Equity portfolio combining broad world exposure with strong US growth tilt and leveraged satellite position

Report created on May 10, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is built entirely from equity ETFs, with a core made of broad US and global index funds and several style-tilted satellites. The two 25% positions in a US large‑cap index and a global index form a solid backbone, while growth, value, dividend, and international satellites add targeted tilts. A small 5% slice in a leveraged growth ETF introduces a high‑octane element that behaves very differently from the broad market. Structurally, this is a classic “core‑satellite” setup: diversified index funds in the middle, more specialized funds around them. That layout helps keep the overall structure understandable while still adding distinct return drivers that can push performance away from simple market‑cap benchmarks.

Growth Info

Over the past decade, a hypothetical $1,000 in this portfolio grew to about $5,278, beating both US and global market benchmarks. Its compound annual growth rate (CAGR) of 18.19% outpaced the US market’s 15.21% and the global market’s 12.56%. CAGR is like average speed on a road trip, smoothing out bumps to show long‑term pace. The trade‑off has been deeper swings: the portfolio saw a max drawdown of –43.6%, versus roughly –34% for the benchmarks. That drawdown lasted almost two and a half years from peak to full recovery, showing that stronger long‑run returns came with sharper and longer downturns along the way.

Projection Info

The Monte Carlo projection uses this historical pattern of ups and downs to simulate many possible 15‑year futures. It “re‑mixes” return and volatility patterns to create 1,000 alternative paths, then shows the range of outcomes rather than a single forecast. The median result grows $1,000 to around $2,790, with most simulations landing between roughly $1,795 and $4,232. There are also more extreme cases: some paths barely break even, while others more than octuple the starting value. The average simulated annual return of 8.16% is notably lower than the backward‑looking 18.19% CAGR, underlining that past strong performance does not guarantee the same pace going forward.

Asset classes Info

  • Stocks
    100%

All holdings in this portfolio are equities, so there is no built‑in allocation to bonds, cash, or alternative assets. Asset classes are different “buckets” like stocks, bonds, and real estate that typically react differently to economic conditions. A 100% stock allocation means the portfolio is tied directly to corporate earnings and equity market sentiment, with no natural cushion from more defensive classes. This can amplify both the good and bad years. Compared with many mixed‑asset benchmarks that include bonds, this structure favors return potential and growth exposure over short‑term stability, and any risk reduction would need to come from diversification within global stocks themselves.

Sectors Info

  • Technology
    29%
  • Financials
    14%
  • Industrials
    10%
  • Health Care
    10%
  • Consumer Discretionary
    9%
  • Telecommunications
    9%
  • Consumer Staples
    6%
  • Energy
    5%
  • Basic Materials
    3%
  • Utilities
    3%
  • Real Estate
    2%

Sector exposure is fairly broad, with technology being the largest slice at 29%, followed by financials, industrials, health care, and consumer‑related areas. Technology’s top weighting is common in modern equity portfolios because it reflects the market’s largest companies, but it does mean results can be sensitive to shifts in tech valuations or regulation. More defensive sectors like utilities and consumer staples are present but relatively small. This mix aligns reasonably well with global equity benchmarks, which is a positive sign for diversification, while the modest tech overweight and growth‑oriented satellites can increase volatility, especially during times when interest rates move quickly or growth stocks fall out of favor.

Regions Info

  • North America
    77%
  • Europe Developed
    10%
  • Japan
    4%
  • Asia Developed
    3%
  • Asia Emerging
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio is heavily tilted to North America at 77%, with the rest spread across developed Europe, Japan, other developed Asia, and emerging regions. Global benchmarks today also lean strongly toward North America, so this is broadly aligned with world market weights, which supports familiarity and liquidity. The presence of both global and dedicated international funds helps ensure non‑US regions are still meaningfully represented, even if smaller. This setup means portfolio fortunes are closely linked to the US economy and dollar, but not entirely dependent on them. Periods when US markets lead can be especially beneficial; when non‑US markets lead, the international sleeves help capture some of that.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    35%
  • Mid-cap
    18%
  • Small-cap
    2%

Most of the portfolio sits in mega‑cap and large‑cap companies, together making up about 76% of exposure, with mid‑caps providing additional variety and only a small slice in small‑caps. Market capitalization describes a company’s size on the stock market, and size often influences risk and behavior. Large and mega‑caps tend to be more established and liquid, while mid and small‑caps can be more volatile but sometimes grow faster. This tilt toward bigger companies is very much in line with standard index construction. It supports stability and tradability, while the modest mid‑cap component adds some extra growth potential without making smaller companies a major driver of the portfolio’s overall swings.

True holdings Info

  • NVIDIA Corporation
    4.69%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Apple Inc
    4.07%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Microsoft Corporation
    3.04%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Amazon.com Inc
    2.39%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Alphabet Inc Class A
    1.99%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Broadcom Inc
    1.73%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Alphabet Inc Class C
    1.60%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Meta Platforms Inc.
    1.39%
    Part of fund(s):
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Tesla Inc
    1.34%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Berkshire Hathaway Inc
    0.70%
    Part of fund(s):
    • Vanguard S&P 500 ETF
    • Vanguard Value Index Fund ETF Shares
  • Top 10 total 22.93%

