Rollercoaster momentum shrine built almost entirely on one shiny chip stock and its megacap friends
Report created on Apr 17, 2026Risk profile
- Secure Speculative
The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.
Diversification profile
- Focused Diversified
The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.
Positions
-
SP Invesco S&P 500® Momentum ETF
SPMO - US46138E3392 42.12% -
NV NVIDIA Corporation
NVDA - US67066G1040 23.21% -
SC Schwab U.S. Large-Cap Growth ETF
SCHG - US8085243009 20.06% -
OR Oracle Corporation
ORCL - US68389X1054 7.81% -
ME Meta Platforms Inc.
META - US30303M1027 1.64% -
GL SPDR® Gold Shares
GLD - US78463V1070 1.62% -
MS Microsoft Corporation
MSFT - US5949181045 1.54% -
TS Tesla Inc
TSLA - US88160R1014 1.44% -
NB Nebius Group N.V.
NBIS - NL0009805522 0.56%
This isn’t a portfolio so much as a personality test that screamed “MOAR NVIDIA” and never moved on. Almost 85% sits in one momentum ETF plus one growth ETF plus one single stock rocket, with a few random tech names and a token gold trinket taped on. Diversification score 2/5 checks out: if this were a team, it’d be eleven strikers and one bored goalkeeper made of gold bars. Structurally, it’s all offense, no bench, and no defense. The takeaway: this setup can win big, but when it loses, it’ll lose loud. Anyone calling this “balanced” is just afraid of hurting feelings.
Growth
Historically, this thing has printed numbers that look fake: turning $1,000 into about $53,888 with a 90%+ annual growth rate vs ~20–24% for broad markets. That’s lottery-ticket territory, powered almost entirely by a golden era for a few megacap tech monsters. But the -42% max drawdown reminder says the ride was more SpaceX launch than smooth cruise. And it took over a year to claw back from that fall. Past performance is like a highlight reel: fun to watch, totally unreliable as a script. Treat these returns as a one-off party, not a permanent lifestyle.
Projection
The Monte Carlo simulation is basically a thousand alternate-universe versions of the next 15 years, using past risk and return patterns as a rough guide. Median outcome is $2,651 from $1,000, with a wide “could be fine, could be chaos” band from under $1,000 to over $7,700. Translation: the model thinks there’s a decent shot things work out, but nowhere near the historic rocket ride. Past data is yesterday’s weather — useful vibes, not prophecy. The key takeaway: the future looks more “solid high-risk growth attempt” than “I retire next year off AI tendies.”
Asset classes
- Stocks 98%
- Other 2%
Asset class breakdown: 98% stocks, 2% “other” (hi, gold). So effectively this is an equity monolith with a tiny golden garnish pretending to be a hedge. Stocks are the drama queens of investing: great when markets are in a good mood, miserable when they’re not. With zero bonds and almost no diversifying assets, there’s nothing here to calm things down when volatility spikes. The takeaway: this is built for maximum emotional volatility too — if big equity drawdowns cause sleepless nights, this structure is basically a long-term insomnia plan.
Sectors
- Technology 61%
- Telecommunications 9%
- Industrials 8%
- Health Care 5%
- Consumer Discretionary 5%
- Financials 4%
- Consumer Staples 2%
- Energy 2%
- Basic Materials 1%
- Utilities 1%
- Real Estate 1%
This breakdown covers the equity portion of your portfolio only.
Sector exposure screams “Tech or nothing”: 61% technology plus extra helpings from adjacent growth areas. The rest is tiny splashes of everything else just to make the pie chart less embarrassing. This is classic single-theme obsession: great when that theme is hot, painful when the music stops. If tech has a lost decade, this portfolio will feel it straight in the spine. Sector tilts are fine if intentional, but here it’s more like tech gravity just pulled everything in. The takeaway: you’re running a tech bet, not a broad, grown-up, multi-theme setup.
Regions
- North America 98%
- Europe Developed 1%
This breakdown covers the equity portion of your portfolio only.
Geography: 98% North America, 1% Europe Developed, effectively 0% everywhere else. It’s a “USA supremacy or bust” stance, with the rest of the world treated like a rounding error. Yes, the U.S. is a huge, dominant market, but it’s not literally the entire global economy. Geographic diversification exists so that one country’s political drama, regulation frenzy, or market bubble doesn’t own your fate. Here, if U.S. large-cap growth gets punched, everything gets punched together. The takeaway: this is not global investing; it’s home-country comfort dressed up as sophistication.
Market capitalization
- Mega-cap 63%
- Large-cap 28%
- Mid-cap 7%
- No data 2%
This breakdown covers the equity portion of your portfolio only.
Market cap breakdown is mega-cap fan fiction: 63% in mega, 28% in large, 7% in mid, and basically nothing in small. You’re riding the giants — the household names everyone already knows. That can feel “safe,” but it also means you’re heavily tied to the most crowded trades and most widely owned companies. When sentiment flips on megacaps, they can deflate faster than people expect. Very little here taps into smaller, potentially less correlated growth stories. The takeaway: this is a “big kids table only” portfolio, with all the good and bad that comes with that.
