A growth-focused portfolio with strong tech exposure and global diversification

Report created on Nov 3, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards equities, with a significant focus on the technology sector and a broad geographic exposure. The largest allocation is in the Fidelity 500 Index Fund, making up 40% of the portfolio, which tracks the performance of the S&P 500 and provides a solid foundation of large-cap U.S. equities. The VanEck Semiconductor ETF and Avantis® U.S. Small Cap Value ETF introduce more targeted exposure to the semiconductor industry and small-cap value stocks, respectively. The inclusion of the Vanguard Total International Stock Index Fund ETF and Invesco S&P MidCap Quality ETF enhances diversification across international markets and U.S. mid-cap stocks.

Growth Info

The portfolio has demonstrated impressive growth, with a Compound Annual Growth Rate (CAGR) of 19.85%. This performance is particularly notable given the maximum drawdown of -34.59%, indicating resilience in volatile markets. The days contributing to 90% of returns highlight the impact of short-term significant gains, underscoring the importance of staying invested during market fluctuations.

Projection Info

Using Monte Carlo simulations, the forward projection suggests a wide range of potential outcomes, with a median increase of 983.7% in portfolio value. This method, while based on historical data, illustrates the uncertainty and the range of possibilities in future performance, emphasizing the importance of maintaining a diversified and balanced portfolio to navigate market volatility.

Asset classes Info

  • Stocks
    100%

The portfolio's exclusive allocation to stocks, without any holdings in cash or other asset classes, positions it for higher growth potential but also exposes it to market volatility. This asset class concentration aligns with the portfolio's growth profile but lacks the buffer that bonds or alternative investments could provide during downturns.

Sectors Info

  • Technology
    38%
  • Financials
    14%
  • Industrials
    11%
  • Health Care
    8%
  • Telecommunications
    5%
  • Consumer Discretionary
    5%
  • Consumer Staples
    5%
  • Consumer Discretionary
    4%
  • Energy
    4%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

With 38% allocated to technology, the portfolio is well-positioned to benefit from the sector's growth but also bears sector-specific risks, such as regulatory changes or market sentiment shifts. The diversification across financial services, industrials, and healthcare, among others, helps mitigate some of this risk, though the heavy tech weighting is a notable concentration.

Regions Info

  • North America
    78%
  • Europe Developed
    9%
  • Asia Developed
    4%
  • Asia Emerging
    3%
  • Japan
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

The geographic allocation shows a strong bias towards North America (78%), which could limit exposure to potential growth in emerging markets and developed markets outside of the U.S. While this concentration has likely contributed to the portfolio's strong performance, increasing international diversification could offer improved risk-adjusted returns.

Market capitalization Info

  • Mega-cap
    36%
  • Large-cap
    30%
  • Mid-cap
    15%
  • Small-cap
    12%
  • Micro-cap
    5%

The mix of mega, big, medium, small, and micro-cap stocks suggests a balanced approach to market capitalization diversification. This mix supports potential growth (with small and micro-caps) while maintaining a foundation of stability (with mega and big caps), a strategy that can navigate different market cycles effectively.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's risk-return profile could potentially be optimized further using the Efficient Frontier concept, which aims to maximize returns for a given level of risk. Adjusting the allocation among the current assets to better align with this principle could improve the portfolio's performance, especially by reducing concentrations that contribute to higher volatility.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Fidelity 500 Index Fund 1.10%
  • VanEck Semiconductor ETF 0.30%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Invesco S&P MidCap Quality ETF 0.60%
  • Weighted yield (per year) 1.27%

The dividend yield of the portfolio averages 1.27%, contributing to total returns. This yield, while modest, provides a stream of income, which can be reinvested for compound growth or used as cash flow. The variation in yields across holdings reflects the balance between growth-oriented investments and those providing regular income.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Fidelity 500 Index Fund 0.02%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Invesco S&P MidCap Quality ETF 0.25%
  • Weighted costs total (per year) 0.14%

The overall portfolio cost, with a Total Expense Ratio (TER) of 0.14%, is impressively low, enhancing net returns. This cost efficiency is crucial for long-term growth, as lower costs directly translate to higher investment returns by reducing the drag on performance.

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