A balanced and broadly diversified global portfolio with a focus on all-cap equities

Report created on Aug 25, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is structured with a strong emphasis on global equities through various ETFs, capturing a wide spectrum of the market. With 70% allocated to a global ETF, complemented by targeted investments in momentum, value, and small-cap strategies, each constituting 10%, it showcases a strategic approach to capturing market-wide growth while attempting to leverage specific factor-based and size-based opportunities for enhanced returns. This composition aligns with a balanced investment profile, aiming to mitigate risks through diversification across market segments while seeking growth.

Growth Info

Historically, the portfolio has achieved a Compound Annual Growth Rate (CAGR) of 11.46%, with a maximum drawdown of -31.59%. These figures suggest a resilient performance across varying market conditions, highlighting the portfolio's ability to recover from downturns and capitalize on growth trends. The concentration of days that significantly contribute to returns indicates the portfolio's sensitivity to market movements, underscoring the importance of maintaining a long-term perspective to benefit from its growth potential.

Projection Info

Monte Carlo simulations, utilizing 1,000 iterations, project a wide range of outcomes, with a median expected increase of 295.7% in portfolio value. This forward-looking analysis, while based on historical data, suggests a strong potential for substantial growth, albeit with inherent uncertainty. It's crucial to recognize that these projections are hypothetical and subject to various market factors, emphasizing the need for ongoing portfolio review and adjustment in response to changing market conditions.

Asset classes Info

  • Stocks
    100%

The portfolio's exclusive allocation to stocks, without diversification into other asset classes like bonds or real estate, positions it for higher growth potential but also exposes it to market volatility. This concentration in equities is suitable for investors with a balanced risk profile and a long-term investment horizon, who can withstand short-term fluctuations in pursuit of higher returns.

Sectors Info

  • Technology
    25%
  • Financials
    18%
  • Industrials
    12%
  • Consumer Discretionary
    10%
  • Health Care
    9%
  • Telecommunications
    8%
  • Consumer Staples
    6%
  • Energy
    4%
  • Basic Materials
    3%
  • Utilities
    3%
  • Real Estate
    3%

With a sectoral spread that emphasizes technology, financial services, and industrials, the portfolio is positioned to benefit from growth in these dynamic areas. However, this concentration also exposes it to sector-specific risks, such as regulatory changes or economic cycles affecting these industries. Diversifying across a broader range of sectors could help mitigate these risks while still capturing growth opportunities.

Regions Info

  • North America
    65%
  • Europe Developed
    17%
  • Japan
    8%
  • Asia Emerging
    4%
  • Asia Developed
    3%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

The geographic allocation heavily favors North America, followed by developed European markets and Japan, offering a strong foundation in stable, high-growth economies. However, the underrepresentation of emerging markets and certain developed regions may limit exposure to high-growth potential areas outside the traditional economic powerhouses, potentially missing out on diversification benefits and growth opportunities in these regions.

Market capitalization Info

  • Mega-cap
    42%
  • Large-cap
    33%
  • Mid-cap
    18%
  • Small-cap
    5%
  • Micro-cap
    1%

The portfolio's market capitalization exposure is well-distributed among mega, big, and medium-cap stocks, with a smaller allocation to small and micro-caps. This distribution suggests a balanced approach, aiming to capture the stability of large-cap companies while also seeking growth opportunities in smaller companies. However, the relatively lower allocation to small and micro-caps may limit potential high-growth opportunities in these segments.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio appears well-positioned on the Efficient Frontier, indicating an optimized risk-return profile based on its current allocation. This suggests that, within the confines of its existing assets, the portfolio is achieving a favorable balance between risk and potential returns. Investors should periodically review this balance, especially as market conditions and personal investment goals evolve, to ensure continued alignment with the Efficient Frontier.

Ongoing product costs Info

  • SPDR® MSCI ACWI UCITS ETF 0.45%
  • iShares Edge MSCI World Momentum Factor UCITS ETF 0.30%
  • iShares MSCI World Value Factor UCITS 0.30%
  • iShares MSCI World Small Cap UCITS ETF USD (Acc) 0.35%
  • Weighted costs total (per year) 0.41%

With a Total Expense Ratio (TER) averaging 0.41% across its holdings, the portfolio is positioned to deliver efficient returns by minimizing cost drag on performance. This cost structure is competitive, especially considering the broad global exposure and diversified investment strategies it encompasses. Keeping costs low is crucial for enhancing long-term returns, making this portfolio's cost efficiency a positive aspect.

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