Roast mode 🔥

A wild ride through small caps and global markets with a side of safety bonds

Report created on Jul 19, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

At first glance, this portfolio screams "identity crisis." It's like you wanted to play it safe with the big guys in the S&P 500 and then thought, "Nah, let's spice things up" with a hefty dose of small cap value stocks from around the globe. The balance between adventurous small caps and conservative treasury bonds is like mixing hot sauce with your morning cereal—unusual, but hey, maybe you like it that way.

Growth Info

With a CAGR of 11.89%, it's like your portfolio is trying to run a marathon with one shoe. Sure, you're moving, but there's a limp in your stride thanks to those volatile small caps. And let's not overlook that -33.49% max drawdown, a reminder that your portfolio's roller coaster has some gut-wrenching drops. It's the financial equivalent of betting on a dark horse—it might pay off, or you might just end up sick to your stomach.

Projection Info

The Monte Carlo simulation here is essentially telling you that your financial future could either be a beach vacation or a stay-cation, thanks to that -31.6% at the 5th percentile. With 885 out of 1,000 simulations showing positive returns, it's like saying there's a good chance of rain in Seattle—it's probable, but you'll still want an umbrella (or a more balanced portfolio) just in case.

Asset classes Info

  • Stocks
    89%
  • Bonds
    10%
  • Cash
    1%

Diving 89% into stocks with a token gesture towards bonds and almost forgetting cash exists is like packing for a trip to the Arctic and only bringing a swimsuit and a single sweater. Yes, stocks, particularly small caps, can bring the heat with high returns, but when the market's weather turns cold, that 10% in bonds might not be enough to keep your portfolio from catching a chill.

Sectors Info

  • Financials
    19%
  • Technology
    15%
  • Industrials
    13%
  • Consumer Discretionary
    12%
  • Energy
    6%
  • Basic Materials
    6%
  • Health Care
    5%
  • Consumer Staples
    5%
  • Telecommunications
    5%
  • Real Estate
    2%
  • Utilities
    2%

The sector spread in this portfolio is like a buffet where you loaded up on carbs and forgot your vegetables. Financial services and tech are your heavy hitters, but with such a small helping of utilities and real estate, you're missing out on some potentially stabilizing ingredients. It's a feast-or-famine approach that could leave your portfolio feeling a bit queasy when the market's appetite changes.

Regions Info

  • North America
    52%
  • Europe Developed
    10%
  • Asia Emerging
    9%
  • Asia Developed
    7%
  • Japan
    5%
  • Africa/Middle East
    3%
  • Latin America
    2%
  • Australasia
    2%
  • Europe Emerging
    1%

With over half your assets betting on North America and just a sprinkle everywhere else, your portfolio's global strategy seems to be playing it safe at home while only flirting with adventure abroad. It's like planning an exotic vacation and then spending most of your time at the hotel pool—you're missing out on a world of opportunities (and risks) by not venturing further.

Market capitalization Info

  • Mega-cap
    21%
  • Mid-cap
    19%
  • Small-cap
    19%
  • Large-cap
    16%
  • Micro-cap
    14%

Your market cap allocation is like a party that can't decide on a theme. With nearly equal parts mega, medium, small, big, and micro, it's as if you invited everyone from your contact list and hoped for the best. This eclectic mix could lead to some interesting conversations but also some awkward silences when the market swings.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Your portfolio's risk-return trade-off seems to have been plotted by throwing darts at a board while blindfolded. The efficient frontier is all about getting the most bang for your buck, risk-wise, but your portfolio seems to be wandering in the dark, searching for an elusive mix of high returns and acceptable risk. It's time to turn on the lights and aim for a more balanced approach.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.80%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • WisdomTree Emerging Markets SmallCap Dividend Fund 2.70%
  • Vanguard Extended Duration Treasury Index Fund ETF Shares 5.10%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 2.70%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 2.42%

Your dividend strategy is like relying on a leaky faucet for water—it's there, but it's not going to quench your thirst. With an overall yield of 2.42%, it's clear that income generation is more of an afterthought than a strategy. In a drought (read: market downturn), those dividends might not be enough to keep your portfolio hydrated.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • WisdomTree Emerging Markets SmallCap Dividend Fund 0.58%
  • Vanguard Extended Duration Treasury Index Fund ETF Shares 0.06%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 0.05%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 0.08%
  • Weighted costs total (per year) 0.18%

At least you're not throwing money out the window with high fees. An average total expense ratio (TER) of 0.18% is like finding a quality, no-frills hotel in an expensive city. It's one of the brighter spots in this portfolio, showing that you at least have a keen eye for cost efficiency amidst the chaos.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey