Globally diversified equity portfolio with strong recent growth and a clear tilt toward value strategies

Report created on May 8, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is built entirely from four broad equity ETFs, with a simple structure but clear tilts. Roughly 60% sits in a global all‑world fund, forming a diversified core. Around 30% is split between two value‑focused factor ETFs, and 15% goes to a dedicated US large‑cap fund. This means the base is a global index, while the satellites add style tilts and some regional emphasis. A concentrated ETF lineup like this is easy to track and understand. The combination of a diversified core plus more focused satellites is a common way to blend broad market exposure with more specific strategies, while still keeping the overall structure relatively straightforward.

Growth Info

Over the period from late 2023 to early May 2026, a €1,000 hypothetical investment grew to about €1,680. That translates into a compound annual growth rate (CAGR) of 22.98%, which is the average yearly “speed” of growth over the full stretch. This comfortably beat both the US market benchmark (20.06% CAGR) and the global market benchmark (19.70% CAGR). The portfolio’s maximum drawdown, the worst peak‑to‑trough fall, was around -20.9%, similar to the global benchmark’s drop. This combination—strong outperformance with roughly comparable downside—suggests the value tilts and mix of holdings helped in this specific period, though future markets can behave very differently.

Projection Info

The forward projection uses a Monte Carlo simulation, which basically means running 1,000 random “what if” paths based on historical return and volatility patterns. Instead of one forecast, it creates a range of possible 15‑year outcomes for a €1,000 starting amount. The median result is about €2,822, with most outcomes (the middle 50%) landing between roughly €1,857 and €4,310. The very wide 5–95% range shows how uncertain long‑term markets can be, from just above breakeven to several times the starting value. An average simulated annual return of 8.2% is solid historically, but it’s crucial to remember that simulations rely on past data and assumptions that may not hold.

Asset classes Info

  • Stocks
    100%

All of the portfolio is invested in stocks, with no allocation to bonds, cash, or alternatives. That makes it straightforward from an asset class perspective: 100% equity exposure. Equities tend to offer higher long‑term growth potential than bonds, but their prices also move around more, especially over shorter periods. This all‑stock structure aligns with the “balanced” risk label mainly through diversification within equities rather than mixing in stabilizing assets. In practice, this means the portfolio’s ups and downs will be driven by global stock market conditions, not cushioned by fixed income, so day‑to‑day and year‑to‑year swings can be noticeable even if the long‑run growth potential is attractive.

Sectors Info

  • Technology
    32%
  • Financials
    16%
  • Industrials
    10%
  • Consumer Discretionary
    9%
  • Telecommunications
    8%
  • Health Care
    7%
  • Energy
    5%
  • Consumer Staples
    4%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector exposure is tilted toward technology at 32%, with financials, industrials, and consumer discretionary making up much of the rest. Smaller slices go to telecoms, healthcare, energy, consumer staples, materials, utilities, and real estate. This is broadly in line with many global indices today, where tech and related sectors are a large share of market value. A tech‑heavy profile often benefits when innovation and growth themes are rewarded, but it can be more sensitive when interest rates rise or when markets rotate toward more defensive areas. The mix across many other sectors, though, shows the portfolio still taps a wide range of economic activities rather than depending on just one industry.

Regions Info

  • North America
    60%
  • Europe Developed
    12%
  • Asia Developed
    11%
  • Asia Emerging
    8%
  • Japan
    5%
  • Latin America
    2%
  • Africa/Middle East
    1%
  • Australasia
    1%
  • Europe Emerging
    1%

Geographically, about 60% of the portfolio is in North America, with the rest spread across developed Europe, developed Asia, Japan, and various emerging regions. This North American tilt is very similar to many global equity benchmarks, where US stocks dominate market capitalization. The remaining 40% covers a broad set of economies, from Asia emerging markets to Latin America and smaller allocations to Africa and Australasia. This global footprint helps spread country‑specific risk: political events, local recessions, or currency moves in one region may be offset elsewhere. At the same time, the strong North American share means portfolio behavior will still be heavily influenced by US market conditions.

