This portfolio has only about 1.5 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A balanced portfolio blending traditional equities with alternative investments for moderate risk takers

Report created on Aug 7, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio predominantly consists of traditional equity investments, with a 70% allocation to a Vanguard S&P 500 ETF, reflecting a strong bias towards large-cap U.S. stocks. The inclusion of a Vanguard Total World Stock Index Fund ETF at 10% attempts to introduce global exposure, albeit modestly. Alternative investments in Bitcoin, gold, and niche sectors like uranium, each constituting 5% of the portfolio, suggest an attempt at diversification beyond traditional stock and bond markets. This mix indicates a strategy that leans heavily on the performance of major U.S. companies while dabbling in commodities and cryptocurrencies for potential growth and hedge against inflation.

Growth Info

The portfolio has shown an impressive Compound Annual Growth Rate (CAGR) of 26.64%, with a maximum drawdown of -19.11%. This performance suggests that the portfolio has experienced significant growth, albeit with notable volatility. The days contributing to 90% of returns being concentrated in just 15.0 days highlight the impact of short-term gains, which may not be sustainable in the long run. Comparing this to benchmark indices would be crucial in understanding its relative performance, especially during different market cycles.

Projection Info

Using Monte Carlo simulations, which project future performance based on historical data, this portfolio shows a wide range of outcomes. While such simulations can provide insight, it's important to remember they rely on past trends, which may not predict future movements accurately. The simulations suggest potential for high returns, but with significant risk, as evidenced by the broad spread between the 5th and 67th percentiles. Investors should consider these projections as one of many tools in decision-making, not a guarantee.

Asset classes Info

  • Stocks
    95%

The portfolio's allocation is heavily skewed towards stocks (95%), with no exposure to cash, bonds, or other asset classes that could provide stability during market downturns. This concentration in equities, while beneficial during bull markets, increases the portfolio's susceptibility to market volatility. Diversifying across different asset classes can reduce risk without necessarily sacrificing returns, offering a smoother investment journey.

Sectors Info

  • Technology
    26%
  • Financials
    11%
  • Industrials
    10%
  • Consumer Discretionary
    9%
  • Health Care
    8%
  • Telecommunications
    8%
  • Energy
    6%
  • Consumer Staples
    5%
  • Utilities
    4%
  • Basic Materials
    2%
  • Real Estate
    2%

The sectoral distribution within this portfolio is relatively well-diversified, covering technology, financial services, industrials, and consumer cyclicals, among others. However, with technology making up 26%, there's a significant tilt towards a sector known for its volatility. While this can offer growth opportunities, especially in a tech-driven economy, it also exposes the portfolio to sector-specific downturns. Balancing sector exposure could mitigate this risk.

Regions Info

  • North America
    83%
  • Europe Developed
    2%
  • Asia Developed
    1%
  • Japan
    1%
  • Asia Emerging
    1%
  • Australasia
    1%

The geographic allocation is heavily North American-centric (83%), with minimal exposure to developed markets in Europe, Asia, and emerging markets. This concentration in the U.S. market may limit global growth opportunities and increase vulnerability to regional economic fluctuations. Expanding into international markets could provide additional diversification benefits, potentially enhancing returns and reducing overall portfolio risk.

Market capitalization Info

  • Mega-cap
    38%
  • Large-cap
    31%
  • Mid-cap
    16%
  • Small-cap
    3%
  • Micro-cap
    1%

The portfolio's market capitalization breakdown shows a preference for mega (38%) and big (31%) cap stocks, which tend to be more stable and less volatile than smaller companies. However, this focus may limit potential high-growth opportunities available in medium, small, and micro-cap stocks. Including a wider range of market caps could enhance growth prospects while maintaining a core of stability.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Vanguard Total World Stock Index Fund ETF Shares
    High correlation

The high correlation between the Vanguard S&P 500 ETF and the Vanguard Total World Stock Index Fund ETF indicates overlapping exposures, reducing the diversification benefits of holding both. This redundancy suggests an opportunity to reallocate funds from one of these ETFs into assets with lower correlation, enhancing the portfolio's ability to withstand market volatility through better diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current setup suggests room for optimization, particularly by addressing the overlap in highly correlated assets. Achieving a more efficient portfolio with the same level of risk but a higher expected return of 48.02% involves reallocating assets to reduce redundancy. This optimization process focuses on enhancing the risk-return ratio, ensuring that each component of the portfolio contributes to its overall objective without unnecessary duplication.

Dividends Info

  • Exchange Traded Concepts Trust 0.10%
  • Global X Uranium ETF 1.80%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Weighted yield (per year) 1.10%

The portfolio's dividend yield stands at an average of 1.10%, contributed by various holdings. While not the primary focus, these dividends can provide a steady income stream and help cushion the portfolio during market dips. Considering the growth orientation of the portfolio, the current dividend yield is reasonable, but there may be opportunities to optimize income without significantly increasing risk.

Ongoing product costs Info

  • VanEck Bitcoin Trust 0.20%
  • iShares® Gold Trust Micro 0.09%
  • Exchange Traded Concepts Trust 0.85%
  • Global X Uranium ETF 0.69%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.12%

With a total expense ratio (TER) of 0.12%, the portfolio is efficiently managed cost-wise, especially notable given the inclusion of specialized ETFs. Lower costs translate directly into higher net returns for investors, making this an attractive aspect of the portfolio. Maintaining a focus on cost efficiency, especially when exploring new investment opportunities, will continue to support the portfolio's performance.

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