This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-oriented portfolio with a tech focus and an innovative tilt towards cryptocurrencies

Report created on Aug 5, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

Your portfolio composition showcases a strong inclination towards growth assets, with a notable weight in technology through both ETFs and individual stocks like NVIDIA Corporation. The inclusion of a cryptocurrency ETF adds an innovative edge, but also introduces a higher risk and volatility component. This setup indicates a strategy aiming for high growth, leveraging broad market exposure through ETFs while also betting on specific sectors and innovations for outsized returns.

Growth Info

With a historical Compound Annual Growth Rate (CAGR) of 29.83%, your portfolio has demonstrated impressive growth. This performance, however, comes with its share of volatility, as evidenced by a maximum drawdown of -21.03%. It's important to remember that high returns often come with increased risk. The days contributing most to returns are relatively few, highlighting the impact of significant market movements on portfolio performance.

Projection Info

Monte Carlo simulations, using historical data to project future outcomes, suggest a wide range of potential future values for your portfolio. While all simulations returned positive results, the vast difference between the 5th and 67th percentiles underscores the uncertainty and risk involved. This analysis is a powerful tool for understanding potential outcomes but remember, it's based on past data and cannot predict future market conditions accurately.

Asset classes Info

  • Stocks
    94%
  • Other
    5%
  • Cash
    1%

Your asset allocation leans heavily towards stocks (94%), with a minor allocation to 'Other' (5%) and cash (1%). This distribution aligns with a growth-focused strategy but comes with higher market risk. Diversifying across asset classes can reduce risk without significantly compromising potential returns. Considering bonds or real estate investment trusts (REITs) could provide more balance.

Sectors Info

  • Technology
    37%
  • Financials
    11%
  • Consumer Discretionary
    10%
  • Telecommunications
    9%
  • Industrials
    8%
  • Health Care
    7%
  • Consumer Staples
    5%
  • Basic Materials
    3%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    2%

The technology sector dominates your portfolio, making up 37% of the allocation. While tech stocks have historically provided high returns, they also experience significant volatility. Your portfolio also has a diversified spread across other sectors, which helps mitigate some of the risks. However, consider the cyclical nature of sectors like consumer cyclicals and financial services, which may be more sensitive to economic changes.

Regions Info

  • North America
    71%
  • Asia Emerging
    8%
  • Europe Developed
    6%
  • Asia Developed
    4%
  • Japan
    2%
  • Africa/Middle East
    2%
  • Latin America
    1%
  • Australasia
    1%

With 71% of your assets allocated to North America, your portfolio is heavily weighted towards the US market. Emerging markets and other developed regions offer diversification benefits and potential growth opportunities that are underrepresented in your current allocation. Expanding your geographic exposure could reduce risk and tap into growth outside the US.

Market capitalization Info

  • Mega-cap
    49%
  • Large-cap
    26%
  • Mid-cap
    14%
  • Small-cap
    3%
  • Micro-cap
    1%

The majority of your portfolio is invested in mega (49%) and big (26%) cap stocks, which are typically less volatile than smaller companies but also offer lower growth potential. Including more medium, small, or even micro-cap stocks could increase your portfolio's growth potential, albeit with added risk.

Redundant positions Info

  • Invesco NASDAQ 100 ETF
    Vanguard Total Stock Market Index Fund ETF Shares
    High correlation

The high correlation between your Invesco NASDAQ 100 ETF and Vanguard Total Stock Market Index Fund ETF Shares indicates overlapping exposures, particularly in the tech sector. This redundancy limits diversification benefits and exposes your portfolio to sector-specific downturns. Rebalancing to reduce overlap could enhance your portfolio's resilience without sacrificing growth potential.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Your portfolio shows potential for optimization by addressing the high correlation between certain assets. By reallocating funds from overlapping investments to underrepresented areas or asset classes, you can achieve a more efficient risk-return profile. The Efficient Frontier concept suggests that there's an optimal combination of assets that can maximize returns for a given level of risk, and your portfolio may benefit from exploring these adjustments.

Dividends Info

  • Invesco NASDAQ 100 ETF 0.50%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 2.80%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 1.28%

Your portfolio's dividend yield is a mix of higher yields from international and emerging markets ETFs and lower yields from the tech-focused ETFs and NVIDIA. While growth is your primary goal, dividends contribute to total return and provide a passive income stream, which can be particularly beneficial during market downturns or for re-investment.

Ongoing product costs Info

  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Invesco NASDAQ 100 ETF 0.15%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 0.08%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.07%

With an overall Total Expense Ratio (TER) of 0.07%, your portfolio is cost-efficient, maximizing the potential for net returns. The lowest costs are found in broad market ETFs, while the cryptocurrency ETF carries a higher fee. Maintaining low costs is crucial for long-term growth, as even small percentage differences can have a significant impact over time.

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