're caught in the rain without an umbrella.

Asset classes Info

  • Stocks
    92%
  • Bonds
    8%

Stocks and bonds in your portfolio are like bread and butter, except you've decided bread is all you need for a meal, with a mere 8% in bonds. This heavy stock concentration, especially in high-volatility regions and sectors, is like riding a rollercoaster without the safety bar. Sure, it's thrilling, but wouldn't you want a bit more security?

Sectors Info

  • Financials
    32%
  • Industrials
    20%
  • Technology
    12%
  • Consumer Discretionary
    7%
  • Health Care
    5%
  • Consumer Staples
    4%
  • Telecommunications
    4%
  • Basic Materials
    3%
  • Utilities
    2%
  • Energy
    2%
  • Real Estate
    2%

Your sector allocation reads like a "who's who" of the economic world, yet with such a hefty bet on financial services and industrials, it's like you're doubling down on sectors that can swing wildly with economic changes. The tech sprinkle is cute, but in the grand scheme of things, it's like bringing a water gun to a firefight. Broadening your sector exposure might prevent your portfolio from feeling like a one-hit wonder.

Regions Info

  • Europe Developed
    63%
  • North America
    29%

Ah, Europe Developed at 63% - your portfolio has a clear home bias, with a side of American pie at 29%. It's as if you're trying to diversify by vacationing in different European countries but still eating at McDonald's. Exploring beyond familiar territories could spice up your portfolio's life, reducing the risk of a local downturn wiping the smile off your portfolio's face.

Market capitalization Info

  • Mega-cap
    56%
  • Large-cap
    24%
  • Mid-cap
    9%
  • No data
    8%
  • Small-cap
    2%

Your love affair with mega and big caps is like only shopping at designer stores - comfortable but costly. These companies are the financial world's equivalent of ocean liners - stable, but slow to turn. Sprinkling in more medium, small, or even micro-caps might not just add agility to your portfolio; it could also introduce growth potential that mega caps can't always match.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Your portfolio's risk-return optimization seems to have taken a backseat, like deciding to wing it on a road trip without a map. Sure, you might find some hidden gems, but you're also likely to hit dead ends. Striving for the Efficient Frontier is about balancing risk and return - not just chasing high returns with reckless abandon. Rebalancing towards a mix that considers your risk tolerance and investment horizon could turn your portfolio from a wild gamble into a calculated strategy.

Ongoing product costs Info

  • iShares OMX Stockholm Capped UCITS 0.10%
  • iShares Core S&P 500 UCITS ETF USD (Acc) 0.12%
  • Vanguard EUR Corporate Bond UCITS ETF EUR Accumulation 0.09%
  • Xtrackers EURO STOXX 50 UCITS ETF 1C 0.09%
  • Weighted costs total (per year) 0.08%

Kudos on managing to keep your costs lower than a limbo stick at a beach party. With total TER at a minuscule 0.08%, you're not letting fees eat away at your returns. It's like finding a way to enjoy fine dining on a fast-food budget. Keep an eye on these costs, though, as even minor increases can compound over time, nibbling away at your gains like a mouse in a cheese factory.

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