Aggressive value chaser accidentally built a shockingly sensible global portfolio with a mild chaos kink
Report created on Mar 26, 2026Risk profile
4/7
Diversification profile
4/5
Positions
-
EX Xtrackers MSCI World ex USA UCITS ETF 1C USD EUR
EXUS - IE0006WW1TQ4 30.00% -
IS iShares Core MSCI Emerging Markets IMI UCITS
IS3N - IE00BKM4GZ66 25.00% -
IS iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
IS3S - IE00BD45HH35 25.00% -
AV Avantis Global Small Cap Value UCITS ETF USD Acc EUR
AVWS - IE0003R87OG3 20.00%
This thing is basically an equity-only world tour with a heavy value costume on. Four ETFs, zero fluff, and absolutely no interest in bonds or cash like someone skipped the “safety” chapter on purpose. You’ve split it into developed ex-US, emerging markets, global value, and global small-cap value, which screams “I read factor blogs” but stopped just before adding any stabilizers. Structure-wise, it’s clean and intentional, but the risk label “Balanced” is doing some heroic marketing work. Takeaway: this is not a couch potato portfolio; it’s more like a marathon runner who refuses to wear sunscreen and hopes clouds will do the job.
Growth
Short history, but loud entrance. From Oct 2024 to Mar 2026, €1,000 grew to €1,248, versus €1,152 for global stocks and €1,124 for the US market. CAGR of 15.94% versus 10.00% and 8.19% respectively is spicy outperformance. Max drawdown of -18.45% is actually *shallower* than both benchmarks, which hit worse than -21%. So far it looks like “more return, slightly less pain,” but with only ~1.5 years of data, that’s like judging a car after one smooth highway trip. Past data is yesterday’s weather: nice to know, dumb to worship. Treat the good start as a bonus, not a guarantee.
Projection
The Monte Carlo projection took your very short history and cheerfully assumed the party continues: median 10‑year cumulative return of ~746%, with *all* 1,000 simulations ending positive. That’s adorable. Monte Carlo is basically running thousands of “what if” futures based on your past volatility and return, like repeatedly shuffling last year’s weather and calling it climate. With less than two years of data, those “17.32% annualized” dreams are probably overcaffeinated. The lesson: long-term paths will be messier, nastier, and slower than this simulation. Use these charts as “rough vibes,” not as something you’d show a bank when asking for early retirement money.
Asset classes
- Stocks 99%
Asset classes: 99% stocks, 1% “apparently we heard about diversification once.” For a supposedly “Balanced” profile, this is just straight-up equity mode with no serious buffering from bonds, cash, or anything that doesn’t scream volatility. Equities are great for long-term growth, but they also throw tantrums, and with no calmer asset class in the room, every market wobble will show up full strength on your statement. Takeaway: this setup fits a long-horizon, drawdown-tolerant brain, not someone who panics when they see -20% on a screen. If “sleep at night” matters, non-equity exposure needs more than a token cameo.
Sectors
- Financials 21%
- Technology 19%
- Industrials 14%
- Consumer Discretionary 11%
- Energy 7%
- Health Care 7%
- Basic Materials 6%
- Telecommunications 6%
- Consumer Staples 5%
- Utilities 2%
- Real Estate 2%
Sector spread is actually pretty sane: financials 21%, tech 19%, industrials 14%, consumer cyclicals 11%, and then a fairly even smear of the rest. No single sector is doing a “hero or villain” 40–50% tilt, which is rare for a value-heavy portfolio. That said, value plus financials often means you’re heavily exposed to the boring, leveraged part of capitalism that melts nicely in crises. Energy at 7% and basic materials at 6% add a real-economy flavor — more smokestacks, fewer app icons. Takeaway: sector balance is one of the quietly competent parts of this setup, even if it leans toward “old economy” drama when recessions hit.
Regions
- North America 30%
- Europe Developed 27%
- Japan 14%
- Asia Developed 12%
- Asia Emerging 10%
- Africa/Middle East 3%
- Australasia 2%
- Latin America 2%
- Europe Emerging 1%
Geography-wise, this is a rare non–US-worshipping portfolio: North America at 30%, Europe developed 27%, Japan 14%, Asia developed 12%, emerging Asia 10%, and the rest sprinkled around. Translation: no “America or bust,” more like “everyone gets a seat and we’ll see who ruins it.” That’s actually refreshing, but it also means you’re heavily exposed to slower-growth, regulation-happy regions and currency noise. When the US rips ahead, this will lag and feel annoyingly “responsible.” Takeaway: this is what global diversification is supposed to look like, but emotionally it’s harder because your friends’ US-heavy portfolios will sometimes outrun it in loud fashion.
