A growth-oriented portfolio with a strong focus on US and global equities for long-term investors

Report created on Aug 5, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is comprised of two ETFs: the Vanguard FTSE All-World UCITS ETF USD Accumulation, making up 60% of the portfolio, and the Vanguard S&P 500 UCITS ETF USD Accumulation, constituting the remaining 40%. This structure indicates a clear preference for equity investments, with a significant tilt towards US markets. The allocation between these two funds suggests an attempt to balance global exposure with the historically strong performance of US equities.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 13.61%, with a maximum drawdown of -33.75%. These figures underscore the portfolio's growth orientation but also highlight its susceptibility to significant market dips. The concentration in equities, particularly in the US market, has likely contributed to this robust growth rate, reflecting the broader market trends over the past decade.

Projection Info

Using Monte Carlo simulations, which project future performance based on historical data, this portfolio shows potential for substantial growth, with a median projected increase of 458.2% in value. However, it's crucial to remember that such simulations have limitations and cannot predict future market movements with certainty. They are a tool for gauging potential outcomes, not guarantees.

Asset classes Info

  • Stocks
    100%

The portfolio is exclusively invested in stocks, demonstrating a clear focus on growth over income or stability. This single-asset class concentration increases the portfolio's volatility and risk, contrasting with a more diversified approach that might include bonds or other asset types to buffer against market fluctuations.

Sectors Info

  • Technology
    29%
  • Financials
    16%
  • Consumer Discretionary
    11%
  • Industrials
    9%
  • Health Care
    9%
  • Telecommunications
    9%
  • Consumer Staples
    6%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    3%
  • Real Estate
    2%

Sector allocation leans heavily towards technology, financial services, and consumer cyclicals, which are sectors known for their growth potential but also for their volatility. This sectoral distribution aligns with the portfolio's growth orientation but increases its sensitivity to economic cycles and market corrections, particularly in the tech sector.

Regions Info

  • North America
    79%
  • Europe Developed
    9%
  • Japan
    4%
  • Asia Emerging
    4%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio is heavily weighted towards North America (79%), with modest exposure to developed Europe, Japan, and emerging markets. This concentration in developed markets, particularly the US, has likely been a significant growth driver but also limits geographic diversification and exposure to potentially faster-growing emerging markets.

Market capitalization Info

  • Mega-cap
    47%
  • Large-cap
    35%
  • Mid-cap
    17%
  • Small-cap
    1%

The portfolio's market capitalization breakdown shows a strong emphasis on mega and large-cap stocks, which tend to be more stable and less volatile than smaller companies. However, this focus might limit opportunities for higher growth rates that smaller companies can offer, albeit with higher risk.

Redundant positions Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    Vanguard S&P 500 UCITS ETF USD Accumulation
    High correlation

The high correlation between the two ETFs in the portfolio suggests redundancy, as they cover many of the same markets and sectors. This overlap reduces the portfolio's diversification benefits, potentially increasing risk without a corresponding increase in expected return.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the high correlation between the portfolio's assets, optimization could involve reducing overlap to enhance diversification without sacrificing expected returns. Employing the Efficient Frontier model could identify an asset allocation that offers a better risk-return balance, focusing on diversification across uncorrelated assets.

Ongoing product costs Info

  • Vanguard S&P 500 UCITS ETF USD Accumulation 0.07%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.16%

With a total expense ratio (TER) of 0.16%, the portfolio benefits from relatively low costs, which is crucial for maximizing long-term returns. Lower costs mean more of the portfolio's gains are retained by the investor, a key factor in compound growth over time.

What next?

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey