Roast mode 🔥

Value tourist portfolio secretly hooked on mega cap tech jets

Report created on May 11, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio looks diversified until the brain kicks in: half in an all‑world index, then another 15% in the S&P 500, plus two chunky value-factor side quests. It’s basically “buy the world,” then buy the US again, then sprinkle some value seasoning on top. Structurally, it’s simple but also a bit redundant, like ordering a combo meal and then adding the same burger à la carte. The overlap between the broad world fund and the S&P 500 means some exposures are doubled up for no clear reason. Net effect: a portfolio that wants to look clever but mostly just shouts “global equities, slightly fiddled with.”

Growth Info

Historically, this thing has been on a heater: €1,000 turning into €1,745 in under three years and a 24.73% CAGR is “did I accidentally become a genius?” territory. It even outpaced both the US and global markets by about 4 percentage points a year, which is not trivial. But that came with a -20.53% max drawdown and only 26 days delivering 90% of returns — very “don’t blink or you miss the good bits.” As usual, past performance is yesterday’s weather: impressive to look at, useless at promising tomorrow. Still, for this window, the portfolio definitely punched above its weight.

Projection Info

The Monte Carlo projection basically says, “Calm down, the party won’t stay this wild.” Simulations land the median outcome at €2,864 over 15 years from €1,000, with an 8.35% annualised return. Monte Carlo is just a fancy way of rolling the dice 1,000 times on future returns instead of pretending we know the exact path. The possible range is comically wide: roughly €1,000 to €8,122, which is like planning a holiday that might be a weekend in the garden or a month in Bora Bora. Translation: equity risk is real, and the future won’t look like the last two-and-a-half years on turbo mode.

Asset classes Info

  • Stocks
    100%

Asset class breakdown is aggressively one-note: 100% in stocks, 0% in everything else. This is not a “balanced” portfolio so much as a fully paid-up member of the Equity Maximalist Club wearing a “Risk 4/7” badge. There’s no ballast here — no bonds, no cash, no alternatives — just the full rollercoaster, front seat, hands in the air. That’s fine if the definition of “balance” quietly means “emotionally prepared for drawdowns,” but in asset-class terms this is as unbalanced as it gets. When stocks sneeze, this portfolio catches the flu every single time because there is literally nothing else in the room.

Sectors Info

  • Technology
    33%
  • Financials
    15%
  • Industrials
    9%
  • Consumer Discretionary
    9%
  • Telecommunications
    8%
  • Health Care
    7%
  • Energy
    5%
  • Consumer Staples
    4%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector-wise, this is a tech-led drama pretending to be a value-tilted ensemble cast. Technology at 33% is not a tilt, it’s a personality trait. Financials and industrials show up as support acts, but the show is clearly being run by chips, code, and platforms. For something with two value ETFs, the overall sector vibe looks suspiciously like a generic growth-heavy global index, just slightly roughened around the edges. When one sector gets this dominant, performance starts to live or die on a relatively narrow part of the economy. It’s less “balanced economy exposure” and more “please let the tech narrative not implode.”

Regions Info

  • North America
    58%
  • Europe Developed
    13%
  • Asia Developed
    11%
  • Asia Emerging
    7%
  • Japan
    6%
  • Latin America
    2%
  • Africa/Middle East
    1%
  • Australasia
    1%
  • Europe Emerging
    1%

Geographically, this portfolio is firmly in the “US first, world as background” camp. North America at 58% dwarfs everything else, with Europe, Japan, and the rest of the world picking up scraps. The exposures elsewhere are wide but shallow — enough to say “global,” not enough to avoid the portfolio’s fate being mostly tied to one big market. It’s basically a world tour where almost all the time is spent in one country and the rest are layovers. That’s normal for a market-cap-based setup, but it does mean the “global diversification” story is more marketing label than real geographic balance.

