This portfolio has only about 1.5 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
Roast mode 🔥

A tech-heavy, ETF-stuffed portfolio with a side of high-income ETFs for flavor

Report created on Aug 2, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

At first glance, this portfolio screams "ETF enthusiast with a tech obsession and a dividend garnish." With 85% stuffed into Vanguard and Invesco products, it's like betting on the usual horses but wearing different colored jockey silks each time. The diversification claim holds as much water as a sieve, given the heavy lean on tech and large caps. It's akin to saying you love all music genres but only have different playlists of the same artist.

Growth Info

Boasting a CAGR of 19%, this portfolio did the equivalent of sprinting through a marathon and not dying—impressive but suspiciously exhausting. However, those eight days carrying 90% of the returns? That's less investment strategy and more playing financial roulette. Sure, the wins are big, but it's a stark reminder that past performance is as reliable as a weather forecast during a tornado season.

Projection Info

The Monte Carlo simulation's optimistic 50th percentile suggests you could nearly decuple your investment. But remember, Monte Carlo is like playing a video game on 'random' difficulty—it's a guess, not a guarantee. With most simulations positive, it sounds great until you remember that 1 out of 1,000 where you're left holding the bag. Diversify or prepare for potential digital dust.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

Stocks at 99%? This portfolio treats asset class diversification like a diet plan—knows it should, but doesn't. A mere 1% in cash is like keeping a spare tire but no jack; helpful, but not really if things go south. Branching out into bonds or real estate could be like discovering there's more to life than just steak for every meal.

Sectors Info

  • Technology
    36%
  • Financials
    12%
  • Consumer Discretionary
    12%
  • Telecommunications
    10%
  • Industrials
    8%
  • Health Care
    8%
  • Consumer Staples
    5%
  • Basic Materials
    2%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    2%

With 36% in technology, this portfolio is more Silicon Valley than Wall Street. It's like being a super fan of only one movie genre. Sure, tech's been the star, but even stars fade. The lack of significant investment outside of tech and other heavy sectors leaves you vulnerable to sector-specific downturns. Ever heard of not putting all your eggs in one basket?

Regions Info

  • North America
    81%
  • Europe Developed
    8%
  • Asia Emerging
    3%
  • Japan
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

81% in North America? This portfolio's geographic diversity is as broad as someone who thinks traveling from New York to Los Angeles is a world tour. While the home bias is strong, venturing into more international waters might not be a bad idea—unless you're aiming for the investment equivalent of only ever eating American fast food.

Market capitalization Info

  • Mega-cap
    51%
  • Large-cap
    32%
  • Mid-cap
    15%
  • Small-cap
    1%

The mega and big cap focus (83% combined) screams "safety first," like wearing elbow pads at a poker game. It's conservative, sure, but the minuscule 1% in small caps is a missed opportunity for growth. It's like always flying first class and never realizing there's a whole plane to explore.

Redundant positions Info

  • NEOS Nasdaq 100 High Income ETF
    Vanguard S&P 500 ETF
    Vanguard Growth Index Fund ETF Shares
    Invesco QQQ Trust
    SHP ETF Trust - NEOS S&P 500 High Income ETF
    High correlation

The high correlation among your top picks is like having five remotes for the same TV. Sure, they all work, but do you need them? This "diversification" is more about collecting than benefiting. Slimming down on overlapping assets could be like finally throwing out those VHS tapes for a streaming service—more efficient and less clutter.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

This portfolio’s approach to risk vs. return is like using a map from the '90s to navigate today's roads—outdated and inefficient. The heavy overlap in assets suggests a misunderstanding of diversification's role in risk management. It's time to redraw the map with a sharper pencil, focusing on genuinely complementary assets rather than just collecting them.

Dividends Info

  • Invesco QQQ Trust 0.50%
  • NEOS Nasdaq 100 High Income ETF 14.20%
  • SHP ETF Trust - NEOS S&P 500 High Income ETF 12.20%
  • Vanguard Dividend Appreciation Index Fund ETF Shares 1.70%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard Growth Index Fund ETF Shares 0.40%
  • Vanguard Total International Stock Index Fund ETF Shares 2.90%
  • Weighted yield (per year) 2.50%

The dividend play here is like adding sprinkles to a sundae—it's nice but doesn't change the flavor much. Those high-income ETF yields are tempting, but they're the portfolio equivalent of a sugar rush: thrilling but potentially unhealthy in the long run. Balancing yield with growth prospects is key, unless you're trying for a financial diet that's all dessert.

Ongoing product costs Info

  • Invesco QQQ Trust 0.20%
  • NEOS Nasdaq 100 High Income ETF 0.68%
  • SHP ETF Trust - NEOS S&P 500 High Income ETF 0.68%
  • Vanguard Dividend Appreciation Index Fund ETF Shares 0.06%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Growth Index Fund ETF Shares 0.04%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.13%

With an average TER of 0.13%, at least you're not bleeding money on fees, which is like finding a designer suit at a thrift store—same quality, less cost. However, watch those higher-cost high-income ETFs; they're like expensive spices—useful in moderation but can make the dish (portfolio) unnecessarily pricey.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey