This portfolio has only about 1.9 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A speculative high-growth portfolio with a strong focus on technology and North American equities

Report created on Aug 28, 2025

Risk profile Info

7/7
Speculative
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio composition showcases a heavy leaning towards U.S. equities, particularly with a 43% allocation in the Vanguard S&P 500 Index ETF, and a significant portion in the BMO All-Equity ETF, which together make up 71% of the portfolio. The inclusion of specialized ETFs like the Evolve NASDAQ Technology Enhanced Yield Index Fund highlights a strategic focus on the technology sector. The Vanguard FTSE Emerging Markets and iShares Equal Weight Banc & Lifeco Common Class ETFs add geographical and sectoral diversity, albeit to a lesser extent. This mix indicates a preference for growth-oriented investments with an emphasis on technology and financial services.

Growth Info

The historical performance, with a CAGR of 16,266.26%, seems extraordinarily high and likely includes a computational error or an outlier event that skews the average. Such figures are atypical in the realm of investing, where annual returns in the high teens to twenties are considered excellent for equity investments. The maximum drawdown of -26.26% suggests that while the portfolio has the potential for high returns, it also carries significant risk, as evidenced by the speculative risk profile and a risk score of 7 out of 7.

Projection Info

The Monte Carlo simulations, with 495 out of 1,000 showing positive returns, indicate a nearly 50/50 chance of positive performance, which underscores the speculative nature of this portfolio. The lack of specific percentile outcomes suggests an uncertainty in future projections, emphasizing the high-risk, high-reward strategy adopted. Investors should be prepared for significant volatility and the possibility of periods with negative returns.

Asset classes Info

  • US Equity
    70%
  • Stocks
    14%

The asset class distribution with 70% in U.S. Equity and 14% in Equity (presumably non-U.S.) shows a strong bias towards equities, which are known for their growth potential and associated risks. The absence of traditional defensive asset classes like bonds or cash equivalents further accentuates the portfolio's aggressive stance. This composition is suitable for investors with a high risk tolerance and a long-term investment horizon.

Sectors Info

  • Technology
    33%
  • Financials
    21%
  • Telecommunications
    10%
  • Consumer Discretionary
    8%
  • Industrials
    7%
  • Health Care
    6%
  • Consumer Staples
    4%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

The sector allocation heavily favors technology (33%), financial services (21%), and communication services (10%), which are sectors known for their volatility but also for their growth potential in the modern economy. This concentration, while potentially lucrative, can expose the portfolio to sector-specific risks, such as regulatory changes or economic downturns that disproportionately affect these industries.

Regions Info

  • North America
    84%
  • Asia Emerging
    6%
  • Europe Developed
    4%
  • Asia Developed
    3%
  • Africa/Middle East
    1%
  • Japan
    1%
  • Latin America
    1%

Geographically, the portfolio is predominantly invested in North America (84%), with minor allocations in emerging and developed markets outside of North America. This geographic concentration in developed markets, especially the U.S., may limit exposure to potential growth in emerging markets but also provides stability and access to some of the largest and most innovative companies globally.

Market capitalization Info

  • Mega-cap
    49%
  • Large-cap
    33%
  • Mid-cap
    15%
  • Small-cap
    2%

The market capitalization breakdown with a focus on mega (49%) and big (33%) cap stocks suggests a preference for established, large companies, which typically offer more stability and less volatility than smaller companies. However, the limited exposure to medium, small, and micro-cap stocks may restrict potential high-growth opportunities in the portfolio.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Given the portfolio's current risk-return profile, optimization efforts could focus on achieving a more efficient balance on the Efficient Frontier, potentially by diversifying further across asset classes and reducing concentration in high-volatility sectors. This could help in achieving a more favorable risk-adjusted return, especially for a speculative profile aiming for high growth.

Dividends Info

  • iShares Equal Weight Banc & Lifeco Common Class 2.60%
  • Evolve NASDAQ Technology Enhanced Yield Index Fund 46.80%
  • Vanguard FTSE Emerging Markets 2.00%
  • Vanguard S&P 500 Index ETF 0.70%
  • BMO All-Equity ETF 1.10%
  • Weighted yield (per year) 7.50%

The dividend yield information, particularly the anomalously high yield reported for the Evolve NASDAQ Technology Enhanced Yield Index Fund, likely indicates a data error. Generally, a diversified portfolio with a total yield of 7.50% would be considered attractive for income-seeking investors, but the accuracy of individual fund yields needs clarification.

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