Market capitalization Info

  • Mega-cap
    49%
  • Large-cap
    36%
  • Mid-cap
    15%

Almost half the portfolio sits in mega‑cap companies, with another 36% in large caps and 15% in mid caps. Mega‑caps are the very largest listed firms, often global household names. They typically have more stable business models and deeper liquidity, so their share prices can be less jumpy than smaller companies, though they still move with markets. Mid caps add a bit more growth and volatility potential without venturing into very small, thinly traded stocks. This size distribution is quite close to a standard global index profile, which is a positive sign for diversification. It means overall risk isn’t heavily skewed toward either very small or extremely concentrated positions.

True holdings Info

  • NVIDIA Corporation
    3.96%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Apple Inc
    3.48%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Microsoft Corporation
    2.47%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    2.45%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Amazon.com Inc
    1.87%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Alphabet Inc Class A
    1.55%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Broadcom Inc
    1.32%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Alphabet Inc Class C
    1.30%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Meta Platforms Inc.
    1.17%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Tesla Inc
    0.98%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Top 10 total 20.56%

Looking through the ETFs’ top holdings, several big names appear multiple times, including NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta, and Tesla. For example, NVIDIA alone adds up to almost 4% of the portfolio across funds. This kind of overlap is normal when using broad market ETFs, because many track similar or related indices. However, it does create “hidden” concentration: a company may seem like a small piece of each ETF but becomes substantial when all exposures are added. Since only ETF top‑10 holdings are captured, actual overlap is likely higher. This means headline diversification across four funds still results in a meaningful tilt toward a handful of global giants.

Risk contribution Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    Weight: 60.00%
    59.9%
  • SPDR S&P 500 UCITS ETF USD Acc EUR
    Weight: 15.00%
    15.7%
  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
    Weight: 15.00%
    15.4%
  • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
    Weight: 10.00%
    9.0%

Risk contribution shows how much each holding adds to overall volatility, which isn’t always proportional to its weight. Here, the all‑world ETF is 60% of the portfolio and contributes roughly 60% of the risk, so its impact is nicely aligned with its size. The S&P 500 and emerging markets value ETFs each contribute slightly more risk than their 15% allocations, while the world value ETF contributes a bit less risk than its 10% weight. The top three holdings together drive about 91% of total portfolio risk, underscoring that most of the ups and downs come from the core and two larger satellites rather than the smallest position, even though all are equity funds.

Redundant positions Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    SPDR S&P 500 UCITS ETF USD Acc EUR
    High correlation

The correlation data highlights that the S&P 500 ETF and the global ACWI ETF move almost identically. Correlation measures how often assets move in the same direction; a value close to 1 means they tend to rise and fall together. This is expected because the US makes up a big chunk of the global index, so adding a pure S&P 500 slice mainly reinforces existing exposure rather than creating a new independent driver. High correlation does not make the holdings “bad,” but it does limit diversification benefits during market stress, when both the core global fund and the US fund are likely to react similarly to broad equity shocks.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk‑return chart shows the current portfolio below the efficient frontier by about 3.5 percentage points at its current risk level. The efficient frontier represents the best achievable return for each level of volatility using only these existing holdings in different weights. The optimal portfolio on this curve has a higher Sharpe ratio (1.87 vs. 1.31), meaning better return per unit of risk. Interestingly, even the minimum variance mix offers a slightly higher Sharpe than the current allocation. This suggests that, mathematically, a different weighting of the same four ETFs could improve the balance between risk and reward without adding any new funds, though the recent realized performance has already been very strong.

Ongoing product costs Info

  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD 0.40%
  • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR 0.30%
  • SPDR S&P 500 UCITS ETF USD Acc EUR 0.03%
  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF 0.12%
  • Weighted costs total (per year) 0.17%

The overall ongoing fee level is low, with a weighted total expense ratio (TER) of about 0.17% per year. TER is the annual running cost charged by the ETFs, taken inside the fund rather than as a separate bill. Individual fees range from just 0.03% on the S&P 500 fund to 0.40% on the emerging markets value ETF. For a globally diversified, factor‑aware portfolio, this blended cost is impressively low and compares favorably with many actively managed options. Keeping costs down leaves more of the underlying market return in your pocket, and this advantage compounds quietly over years, especially when combined with broad diversification and consistent exposure.

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