A high-growth focus with an aggressive stance on technology and U.S. equities

Report created on Aug 1, 2025

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio shows a heavy emphasis on technology, with a single stock, NVIDIA Corporation, comprising 35% of the allocation. The remainder is invested in ETFs and a large-cap growth fund, which further tilts the portfolio towards growth-oriented assets. The portfolio's classification as "Moderately Diversified" is primarily due to its concentrated sectoral focus and significant exposure to U.S. markets. While the diversification across sectors is present, the overwhelming weight in technology and financial services suggests a targeted investment strategy rather than broad market exposure.

Growth Info

The historical performance of this portfolio, with a Compound Annual Growth Rate (CAGR) of 35.97%, is impressive. However, the maximum drawdown of -54.55% indicates a high volatility and risk level, consistent with its aggressive profile. The days contributing to 90% of returns being limited to 40 suggests that the portfolio's performance is highly reliant on short, significant bursts, which is characteristic of growth-focused investments in volatile sectors like technology.

Projection Info

Using Monte Carlo simulation, which projects future performance based on historical data, the portfolio shows a wide range of outcomes with a median increase of 4,178.5%. It's important to remember that these projections are speculative and depend heavily on past market conditions persisting, which may not always be the case. The 100% positive return in simulations indicates a strong upward trend historically, but it doesn't guarantee future results.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely invested in stocks, reflecting a high-risk, high-reward strategy. This asset class is known for its potential for significant returns but comes with considerable volatility. A lack of diversification into other asset classes like bonds or real estate exposes the portfolio to market downturns without a cushion to mitigate losses.

Sectors Info

  • Technology
    57%
  • Financials
    9%
  • Telecommunications
    7%
  • Health Care
    6%
  • Consumer Discretionary
    5%
  • Industrials
    5%
  • Consumer Staples
    3%
  • Consumer Discretionary
    2%
  • Energy
    2%
  • Basic Materials
    1%
  • Utilities
    1%
  • Real Estate
    1%

With 57% of the portfolio in technology, it's positioned to capitalize on the sector's growth but also vulnerable to sector-specific downturns. The next largest allocations are in financial services and communication services, which offer some balance but still concentrate risk in high-volatility areas. The minimal presence in defensive sectors like utilities and consumer defensive does little to offset this risk.

Regions Info

  • North America
    92%
  • Europe Developed
    3%
  • Asia Emerging
    1%
  • Japan
    1%
  • Asia Developed
    1%

The geographic allocation is heavily skewed towards North America (92%), offering limited international diversification. This concentration enhances exposure to U.S. market performance but misses out on potential gains from developed and emerging markets elsewhere. Such geographic focus increases susceptibility to region-specific economic and political events.

Market capitalization Info

  • Mega-cap
    67%
  • Large-cap
    20%
  • Mid-cap
    11%
  • Small-cap
    1%

The emphasis on mega (67%) and big (20%) cap stocks suggests a preference for established companies, likely to reduce risk compared to smaller companies. However, the portfolio's aggressive growth focus, evidenced by its sectoral allocation, does not fully mitigate the volatility associated with these larger companies, especially in the technology sector.

Redundant positions Info

  • Vanguard Total World Stock Index Fund ETF Shares
    JPMorgan BetaBuilders U.S. Equity ETF
    High correlation

The high correlation between the Vanguard Total World Stock Index Fund ETF Shares and JPMorgan BetaBuilders U.S. Equity ETF indicates overlapping investments that may not provide the diversification benefits expected from holding multiple assets. This redundancy can amplify risk instead of spreading it, suggesting a need to reassess asset selection for better diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's risk-return profile could benefit from diversification beyond highly correlated assets. The Efficient Frontier suggests that reallocating investments to reduce overlap can achieve a more favorable balance between risk and return. This optimization process involves identifying and investing in assets with lower correlation to each other, enhancing the portfolio's ability to withstand market volatility while pursuing growth.

Dividends Info

  • JPMorgan BetaBuilders U.S. Equity ETF 1.10%
  • FIDELITY LARGE CAP GROWTH INDEX FUND INSTITUTIONAL PREMIUM CLASS 0.30%
  • Vanguard Total World Stock Index Fund ETF Shares 1.80%
  • Weighted yield (per year) 0.75%

The overall dividend yield of 0.75% reflects the growth orientation of the portfolio, which typically prioritizes reinvestment over income distribution. While dividends contribute to total returns, the primary focus here seems to be on capital appreciation, which aligns with the aggressive risk profile and growth objectives of the investor.

Ongoing product costs Info

  • JPMorgan BetaBuilders U.S. Equity ETF 0.02%
  • FIDELITY LARGE CAP GROWTH INDEX FUND INSTITUTIONAL PREMIUM CLASS 0.04%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.03%

The portfolio's total expense ratio (TER) of 0.03% is impressively low, maximizing the potential for net returns. Keeping costs low is crucial for long-term growth, as even small differences in fees can have a significant impact on investment outcomes over time. This aspect of the portfolio is well-optimized for maximizing investor returns.

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