This portfolio has only about 1.8 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A high-growth focused portfolio with a strong emphasis on US equities and notable high-income ETFs

Report created on Nov 4, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio is heavily weighted towards US equities, with a significant concentration in the Vanguard S&P 500 ETF, making up over 70% of the allocation. The remaining portion is split equally between two high-income ETFs, which focus on the Nasdaq 100 and S&P 500 indices. This composition suggests a strategy that leans heavily on the performance of large-cap US stocks, with a particular emphasis on sectors like technology and financial services. While this strategy may capitalize on the growth of major US companies, it also indicates low diversification across asset classes and geographic regions.

Growth Info

Historically, this portfolio has delivered a Compound Annual Growth Rate (CAGR) of 21.03%, which is impressive. The maximum drawdown experienced was -18.62%, indicating a relatively high level of risk, consistent with the portfolio's focus on equity. The days contributing to 90% of returns being limited to 12.0 highlights the portfolio's performance is significantly impacted by a few key trading days. This underscores the volatility and the risk-return trade-off inherent in this investment strategy.

Projection Info

Monte Carlo simulations, which use historical data to forecast potential future outcomes, suggest a wide range of possible future performances for this portfolio, from a 457.3% increase on the low end to over 2005.4% on the high end. These projections, while optimistic, also underscore the high level of uncertainty and risk in the portfolio's current setup. It's important to note that these simulations are based on past market behavior and cannot guarantee future results.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is heavily skewed towards stocks, with a 99% allocation, leaving only 1% in cash. This high concentration in equities, while potentially lucrative in terms of growth, exposes the portfolio to higher market volatility. The absence of fixed income or alternative investments suggests a lack of cushion against equity market downturns, which could be a concern for investors with lower risk tolerance.

Sectors Info

  • Technology
    39%
  • Telecommunications
    11%
  • Financials
    11%
  • Consumer Discretionary
    11%
  • Health Care
    8%
  • Industrials
    7%
  • Consumer Staples
    5%
  • Energy
    3%
  • Utilities
    2%
  • Real Estate
    2%
  • Basic Materials
    2%

Sector allocation reveals a heavy emphasis on technology, financial services, and consumer cyclicals, together constituting a significant portion of the portfolio. This concentration in sectors that are known for their volatility, but also their growth potential, aligns with the portfolio's overall high-growth strategy. However, it also increases susceptibility to sector-specific risks and market fluctuations, particularly in the technology sector, which can be highly sensitive to changes in interest rates and market sentiment.

Regions Info

  • North America
    99%
  • Europe Developed
    1%

The geographic allocation is almost exclusively focused on North America, with a negligible exposure to developed European markets and no presence in emerging markets or Asia. This geographic concentration enhances the portfolio's vulnerability to regional economic and market shifts within North America. Expanding geographic diversity could mitigate some of this risk by spreading exposure across different economies and market dynamics.

Market capitalization Info

  • Mega-cap
    48%
  • Large-cap
    34%
  • Mid-cap
    17%
  • Small-cap
    1%

The market capitalization breakdown shows a preference for mega and big-cap stocks, which comprise 82% of the portfolio. This focus on larger companies might offer stability and lower volatility compared to smaller caps, but it also limits potential for outsized gains that smaller, high-growth companies can provide. The minimal exposure to medium and small-cap stocks suggests an opportunity to enhance growth potential and diversification through increased allocation to these segments.

Redundant positions Info

  • NEOS Nasdaq 100 High Income ETF
    SHP ETF Trust - NEOS S&P 500 High Income ETF
    Vanguard S&P 500 ETF
    High correlation

The high correlation among the portfolio's assets, particularly the ETFs tracking the S&P 500 and Nasdaq 100, indicates a redundancy that does not contribute to diversification. This overlap means that the portfolio may not be as diversified as it appears on the surface, as similar assets tend to move in tandem, especially during market downturns. Reducing overlap by diversifying into assets with lower correlations could improve the portfolio's risk profile.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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Considering the portfolio's current composition, optimizing for the Efficient Frontier could mean reallocating assets to achieve the best possible risk-return ratio. The emphasis should be on reducing the high correlation between holdings by introducing non-correlated assets, which could enhance returns for the same level of risk. This process involves not just diversifying across more asset classes and geographies but also ensuring that the chosen investments move differently in response to market events.

Dividends Info

  • NEOS Nasdaq 100 High Income ETF 13.30%
  • SHP ETF Trust - NEOS S&P 500 High Income ETF 11.60%
  • Vanguard S&P 500 ETF 1.10%
  • Weighted yield (per year) 4.34%

The high dividend yields from the NEOS Nasdaq 100 and S&P 500 High Income ETFs significantly contribute to the portfolio's total yield, offering a blend of growth and income. While the Vanguard S&P 500 ETF provides a modest dividend, the overall yield of 4.34% is attractive. This strategy can offer a steady income stream, which is particularly beneficial during market volatility or downturns, supporting portfolio returns even when price appreciation is limited.

Ongoing product costs Info

  • NEOS Nasdaq 100 High Income ETF 0.68%
  • SHP ETF Trust - NEOS S&P 500 High Income ETF 0.68%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.22%

The portfolio's total expense ratio (TER) of 0.22% is relatively low, which is favorable for long-term growth as lower costs translate directly into higher net returns. The Vanguard S&P 500 ETF's exceptionally low expense ratio helps mitigate the higher costs associated with the high-income ETFs. Maintaining low investment costs is crucial for enhancing returns, especially in a portfolio focused on growth and income.

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