Market capitalization Info

  • Mega-cap
    47%
  • Large-cap
    37%
  • Mid-cap
    15%
  • Small-cap
    1%

Market-cap profile: unapologetically big and boring at the top, with 84% in mega and large caps. Mid caps get a small slice of the pie, while small caps barely exist at 1%, like someone added them by accident. This screams “index hugging with minor seasoning,” which is fine, but let’s not pretend this is a daring explorer of overlooked companies. The upside is stability: huge firms don’t vanish overnight. The downside is that the portfolio’s return engine is mostly whatever the global mega-cap herd does. Small-cap risk and potential? Almost entirely outsourced to someone else’s portfolio.

True holdings Info

  • NVIDIA Corporation
    3.49%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Apple Inc
    3.07%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    2.30%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Microsoft Corporation
    2.18%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Amazon.com Inc
    1.65%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Alphabet Inc Class A
    1.37%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Broadcom Inc
    1.16%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Alphabet Inc Class C
    1.15%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Micron Technology Inc
    1.09%
    Part of fund(s):
    • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
  • Meta Platforms Inc.
    1.03%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
  • Top 10 total 18.49%

The look-through holdings are a fun twist: despite the value-factor branding, the top exposures are a who’s who of mega-cap growth — NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta, TSMC, Broadcom. So under the hood, this “value-aware” portfolio is basically addicted to the same glamour names driving every generic global index. Overlap is definitely understated since only top-10 ETF holdings are used, but even that glimpse screams hidden concentration in a tight club of giants. It’s like ordering the “chef’s special” and discovering it’s just the same burger everyone else got, served on a slightly different plate.

Risk contribution Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    Weight: 50.00%
    50.1%
  • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
    Weight: 20.00%
    18.7%
  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
    Weight: 15.00%
    15.7%
  • SPDR S&P 500 UCITS ETF USD Acc EUR
    Weight: 15.00%
    15.6%

Risk contribution is brutally straightforward: the 50% all-world ETF contributes about 50% of total risk, and the next two chunky slices plus the S&P 500 bring the top three to over 84% of risk. There’s no sneaky tiny position secretly swinging the portfolio around — the big weights are exactly the ones doing the heavy lifting. That’s structurally clean but also a bit lazy: all the drama is concentrated in a handful of broad funds, two of which are very similar anyway. When one core holding sneezes, the overall portfolio doesn’t have many places to hide from the tissue bill.

Redundant positions Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    SPDR S&P 500 UCITS ETF USD Acc EUR
    High correlation

Correlation-wise, you’ve managed to hold both the global index and the S&P 500, which move almost identically. That’s like buying two different brands of cola and then acting surprised they both taste like sugar and bubbles. High correlation means that when one falls, the other doesn’t politely sit still; it dives too. In crash scenarios, this kind of pairing shines only in its ability to go down together in harmony. It does keep things simple — fewer moving parts — but it also underlines how much of this portfolio is just variations on the same equity theme wearing different logos.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the efficient frontier chart, this portfolio shows up as leaving free money on the table. At the current risk level, it sits about 2.35 percentage points below what could be achieved just by reweighting the exact same holdings more intelligently. Sharpe ratio of 1.42 versus 1.96 for the optimal mix is like driving a sports car stuck in second gear: still fast, but clearly not using what’s under the hood. Even the minimum-variance version manages a better Sharpe. So the issue isn’t the ingredients — it’s the recipe. Structurally fine, mathematically lazy.

Ongoing product costs Info

  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD 0.40%
  • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR 0.30%
  • SPDR S&P 500 UCITS ETF USD Acc EUR 0.03%
  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF 0.12%
  • Weighted costs total (per year) 0.18%

Costs are one of the few areas where this portfolio doesn’t trip over itself. A blended TER of 0.18% is pleasantly dull — no daylight robbery here. The broad index funds are cheap, and even the factor ETFs are only mildly expensive rather than “are you sure about this?” territory. It’s like someone almost overpaid for artisanal water but then grabbed supermarket brand instead. Fees won’t be the reason returns disappoint; the risk and factor bets will take that credit if it happens. So, grudging respect: you didn’t set your money on fire with costs. Accidental competence detected.

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