Balanced and highly diversified all-equity ETF portfolio with a focus on North American markets

Report created on Aug 2, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio is entirely invested in the Vanguard All-Equity ETF Portfolio, indicating a strong preference for equity investments. Its classification as 'Profile_Balanced' with a risk score of 4 out of 7 suggests a moderate risk tolerance. The high diversification score of 5 out of 5 is achieved through exposure to a wide range of sectors and geographic regions, although it is heavily weighted towards North American assets. This setup provides a solid foundation for growth, leveraging the stability and potential of developed markets.

Growth Info

The portfolio has shown a Compound Annual Growth Rate (CAGR) of 12.73%, which is a robust performance indicator. The maximum drawdown of -30.46% highlights a period of significant value decline, which is a critical consideration for risk management. The fact that 90% of returns came from just 19 days underscores the volatility and the importance of staying invested through market ups and downs to capture gains.

Projection Info

Monte Carlo simulations, which use historical data to project future outcomes, show a wide range of possible performances for this portfolio. With 994 out of 1,000 simulations yielding positive returns and a median increase of 421.9%, the projections are overwhelmingly positive. However, it's important to remember that these simulations are based on past performance, which is not a reliable indicator of future results.

Asset classes Info

  • US Equity
    44%
  • Stocks
    30%

The portfolio's asset allocation is heavily skewed towards US Equity (44%) and other equities (30%), with no allocation to cash or alternative investments. This allocation underscores the portfolio's growth orientation but also its susceptibility to equity market volatility. Diversifying across different asset classes could provide a buffer against market downturns.

Sectors Info

  • Financials
    22%
  • Technology
    19%
  • Industrials
    12%
  • Consumer Discretionary
    9%
  • Energy
    7%
  • Health Care
    7%
  • Basic Materials
    6%
  • Telecommunications
    6%
  • Consumer Staples
    6%
  • Utilities
    3%
  • Real Estate
    3%

Sectoral allocation is broadly diversified, with the highest concentrations in Financial Services (22%) and Technology (19%). This sectoral spread is beneficial for risk management, although the significant allocations to these sectors also expose the portfolio to sector-specific risks, such as regulatory changes or technological disruptions.

Regions Info

  • North America
    75%
  • Europe Developed
    11%
  • Japan
    4%
  • Asia Emerging
    4%
  • Asia Developed
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio is predominantly invested in North America (75%), with smaller allocations across other global regions. While this concentration may capitalize on the growth and stability of North American markets, it also limits exposure to potential growth in emerging markets and diversification benefits from global equities.

Market capitalization Info

  • Mega-cap
    43%
  • Large-cap
    32%
  • Mid-cap
    19%
  • Small-cap
    5%
  • Micro-cap
    1%

The portfolio's market capitalization breakdown shows a preference for larger companies (Mega 43%, Big 32%), which tend to be more stable but may offer lower growth potential than smaller companies. Medium, small, and micro-cap stocks represent a smaller portion of the portfolio, suggesting a conservative approach to risk.

Dividends Info

  • Vanguard All-Equity ETF Portfolio 1.50%
  • Weighted yield (per year) 1.50%

With a total dividend yield of 1.50%, the portfolio offers a modest income component, which can provide a buffer in volatile markets and contribute to total returns over time. This yield is relatively low, reflecting the portfolio's focus on growth over income.

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