Looking through ETF top‑10 holdings shows meaningful overlap in the mega‑cap names driving global indices. NVIDIA, Apple, Microsoft, Amazon, Alphabet, Broadcom, Meta, Tesla, and Berkshire all appear across multiple funds. The combined exposure to some of these names is several percentage points each, even though none is held directly. This “hidden” concentration is normal for index‑heavy portfolios but worth recognizing: different tickers can still end up owning the same underlying businesses. Because only top‑10 holdings are included here, actual overlap is likely somewhat higher. In practice, this means that when these large companies move, they can influence multiple funds at once, amplifying their impact on portfolio performance.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 100%
Size
Exposure to smaller companies
Neutral
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Neutral
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposure is broadly neutral across value, size, momentum, quality, yield, and low volatility, with all measures landing in the 40–60% “market‑like” band. Factors are characteristics like cheapness (value) or trendiness (momentum) that academic research has linked to return patterns over time. A neutral score means the portfolio behaves similarly to a broad market index along these dimensions, rather than strongly leaning toward any one style. That neutrality can be helpful if the goal is to track overall equity market behavior without making big bets on specific factor cycles. Any differentiation in returns is more likely to come from region, sector, and the presence of leveraged or growth‑heavy segments than from systematic factor tilts.

Risk contribution Info

  • Vanguard S&P 500 ETF
    Weight: 25.00%
    23.0%
  • Vanguard Total World Stock Index Fund ETF Shares
    Weight: 25.00%
    21.9%
  • ProShares UltraPro QQQ
    Weight: 5.00%
    15.9%
  • Schwab U.S. Large-Cap Growth ETF
    Weight: 15.00%
    15.9%
  • Vanguard Total International Stock Index Fund ETF Shares
    Weight: 10.00%
    7.9%
  • Top 5 risk contribution 84.6%

Risk contribution data shows that not all positions influence volatility in line with their weights. The broad US and global index funds each account for around 25% of assets but a bit less than that in total risk, reflecting their diversified nature. The leveraged growth ETF stands out: at only 5% of the portfolio, it contributes nearly 16% of overall risk, more than three times its weight. The large‑cap growth ETF also pulls slightly more than its weight in risk. Combined, the three largest risk contributors account for about 61% of total volatility. This illustrates how even small slices of leveraged or concentrated strategies can dominate the portfolio’s day‑to‑day swings.

Redundant positions Info

  • Vanguard Value Index Fund ETF Shares
    Schwab U.S. Dividend Equity ETF
    High correlation
  • Schwab International Equity ETF
    Vanguard Total International Stock Index Fund ETF Shares
    High correlation
  • Schwab U.S. Large-Cap Growth ETF
    Vanguard Total World Stock Index Fund ETF Shares
    ProShares UltraPro QQQ
    Vanguard S&P 500 ETF
    High correlation

Correlation measures how closely assets move together, and several ETF pairs here are highly correlated. The US value and US dividend funds behave very similarly, as do the two international equity funds. The US large‑cap growth ETF is tightly linked both to the S&P 500 ETF and the leveraged QQQ fund, which magnifies shared moves in big US growth stocks. When correlations are high, diversification benefits shrink during market stress, because holdings tend to fall at the same time. On the other hand, the consistency of these relationships makes the portfolio more understandable: it largely follows the pattern of global equities, with extra emphasis on US growth and quality‑oriented companies.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk‑return chart, the current portfolio sits below the efficient frontier by about 1.35 percentage points at its risk level. The efficient frontier represents the best achievable combinations of risk and expected return using just these existing ETFs in different mixes. The current Sharpe ratio—a simple measure of return per unit of risk—is 0.65, while a minimum‑variance mix scores around 0.7 and the mathematically “optimal” high‑risk mix scores higher still. This suggests there may be room, purely through reweighting these same holdings, to achieve either similar returns with slightly less volatility or modestly higher expected returns for the same risk, without introducing any new funds.

Dividends Info

  • Schwab U.S. Dividend Equity ETF 3.30%
  • Schwab International Equity ETF 3.00%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • ProShares UltraPro QQQ 0.40%
  • Vanguard S&P 500 ETF 1.10%
  • Vanguard Total World Stock Index Fund ETF Shares 1.60%
  • Vanguard Value Index Fund ETF Shares 1.90%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.53%

The portfolio’s overall dividend yield sits around 1.53%, with a mix of higher‑yielding and low‑yielding components. The dedicated US and international dividend ETFs offer yields near or above 3%, contributing most of the income, while growth‑focused and leveraged funds distribute very little. Yield represents the cash income investors receive as a percentage of their investment, separate from price changes. In this setup, dividends are a secondary driver of total return, with capital growth playing the main role. That balance matches the portfolio’s growth orientation: dividend income provides some steady cash flow, but the biggest swings in value are likely to come from price moves in large growth and tech‑related companies.

Ongoing product costs Info

  • Schwab U.S. Dividend Equity ETF 0.06%
  • Schwab International Equity ETF 0.06%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • ProShares UltraPro QQQ 0.88%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Vanguard Value Index Fund ETF Shares 0.04%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.09%

Costs are a clear strength here. The total expense ratio (TER) of about 0.09% is very low for a multi‑ETF equity portfolio. TER represents the annual fee charged by funds, and even small differences can compound significantly over decades. Most holdings are ultra‑low‑cost broad index ETFs, with only the leveraged ETF charging a noticeably higher fee at 0.88%. Because that position is just 5% of the portfolio, its impact on overall cost is limited. This cost structure is well‑aligned with best practices: it keeps more of the portfolio’s gross return in investors’ pockets, which is especially important for long‑term, buy‑and‑hold strategies where fees quietly add up over time.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey