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A portfolio that's a jack of all trades but master of none with a cannabis twist

Report created on Jul 18, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio screams "identity crisis." With a mix that resembles a buffet where someone piled a bit of everything onto their plate, it's hard to discern a clear strategy. The heavy tilt towards ETFs is like putting training wheels on a racing bike—not the worst idea but it certainly raises eyebrows. The cherry on top? A near 12% stake in a cannabis ETF. It's like wearing a neon suit to a board meeting—bold, but out of place.

Growth Info

Historically, this portfolio has seen a CAGR of 9.73%, which isn't terrible until you notice the -36.26% max drawdown. That's like enjoying a roller coaster until it goes off the rails. The fact that 90% of the returns come from 18 days is the investing equivalent of winning the lottery—thrilling, but not a strategy.

Projection Info

Monte Carlo simulations offer a glimpse into the future, but it's more foggy window than crystal ball. With projections ranging from a -62.8% gut punch to a 373.3% moonshot, it's a wild ride. The reality is, relying on simulations is like trusting weather forecasts for your wedding day a year in advance—useful, but pack an umbrella.

Asset classes Info

  • Stocks
    93%
  • Cash
    4%
  • No data
    2%

Diving into asset classes, we find 93% in stocks, 4% in cash, and a mysterious 2% in the unknown. It's like packing for a trip with all swimsuits and one pair of underwear—optimistic but impractical. The absence of bonds is like refusing to wear a seatbelt because you're a 'good driver.'

Sectors Info

  • Technology
    25%
  • Health Care
    16%
  • Consumer Discretionary
    11%
  • Consumer Staples
    11%
  • Financials
    9%
  • Industrials
    8%
  • Telecommunications
    7%
  • Energy
    5%
  • Basic Materials
    3%
  • No data
    2%
  • Real Estate
    1%
  • Utilities
    1%

The sector spread is a tech-heavy tale with a side of healthcare and consumer cyclicals. Having 25% in technology is like betting half your paycheck on the tech-savvy horse because it once won a race. Diversity in sectors is good, but this feels more like a hopeful guess than a calculated move.

Regions Info

  • North America
    80%
  • Europe Developed
    7%
  • Japan
    3%
  • Asia Emerging
    3%
  • Asia Developed
    2%
  • No data
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

Geographically, it's America or bust with an 80% allocation. It's like planning a world tour and then just visiting different McDonald's across the USA. While home bias is common, this portfolio takes it to an extreme, missing out on the growth and diversification benefits of more global exposure.

Market capitalization Info

  • Large-cap
    30%
  • Mega-cap
    28%
  • Mid-cap
    19%
  • Micro-cap
    9%
  • Small-cap
    7%
  • No data
    2%

The market cap allocation is a mix of big, mega, and medium, with a sprinkle of micro and small. It's like a diet composed mainly of steak, with the occasional vegetable for show. This approach can lead to missed opportunities in smaller companies that offer growth potential.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's attempt at optimization is like a half-hearted diet plan—good intentions but lacking in execution. With an optimal portfolio offering a higher expected return at a lower risk level, it's a gentle nudge to reassess and realign. It's not about working harder, but smarter.

Dividends Info

  • Global X Autonomous & Electric Vehicles ETF 1.90%
  • Invesco NASDAQ 100 ETF 0.50%
  • Schwab U.S. Dividend Equity ETF 3.80%
  • Fidelity® Government Money Market Fund 4.00%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • AdvisorShares Pure Cannabis 2.00%
  • Weighted yield (per year) 1.93%

The focus on dividends is commendable, with a total yield of 1.93%. It's like finding money in your winter coat from last season—nice to have, but not enough to fund your retirement. The reliance on dividends from high-volatility sectors adds an element of risk akin to fishing in stormy weather.

Ongoing product costs Info

  • ARK Innovation ETF 0.75%
  • Global X Autonomous & Electric Vehicles ETF 0.68%
  • Invesco NASDAQ 100 ETF 0.15%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • AdvisorShares Pure Cannabis 1.03%
  • Weighted costs total (per year) 0.28%

Costs are a mixed bag, with the ARK ETF and the cannabis fund on the pricier side. It's like paying for a gourmet burger at a fast-food joint—questionable value. The overall TER of 0.28% isn't outrageous, but it's worth scrutinizing whether the performance justifies the fees.

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