This portfolio has only about 10 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A globally diversified portfolio with a strong focus on equities and quality factors

Report created on Aug 18, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio predominantly invests in global equities through a mix of ETFs, focusing on broad market exposure and quality factors. The Vanguard FTSE All-World UCITS ETF, making up 67% of the portfolio, offers comprehensive global coverage, while the remaining ETFs target specific regions or investment styles, such as the S&P 500 and quality or value factors in both developed and emerging markets. This composition suggests a strategy aimed at capturing global growth while attempting to enhance returns through factor investing.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 14.27%, with a maximum drawdown of -16.55%. These figures indicate a strong performance, especially when considering the relatively balanced risk profile. The days contributing to 90% of returns being limited to just 3.0 suggests that the portfolio's gains are concentrated in short, significant bursts, highlighting the importance of staying invested over the long term to capture these key periods.

Projection Info

Monte Carlo simulations, running 1,000 scenarios, project a wide range of outcomes with a median increase of 470.9% in portfolio value. The simulations suggest a high likelihood of positive returns, with 998 out of 1,000 simulations ending up in the green. This forward-looking tool, while based on historical data and inherently uncertain, indicates strong potential for future growth but underscores the importance of risk management.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely allocated to stocks, which aligns with its growth-oriented strategy but also exposes it to higher volatility and market risk. This singular focus on equities provides no cushion against market downturns through fixed-income securities or other asset classes. Diversifying across different asset classes could offer a smoother investment experience, especially for those with a lower risk tolerance.

Sectors Info

  • Technology
    25%
  • Financials
    18%
  • Consumer Discretionary
    11%
  • Industrials
    11%
  • Health Care
    8%
  • Telecommunications
    8%
  • Consumer Staples
    6%
  • Energy
    5%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

With technology and financial services sectors making up a significant portion of the portfolio, there's a clear tilt towards industries that have historically driven market growth. However, this concentration also exposes the portfolio to sector-specific risks, such as regulatory changes or economic cycles affecting these industries more than others. Broadening the sectoral exposure could help mitigate these risks.

Regions Info

  • North America
    68%
  • Europe Developed
    13%
  • Asia Emerging
    5%
  • Japan
    5%
  • Asia Developed
    4%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

The portfolio's geographic allocation heavily favors North America, particularly the U.S., which is common given the size and stability of its markets. However, this concentration may limit exposure to potential growth in other regions. Increasing investments in underrepresented areas, such as Asia Emerging or Europe Emerging markets, could enhance diversification and capture growth outside of the U.S.

Market capitalization Info

  • Mega-cap
    43%
  • Large-cap
    31%
  • Mid-cap
    17%
  • Small-cap
    5%
  • Micro-cap
    4%

The allocation towards mega and big cap stocks dominates the portfolio, which is typical for investors seeking stability and lower volatility. However, this focus may limit potential high-growth opportunities in the small and micro-cap segments. Considering a modest increase in exposure to smaller companies could offer higher growth potential, albeit with increased risk.

Redundant positions Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    iShares Edge MSCI World Quality Factor UCITS ETF USD (Acc)
    Invesco S&P 500 UCITS ETF
    High correlation

The high correlation among the Vanguard FTSE All-World, iShares Edge MSCI World Quality Factor, and Invesco S&P 500 ETFs indicates overlapping exposures, which may reduce the diversification benefits. Reevaluating these holdings to reduce redundancy could enhance the portfolio's efficiency by ensuring each investment contributes uniquely to the risk-return profile.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current risk-return profile suggests room for optimization, particularly by addressing the high correlation among certain assets. Utilizing the Efficient Frontier concept could identify a mix of investments that achieves the best possible risk-return ratio. This may involve diversifying across more asset classes or adjusting the allocation to reduce overlap and enhance the portfolio's overall efficiency.

Ongoing product costs Info

  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) 0.40%
  • iShares Edge MSCI World Quality Factor UCITS ETF USD (Acc) 0.30%
  • Invesco S&P 500 UCITS ETF 0.05%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.19%

The portfolio's total expense ratio (TER) of 0.19% is impressively low, supporting better long-term performance by minimizing the drag on returns. This cost efficiency is a strong aspect of the portfolio, allowing more of the investment returns to compound over time. Maintaining this focus on low-cost investments is advisable.

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