This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A balanced portfolio with a strong focus on global equities and a strategic cryptocurrency exposure

Report created on Aug 17, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

The portfolio primarily consists of the Vanguard Total World Stock Index Fund ETF Shares, making up 90% of the allocation, complemented by a 10% investment in the iShares Bitcoin Trust. This structure indicates a significant emphasis on global equities with a diversification into cryptocurrency, aiming to balance traditional market exposure with the high-risk, high-reward potential of Bitcoin. While the heavy reliance on a single ETF for equity exposure simplifies the portfolio, it also centralizes risk around the performance of global stock markets.

Growth Info

Historically, the portfolio has demonstrated a Compound Annual Growth Rate (CAGR) of 24.86%, with a maximum drawdown of -17.27%. These figures suggest a strong performance, albeit with notable volatility, primarily due to the inclusion of cryptocurrency. The days contributing to 90% of returns being concentrated in just 14.0 instances highlight the portfolio's susceptibility to significant short-term fluctuations, emphasizing the impact of high-gain days on overall performance.

Projection Info

Monte Carlo simulations, utilizing 1,000 iterations, project a wide range of outcomes for the portfolio's future value. The 50th percentile outcome suggests a potential 22,810.5% increase, indicating optimistic growth prospects. However, the broad spread between the 5th and 67th percentiles underscores the high level of uncertainty and risk, particularly influenced by the volatile nature of the cryptocurrency allocation.

Asset classes Info

  • Stocks
    89%
  • Other
    10%
  • Cash
    1%

The portfolio's asset allocation is predominantly in stocks (89%), with a notable portion in 'Other' (10%), which includes the cryptocurrency exposure, and a minimal cash position (1%). This composition aligns with a growth-oriented strategy but lacks in fixed-income or alternative investments that could provide stability during market downturns.

Sectors Info

  • Technology
    23%
  • Financials
    16%
  • Industrials
    10%
  • Consumer Discretionary
    10%
  • Health Care
    8%
  • Telecommunications
    7%
  • Consumer Staples
    5%
  • Basic Materials
    3%
  • Energy
    3%
  • Real Estate
    2%
  • Utilities
    2%

Sectoral allocation spans across technology, financial services, industrials, consumer cyclicals, and healthcare as the top sectors, reflecting a diversified exposure within the equity component. The heavy weighting towards technology and financial services mirrors broader market trends but also introduces sector-specific risks, particularly relevant in volatile market conditions.

Market capitalization Info

  • Mega-cap
    38%
  • Large-cap
    28%
  • Mid-cap
    17%
  • Small-cap
    5%
  • Micro-cap
    1%

The market capitalization breakdown shows a leaning towards mega (38%) and big (28%) cap stocks, with lesser exposure to medium, small, and micro caps. This indicates a preference for stability and liquidity offered by larger companies, although it may limit potential upside from faster-growing smaller companies.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio may already be optimized for the current risk-return profile, given its balanced risk classification and growth orientation. However, the high reliance on a single equity ETF and cryptocurrency introduces concentration risk, which could be mitigated by diversifying across more asset classes or sectors.

Dividends Info

  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Weighted yield (per year) 1.53%

With a total dividend yield of 1.53%, the portfolio offers a modest income component through the Vanguard Total World Stock Index Fund ETF Shares. This yield contributes to the portfolio's total returns, providing a cushion during market dips, though the overall focus remains on capital appreciation.

Ongoing product costs Info

  • iShares Bitcoin Trust 0.12%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.08%

The portfolio benefits from relatively low costs, with a Total Expense Ratio (TER) of 0.08%. This efficiency supports better long-term performance by minimizing the drag on returns due to fees. Especially in a growth-focused portfolio, keeping costs low is crucial to maximizing net returns.

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