True holdings
-
Part of fund(s):
- Invesco S&P 500® Momentum ETF
- Schwab U.S. Large-Cap Growth ETF
-
-
AV Broadcom Inc 4.12%
Part of fund(s):- Invesco S&P 500® Momentum ETF
- Schwab U.S. Large-Cap Growth ETF
-
GO Alphabet Inc Class A 3.08%
Part of fund(s):- Invesco S&P 500® Momentum ETF
- Schwab U.S. Large-Cap Growth ETF
-
Part of fund(s):
- Schwab U.S. Large-Cap Growth ETF
-
MU Micron Technology Inc 2.57%
Part of fund(s):- Invesco S&P 500® Momentum ETF
-
GO Alphabet Inc Class C 2.46%
Part of fund(s):- Invesco S&P 500® Momentum ETF
- Schwab U.S. Large-Cap Growth ETF
-
Part of fund(s):
- Schwab U.S. Large-Cap Growth ETF
-
Part of fund(s):
- Schwab U.S. Large-Cap Growth ETF
-
JN Johnson & Johnson 2.05%
Part of fund(s):- Invesco S&P 500® Momentum ETF
- Top 10 total 59.11%
This breakdown covers the equity portion of your portfolio only.
Look-through holdings basically reveal the obvious: this portfolio worships NVIDIA. You’ve got 23% directly, plus another 6.3% hiding in ETFs for almost 30% total exposure. That’s not a position; that’s a full-on personality trait. Microsoft, Meta, and Tesla also show up twice like clingy exes you just can’t escape. Overlap means you think you own lots of stuff, but you’re really just stacking the same few names wearing different ETF costumes. The takeaway: hidden concentration is still concentration. If one or two names sneeze, this setup catches pneumonia across multiple holdings at once.
Factors
Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.
Factor profile says: very high quality, very high momentum, and almost no size tilt. Factors are like the hidden flavors driving returns — value, momentum, quality, etc. You’ve gone all in on “expensive but winning and well-run” companies. High momentum plus very high quality is like driving fast with good brakes: better than no brakes, but you can still wrap the car around a tree if the road turns. The low value tilt means you’re avoiding cheap stuff completely; if markets rotate toward bargains, this could lag hard. It’s a deliberate growth chase, whether intended or not.
Risk contribution
-
NVIDIA Corporation
Weight: 23.21% 64.8% -
Invesco S&P 500® Momentum ETF
Weight: 42.12% 18.5% -
Schwab U.S. Large-Cap Growth ETF
Weight: 20.06% 7.5% -
Oracle Corporation
Weight: 7.81% 6.4% -
Meta Platforms Inc.
Weight: 1.64% 1.7% - Top 5 risk contribution 98.9%
Risk contribution is where the drama really shows: NVIDIA is 23% of the weight but a ridiculous 65% of total portfolio risk. That’s one stock doing almost two-thirds of all the shaking. The top three positions together drive over 90% of risk; everyone else is just background noise. Risk contribution is about who actually moves the portfolio, not who looks big on paper, and here it’s basically a one-man show with two sidekicks. The takeaway: this isn’t diversified risk; it’s “please let NVIDIA not implode” risk, with a few spectators holding pom-poms.
Redundant positions
-
High correlationInvesco S&P 500® Momentum ETFSchwab U.S. Large-Cap Growth ETF
You’ve managed to double-dip on the same flavor: the Schwab U.S. Large-Cap Growth ETF and the Invesco S&P 500 Momentum ETF move almost identically. Highly correlated assets are like having two smoke alarms wired to the same dead battery — when one fails, they all fail together. On good days, it feels great because everything goes up in sync. On bad days, there’s nowhere to hide. The takeaway: this isn’t two independent engines; it’s one engine split into two funds, charging you twice for essentially the same joyride.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
On the risk-return chart, this portfolio is heroic levels of inefficient. You’re taking ~72% volatility for a Sharpe ratio of 0.78 while the optimal mix of the same ingredients would cut risk to ~25% with a Sharpe of 1.57. The efficient frontier is the “best you could do with these holdings”; you’re sitting well below it, donating performance per unit of risk for no reason except vibes. Reweighting — not adding anything new, just resizing — could massively improve the trade-off. Takeaway: you built a race car and then bolted cinder blocks to the roof for fun.
Dividends
- Meta Platforms Inc. 0.30%
- Microsoft Corporation 0.80%
- Oracle Corporation 0.80%
- Schwab U.S. Large-Cap Growth ETF 0.40%
- Invesco S&P 500® Momentum ETF 0.80%
- Weighted yield (per year) 0.50%
Dividend yield at ~0.5% is basically pocket lint. Most of these holdings are growth darlings that reinvest rather than pay out, which is fine if the growth materializes, and brutal if it doesn’t. If someone is expecting steady cash flow here, they’re in the wrong theater — this is a capital-gains-or-bust production. Dividends aren’t mandatory, but having close to nothing means total reliance on market mood for returns. The takeaway: this setup suits someone who doesn’t need income and is fine waiting for price swings instead of predictable payouts.
Ongoing product costs
- SPDR® Gold Shares 0.40%
- Schwab U.S. Large-Cap Growth ETF 0.04%
- Invesco S&P 500® Momentum ETF 0.13%
- Weighted costs total (per year) 0.07%
Costs are shockingly reasonable for something this chaotic: total TER around 0.07% is dirt cheap. That’s “I actually checked the fee column” behavior. The expensive piece is gold at 0.40%, but it’s such a tiny slice it barely matters. Paying low fees on a concentrated high-risk bet at least means more of the rollercoaster’s gains and losses are yours. The roast here is mild: you built a high-octane, concentrated rocket… but at least you didn’t overpay the fuel supplier. Consider that the cheapest part of this setup is the only obviously sensible one.
What next?
Ready to invest in this portfolio?
Select a broker that fits your needs and watch for low fees to maximize your returns.
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey