Growth focused portfolio with strong technology tilt and recent high returns over a very short history
Report created on May 21, 2026Risk profile
5/7
Diversification profile
3/5
Positions
-
VT Vanguard Total Stock Market Index Fund ETF Shares
VTI - US9229087690 30.00% -
SO Invesco PHLX Semiconductor ETF
SOXQ - US46138G6153 20.00% -
VX Vanguard Total International Stock Index Fund ETF Shares
VXUS - US9219097683 15.00% -
FM MarketDesk Focused U.S. Momentum ETF
FMTM 10.00% -
SG SMART Earnings Growth 30 ETF
SGRT 10.00% -
GA iShares MSCI USA Quality GARP ETF
GARP - US46436E4035 10.00% -
AI VistaShares Artificial Intelligence Supercycle ETF
AIS 5.00%
This portfolio is built entirely from equity ETFs, with a clear tilt toward growth and innovation themes. Around half sits in broad index funds covering US and international stocks, providing a diversified core. The rest is in more focused strategies targeting semiconductors, momentum, earnings growth, quality, and artificial intelligence. This mix means the portfolio blends wide market exposure with concentrated bets on specific return drivers. Because it is 100% in stocks and includes several aggressive growth-style funds, fluctuations can be meaningful in both directions. The growth classification and mid‑range risk score reflect this profile. Overall, the structure emphasizes long‑term capital appreciation over stability or income, especially in economically sensitive and innovation‑driven areas.
Growth
Over roughly nine months, $1,000 in this portfolio grew to about $1,516, implying a 74% annualized return. That is far above both the US market and global market benchmarks over the same short window. The portfolio’s maximum drawdown was about -12%, a bit deeper than the benchmarks, which is typical for more growth‑tilted, concentrated strategies. There were only 14 days that produced 90% of total returns, showing that performance has been driven by a handful of strong bursts. With less than a year of data, these numbers mainly describe a favorable recent environment rather than a stable long‑term pattern, so they should be treated as a snapshot, not a forecast.
Projection
The forward projection uses Monte Carlo simulation, which means it takes the limited recent return and volatility data, then generates many random future paths that resemble that history. From those 1,000 simulations, the median outcome over 15 years grows $1,000 to about $2,715, with a wide “likely” range from roughly $1,814 to $4,252. A small share of paths end close to the starting value, and some show very strong growth. Monte Carlo is useful for visualizing uncertainty, but it relies heavily on the short lookback period here. Because only about nine months of history feed the model, the 8.19% average projected return and the ranges should be seen as rough illustrations, not precise expectations.
Asset classes
- Stocks 100%
The entire portfolio is invested in stocks, with no allocation to bonds, cash, or alternative assets. Equities historically offer higher long‑term growth potential than more defensive assets, but they also come with larger swings in value, especially over shorter horizons. A 100% equity mix means the portfolio is fully exposed to stock market cycles, both positive and negative. Compared with more mixed stock‑bond blends, this structure can rise more strongly when markets are supportive and fall more sharply during downturns. The diversified stock ETFs help spread risk within the asset class, but the absence of other asset types means there is little built‑in cushioning from less volatile holdings when equity markets become stressed.
Sectors
- Technology 52%
- Industrials 12%
- Financials 8%
- Consumer Discretionary 6%
- Telecommunications 5%
- Health Care 4%
- Basic Materials 3%
- Energy 3%
- Consumer Staples 3%
- Real Estate 2%
- Utilities 1%
Sector data shows a very strong emphasis on technology at 52%, with the remainder spread across industries like industrials, financials, consumer areas, health care, and smaller weights in others. This is much more tech‑heavy than broad global or US market benchmarks, where technology is important but generally not a majority. Technology‑led portfolios often benefit disproportionately when innovation‑related themes, digital adoption, or chip demand are strong, but they can also be more sensitive to changes in interest rates, regulation, or shifts in tech sentiment. The presence of other sectors adds some diversification, yet sector risk is still meaningfully concentrated in one broad area compared with a more balanced sector mix.
Regions
- North America 83%
- Europe Developed 6%
- Asia Developed 4%
- Asia Emerging 3%
- Japan 2%
- Australasia 1%
- Africa/Middle East 1%
Geographically, about 83% of the portfolio is in North America, with modest exposure to developed Europe, developed and emerging Asia, Japan, and smaller slices elsewhere. This means returns are heavily tied to the US and broader North American markets, currencies, and economic conditions. Global indices typically have large US weights as well, but this portfolio leans even more in that direction. The international slice provides some diversification by tapping into other economies and policy environments, which can behave differently over time. Still, the regional profile is clearly US‑centric, so any extended period where US growth or valuations lag other regions could show up more strongly here than in a more geographically balanced allocation.
Market capitalization
- Mega-cap 35%
- Large-cap 31%
- Mid-cap 25%
- Small-cap 7%
- Micro-cap 1%
By company size, the portfolio is tilted toward larger firms, with about 35% in mega‑caps, 31% in large‑caps, and the rest in mid‑, small‑, and micro‑caps. This shape is broadly in line with many market‑cap‑weighted indices, which naturally concentrate in the biggest companies. Mega‑ and large‑cap stocks often bring more established business models and liquidity, which can help with resilience and trading efficiency. The meaningful mid‑cap exposure introduces a bit more growth potential and variability, while the small and micro slices are relatively minor. Overall, the market‑cap profile leans toward stability within the equity universe while still leaving room for smaller, potentially higher‑growth names to influence returns at the margin.
True holdings
-
NV NVIDIA Corporation 4.60%
Part of fund(s):- Invesco PHLX Semiconductor ETF
- Vanguard Total Stock Market Index Fund ETF Shares
- iShares MSCI USA Quality GARP ETF
-
MU Micron Technology Inc 4.06%
Part of fund(s):- Invesco PHLX Semiconductor ETF
- SMART Earnings Growth 30 ETF
- VistaShares Artificial Intelligence Supercycle ETF
- iShares MSCI USA Quality GARP ETF
-
AV Broadcom Inc 2.69%
Part of fund(s):- Invesco PHLX Semiconductor ETF
- Vanguard Total Stock Market Index Fund ETF Shares
-
AA Apple Inc 2.21%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
- iShares MSCI USA Quality GARP ETF
-
MS Microsoft Corporation 1.78%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
- iShares MSCI USA Quality GARP ETF
-
AM Advanced Micro Devices Inc 1.73%
Part of fund(s):- Invesco PHLX Semiconductor ETF
- VistaShares Artificial Intelligence Supercycle ETF
- iShares MSCI USA Quality GARP ETF
-
IN Intel Corporation 1.55%
Part of fund(s):- Invesco PHLX Semiconductor ETF
- VistaShares Artificial Intelligence Supercycle ETF
-
GL Corning Incorporated 1.49%
Part of fund(s):- MarketDesk Focused U.S. Momentum ETF
- SMART Earnings Growth 30 ETF
-
VR Vertiv Holdings Co 1.49%
Part of fund(s):- MarketDesk Focused U.S. Momentum ETF
- SMART Earnings Growth 30 ETF
- VistaShares Artificial Intelligence Supercycle ETF
-
MR Marvell Technology Group Ltd 1.36%
Part of fund(s):- Invesco PHLX Semiconductor ETF
- VistaShares Artificial Intelligence Supercycle ETF
- Top 10 total 22.96%
Looking through the ETFs’ top holdings, several companies appear repeatedly, especially in the semiconductor and large US tech space. NVIDIA, Micron, Broadcom, Apple, Microsoft, AMD, Intel, and others show up across multiple funds, with NVIDIA alone totaling about 4.6% of the portfolio based on top‑10 data. This kind of overlap creates hidden concentration: even if individual ETFs look diversified, shared holdings can magnify exposure to specific names or themes. Because only ETF top‑10 positions are captured here, overlap is likely understated; additional common holdings in the lower ranks would further add to effective concentration. This helps explain why certain companies and industries have an outsized influence on overall performance and risk.
Factors
Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.
Factor exposure shows a very high tilt to quality at 85% and a high tilt to momentum at 75%, alongside a very low tilt to size at 8% and low value exposure. Factors are characteristics like quality or momentum that research links to long‑term return patterns, similar to understanding the “ingredients” behind performance. A strong quality tilt means holdings tend to score well on earnings stability, profitability, and balance sheet strength, which can support resilience in some downturns. The momentum tilt suggests many holdings have been recent winners, which can help in trending markets but may be vulnerable when trends reverse. The very low size score indicates a clear preference for larger companies over smaller, more volatile ones.
Risk contribution
-
Invesco PHLX Semiconductor ETF
Weight: 20.00% 32.1% -
Vanguard Total Stock Market Index Fund ETF Shares
Weight: 30.00% 16.4% -
SMART Earnings Growth 30 ETF
Weight: 10.00% 14.4% -
MarketDesk Focused U.S. Momentum ETF
Weight: 10.00% 10.7% -
Vanguard Total International Stock Index Fund ETF Shares
Weight: 15.00% 9.6% - Top 5 risk contribution 83.2%
Risk contribution data highlights that not all holdings drive volatility in proportion to their weights. The semiconductor ETF, at 20% weight, contributes about 32% of overall risk, meaning its ups and downs punch well above its share of the portfolio. The SMART Earnings Growth ETF also contributes more risk than its 10% weight would imply, while the broad Vanguard US and international funds add less risk relative to their sizes. Altogether, the top three positions account for almost 63% of portfolio risk. This shows that even within a diversified ETF mix, a few more volatile, thematically focused positions dominate the day‑to‑day swings, while the broad market ETFs act more as stabilizing anchors.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The efficient frontier analysis shows the current portfolio sitting below the frontier at its current risk level. The Sharpe ratio, which measures return per unit of risk, is 2.35 for the existing mix over this short period, while a different combination of the same holdings could have achieved a higher Sharpe of 3.09 or a lower‑risk mix with a Sharpe of 1.62. In plain terms, historical data suggests that, with these same ETFs, other weightings might have delivered better risk‑adjusted results or lower volatility. However, this insight is based on less than a year of unusually strong returns, so it captures what would have worked best in this specific short window rather than providing a guaranteed roadmap for future optimization.
Dividends
- Invesco PHLX Semiconductor ETF 0.30%
- Vanguard Total Stock Market Index Fund ETF Shares 1.00%
- Vanguard Total International Stock Index Fund ETF Shares 2.70%
- MarketDesk Focused U.S. Momentum ETF 0.20%
- SMART Earnings Growth 30 ETF 0.10%
- iShares MSCI USA Quality GARP ETF 0.30%
- Weighted yield (per year) 0.82%
The portfolio’s total dividend yield sits around 0.82%, which is relatively low compared with many income‑oriented strategies. Several of the growth and momentum‑focused ETFs have yields near zero, reflecting a focus on companies that reinvest profits rather than paying out large dividends. The international index fund contributes the highest yield at about 2.7%, but its overall weight means it only modestly lifts the portfolio’s income profile. In practical terms, most of the expected return here is aimed at price appreciation instead of cash payouts. For investors tracking total return, dividends still matter, but in this portfolio they play a supporting role rather than being a central feature.
Ongoing product costs
- Invesco PHLX Semiconductor ETF 0.19%
- Vanguard Total Stock Market Index Fund ETF Shares 0.03%
- Vanguard Total International Stock Index Fund ETF Shares 0.05%
- Weighted costs total (per year) 0.05%
The cost profile is impressively low, with a total expense ratio (TER) of about 0.05%. That means roughly $0.50 per year on every $1,000 invested goes to fund fees, which is well below many active strategies and even some index alternatives. Low ongoing costs help more of any future returns stay in the portfolio, and the benefit compounds over long periods. It is noteworthy that even with specialized exposures like semiconductors, the overall fee level remains restrained thanks to inexpensive core holdings. While fees are only one part of the picture, this cost structure provides a solid foundation, reducing the drag that expenses can place on long‑term compounding.
What next?
Ready to invest in this portfolio?
Select a broker that fits your needs and watch for low fees to maximize your returns.
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey