This portfolio has only about 1.3 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Globally diversified equity portfolio with factor tilts and room to improve risk adjusted efficiency

Report created on Apr 2, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio is simple and focused: three equity ETFs cover the global stock market, smaller value companies, and emerging markets, with weights of roughly 65%, 20%, and 15% respectively. That means every euro is invested in shares, with no bonds or cash buffer. A concentrated ETF lineup like this is easy to manage and keeps the strategy transparent. The trade-off is that portfolio swings will closely follow global equity markets, without the stabilizing effect of safer assets. For someone using this as a core holding, the big picture takeaway is that risk management has to come from allocation choices elsewhere, not from this portfolio itself.

Growth Info

Over the roughly 1.3-year period available, €1,000 grew to about €1,094, a compound annual growth rate (CAGR) of 7.24%. CAGR is like your average speed on a road trip, smoothing out bumps along the way. The portfolio outpaced both the US market and global market benchmarks over this short window, while experiencing a similar maximum drawdown of around -21%. That drawdown shows the real-world downside of an all-equity approach. With such a limited history, it’s too early to treat this outperformance as a lasting pattern, but it does show the mix has held up competitively in a choppy recent market.

Projection Info

The Monte Carlo projection uses the short historical record to simulate 1,000 possible 15-year paths for a €1,000 investment. Think of it as re-playing the recent behaviour of this mix many times with random shuffles, to see a range of potential futures. The median outcome around €2,677 implies an annualised return near 8%, with plenty of uncertainty: in 90% of simulations, outcomes land between roughly €984 and €7,566. Because this is based on just 1.3 years of data, the numbers are more illustration than forecast. They’re useful for framing risk and reward, but not something to rely on as a precise planning tool.

Asset classes Info

  • Stocks
    100%

Asset class exposure is straightforward: 100% in stocks, with no bonds, cash, or alternatives. That makes the portfolio highly growth-oriented, tying outcomes directly to the fortunes of companies around the world. In rising markets, this structure can be powerful, as there’s no drag from low-yielding defensive assets. In sharp downturns, though, there’s nothing in the mix designed to cushion the fall. Compared with more traditional balanced allocations that blend equities and bonds, this setup sits clearly at the higher-risk, higher-volatility end and may pair best with stabilising assets held elsewhere.

Sectors Info

  • Financials
    20%
  • Technology
    18%
  • Industrials
    14%
  • Consumer Discretionary
    12%
  • Energy
    10%
  • Telecommunications
    7%
  • Health Care
    6%
  • Basic Materials
    6%
  • Consumer Staples
    5%
  • Utilities
    1%
  • Real Estate
    1%

Sector allocation is broadly spread, with financials, technology, and industrials leading, followed by consumer areas, energy, telecoms, and smaller slices in health care, materials, staples, utilities, and real estate. No single sector dominates, and the mix looks similar to broad global equity benchmarks, which is a positive sign for diversification. This means the portfolio isn’t making an aggressive bet on any one industry theme. In practical terms, returns will be influenced by the health of the global economy across many sectors, rather than hinging on, say, just tech or just energy cycles.

Regions Info

  • North America
    62%
  • Europe Developed
    13%
  • Asia Developed
    7%
  • Japan
    6%
  • Asia Emerging
    6%
  • Africa/Middle East
    2%
  • Australasia
    2%
  • Latin America
    2%

Geographically, the portfolio leans toward North America at 62%, with the rest spread across developed Europe, Asia, Japan, emerging Asia, Latin America, Africa/Middle East, and Australasia. This pattern is quite close to the global equity market, where North America also dominates. That alignment is helpful: it means the portfolio participates in the economic strength of the largest capital market while still capturing meaningful exposure to other regions. The added emerging markets allocation brings extra growth potential alongside higher volatility, giving the mix a slightly more adventurous global flavour than a purely developed-world approach.

Market capitalization Info

  • Mega-cap
    27%
  • Mid-cap
    23%
  • Large-cap
    23%
  • Small-cap
    17%
  • Micro-cap
    9%

Market capitalisation exposure is nicely tiered: around 27% mega-cap, 23% large-cap, 23% mid-cap, 17% small-cap, and 9% micro-cap. That’s a stronger tilt toward smaller companies than a standard global index, which is usually heavily dominated by mega and large caps. Smaller and micro-cap stocks historically have offered higher expected returns but also bumpier rides and deeper drawdowns. Having a meaningful chunk in these size segments can make the portfolio more sensitive to economic cycles and liquidity shocks, but it also diversifies away from an over-reliance on the world’s largest companies.

True holdings Info

  • Apple Inc
    2.12%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • NVIDIA Corporation
    1.81%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Microsoft Corporation
    1.28%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Amazon.com Inc
    1.25%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Alphabet Inc Class A
    1.08%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Meta Platforms Inc.
    1.01%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Alphabet Inc Class C
    0.87%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Taiwan Semiconductor Manufacturing
    0.81%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • SMSN
    0.62%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • SK Hynix Inc
    0.57%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • Top 10 total 11.43%

Looking through the top ETF holdings, a modest share of the portfolio ends up in mega-cap names like Apple, NVIDIA, Microsoft, Amazon, and Alphabet. These positions appear via multiple funds, which creates some overlap and a bit of hidden concentration in large US tech-related companies. Because we only see ETF top-10s, true overlap is likely higher than reported. This matters because those giants can drive short-term returns more than their apparent weight suggests. Still, the percentages here are relatively small, so they complement rather than dominate the broader diversified exposure across thousands of underlying stocks.

Risk contribution Info

  • Avantis Global Equity UCITS ETF USD Acc EUR
    Weight: 65.00%
    64.4%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
    Weight: 20.00%
    22.4%
  • Avantis Emerging Markets Equity UCITS ETF
    Weight: 15.00%
    13.2%

Risk contribution shows how much each ETF drives overall portfolio ups and downs, which can differ from simple weights. Here, the global equity ETF is 65% of the portfolio and contributes roughly 64% of the risk, so its influence is almost one-to-one. The small-cap value ETF is 20% by weight but around 22% of risk, reflecting its higher volatility, while emerging markets are 15% of weight and 13% of risk. Nothing looks wildly disproportionate, which is a good sign: risk is reasonably aligned with allocations. Any future adjustments would mainly be about fine-tuning how much bumpiness you’re comfortable taking from small caps and emerging markets.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier analysis compares this mix with all other possible weightings of the same three ETFs. The portfolio sits below the frontier at its current risk level, with a Sharpe ratio of 0.37 versus 0.93 for the optimal mix. The Sharpe ratio is a simple way to judge risk-adjusted return: how much extra return you get per unit of volatility, after accounting for a risk-free rate. Being below the frontier means that, in theory, just reweighting these same funds could improve the balance of risk and return. With only 1.3 years of data, though, any optimisation should be treated cautiously, not as a guaranteed upgrade.

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