This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-oriented portfolio with high exposure to tech and innovative assets

Report created on Aug 21, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio is heavily weighted towards growth, with 70% in stock ETFs and 30% in a cryptocurrency-related asset. The Vanguard S&P 500 ETF and Invesco QQQ Trust are both focused on stocks, particularly in the technology sector, while the iShares Bitcoin Trust represents a significant bet on cryptocurrency. This structure suggests a single-focused approach to growth, heavily reliant on the performance of the tech sector and the volatile crypto market.

Growth Info

Historical performance shows an impressive CAGR of 36.13%, although this comes with a notable maximum drawdown of -23.13%. The days contributing to 90% of returns are surprisingly few, indicating that the portfolio's gains are concentrated in short bursts, a characteristic often associated with high-volatility investments. This performance pattern underscores the portfolio's aggressive growth strategy but also highlights its susceptibility to sharp downturns.

Projection Info

Monte Carlo simulations, projecting future performance, suggest a wide range of outcomes with a median increase of 10,275.6%, but also highlight the potential for significant volatility. These projections are based on historical data and should be approached with caution, as they cannot account for unforeseen market changes. The simulations confirm the portfolio's high-growth potential but also its riskiness.

Asset classes Info

  • Stocks
    70%
  • Other
    30%

The portfolio's allocation is split between stocks (70%) and other assets (30%), with no cash holdings. This allocation supports a growth-focused strategy but limits flexibility and increases exposure to market downturns. The absence of cash or fixed-income assets means the portfolio lacks a buffer against volatility.

Sectors Info

  • Technology
    29%
  • Telecommunications
    9%
  • Consumer Discretionary
    8%
  • Financials
    6%
  • Health Care
    5%
  • Industrials
    4%
  • Consumer Staples
    4%
  • Utilities
    1%
  • Energy
    1%
  • Basic Materials
    1%
  • Real Estate
    1%

The sectoral allocation is heavily skewed towards technology, making up nearly a third of the portfolio. Other sectors like communication services and consumer cyclicals are also represented but to a much lesser extent. This concentration in tech and growth-oriented sectors can enhance returns during bull markets but may increase risk during market corrections or shifts away from tech stocks.

Regions Info

  • North America
    69%
  • Europe Developed
    1%

Geographic exposure is predominantly in North America (69%), with minimal exposure to developed Europe and no presence in emerging markets or Asia. This concentration in the U.S. market, while beneficial during periods of strong domestic performance, limits global diversification and exposure to potential growth in other regions.

Market capitalization Info

  • Mega-cap
    36%
  • Large-cap
    23%
  • Mid-cap
    10%

The portfolio's market capitalization exposure is heavily tilted towards mega (36%) and big (23%) cap stocks, with a smaller allocation to medium caps (10%) and no investment in small caps. This bias towards larger companies may reduce volatility compared to portfolios with significant small-cap exposure but could also limit potential for outsized gains from smaller, high-growth firms.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Invesco QQQ Trust
    High correlation

The high correlation between the Vanguard S&P 500 ETF and Invesco QQQ Trust indicates a redundancy that does not contribute to diversification. Both ETFs invest heavily in large-cap technology stocks, meaning the portfolio may be overexposed to the performance of a single sector. Diversifying into assets with lower correlation could reduce risk without necessarily sacrificing return potential.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing the portfolio involves addressing the high correlation between assets to improve diversification. While the current setup has favored growth, particularly in the tech sector, incorporating assets with lower correlation can reduce volatility without drastically altering the portfolio's growth trajectory. Adjusting allocations to decrease overlap can enhance risk-adjusted returns.

Dividends Info

  • Invesco QQQ Trust 0.50%
  • Vanguard S&P 500 ETF 1.20%
  • Weighted yield (per year) 0.63%

The portfolio's dividend yield is relatively low, with a total yield of 0.63%. This is consistent with the growth-oriented nature of the portfolio, as growth stocks typically reinvest earnings rather than pay dividends. While this approach can lead to higher capital appreciation, it offers little in the way of income generation.

Ongoing product costs Info

  • iShares Bitcoin Trust 0.12%
  • Invesco QQQ Trust 0.20%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.11%

The portfolio's total expense ratio (TER) of 0.11% is impressively low, enhancing its attractiveness by minimizing the drag on returns due to costs. This efficiency is particularly important for a growth-focused portfolio, where the compounding effect of lower costs can significantly impact long-term performance.

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