Market capitalization
- Mega-cap 37%
- Large-cap 31%
- Mid-cap 14%
- Small-cap 11%
- Micro-cap 7%
Market cap spread: 37% mega, 31% big, 14% mid, 11% small, 7% micro. That’s not a tilt; that’s a personality. The small and micro slice is meaningful enough to hurt in a crash and help in a recovery, especially paired with that small-cap value ETF. You’re not just buying the giants; you’re also loading up on the scrappy underdogs that either double or face-plant. It’s like mixing blue-chip boredom with a bit of penny-stock attitude, except cheaper and semi-structured. Takeaway: be ready for extra bumpiness — small and micro caps take the elevator both ways, especially when liquidity evaporates.
True holdings
-
23 Taiwan Semiconductor Manufacturing Co. Ltd. 2.91%
Part of fund(s):- iShares Core MSCI Emerging Markets IMI UCITS
-
MU Micron Technology Inc 1.53%
Part of fund(s):- iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
-
00 Samsung Electronics Co Ltd 1.31%
Part of fund(s):- iShares Core MSCI Emerging Markets IMI UCITS
-
CS Cisco Systems Inc 0.83%
Part of fund(s):- iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
-
07 Tencent Holdings Ltd 0.78%
Part of fund(s):- iShares Core MSCI Emerging Markets IMI UCITS
-
72 Toyota Motor Corp 0.75%
Part of fund(s):- Xtrackers MSCI World ex USA UCITS ETF 1C USD EUR
- iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
-
00 SK Hynix Inc 0.74%
Part of fund(s):- iShares Core MSCI Emerging Markets IMI UCITS
-
AS ASML Holding N.V. 0.66%
Part of fund(s):- Xtrackers MSCI World ex USA UCITS ETF 1C USD EUR
-
IN Intel Corporation 0.66%
Part of fund(s):- iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
-
99 Alibaba Group Holding Ltd 0.58%
Part of fund(s):- iShares Core MSCI Emerging Markets IMI UCITS
- Top 10 total 10.76%
The look-through coverage is only 17.9%, so we’re basically judging the iceberg by its tip and assuming it’s not made of TNT below the surface. Even there, you’ve already got familiar giants like TSMC, Samsung, ASML, Micron, and Tencent popping up via multiple ETFs. That means hidden concentration in a few big non-US tech and semi names, even though the headline says “diversified global value.” Overlap is likely worse than reported because only ETF top-10s are used. Takeaway: don’t let the four-ETF count fool you — under the hood, a handful of mega companies are quietly steering more of the ride than you probably realize.
Factors
Factor profile screams: Value, Yield, and Momentum walked into a bar and you bought all of them a drink. Value and yield at 85% exposure means you’re leaning hard into “cheap and pays you,” like a landlord who only shops discount bins. Momentum at 75.5% says you also chase what’s already working, which is a bit contradictory but can work if trends and fundamentals align. Size exposure at 37.3% adds the small-cap spice. Factor exposure is just the ingredients list for how your portfolio behaves. Takeaway: this mix can shine in value comebacks and momentum runs, but if growth or low-vol environments dominate, expect serious bouts of FOMO and underperformance.
Risk contribution
-
Xtrackers MSCI World ex USA UCITS ETF 1C USD EUR
Weight: 30.00% 27.0% -
iShares Core MSCI Emerging Markets IMI UCITS
Weight: 25.00% 25.2% -
iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
Weight: 25.00% 24.6% -
Avantis Global Small Cap Value UCITS ETF USD Acc EUR
Weight: 20.00% 23.3%
Risk contribution is where the truth shows up: your 30% World ex US ETF contributes ~27% of risk, EM at 25% weight contributes ~25% risk, and value World at 25% adds ~24.6%. So far, tidy. Then the 20% small-cap value fund is punching above its weight with 23.3% of total risk — the short kid starting most of the fights. Top three holdings drive 76.7% of your volatility, which is tight for a four-ETF setup. Takeaway: trimming or adjusting that small-cap value slice would materially change how wild this ride feels without changing the “number of ETFs” flex on the surface.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
On the risk–return chart, your current portfolio sits right on the efficient frontier: 16.12% expected return, 14.17% risk, Sharpe ratio 1.0. Translation: for this mix of ETFs, you’re not leaving free performance on the table by being badly weighted. However, you *are* leaving potential *better* efficiency on the table: the optimal mix has a Sharpe of 1.42 with slightly higher return and almost the same risk. Minimum variance is just a bit calmer with slightly worse reward. Takeaway: reweighting among these *same* four ETFs could make the ride meaningfully more rewarding per unit of pain — the ingredients are fine; the recipe could be sharper.
Ongoing product costs
- iShares Core MSCI Emerging Markets IMI UCITS 0.18%
- iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR 0.30%
- Weighted costs total (per year) 0.12%
Costs are almost suspiciously reasonable. TERs at 0.18% and 0.30% lead to a portfolio-level 0.12%, which is practically stealing in terms of global, factor-tilted exposure. You’re not getting fancy active management stories, just systematic factor bets for index-like pricing. It’s the financial equivalent of flying economy but somehow always landing an exit row seat. Takeaway: with fees this low, at least when performance disappoints, you’ll know it’s the market and your factor choices misbehaving — not some manager siphoning off your gains to fund their third vacation home.
What next?
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey