Growth-oriented portfolio with a strong tech tilt and emphasis on US markets

Report created on Sep 20, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio showcases a strategic mix of ETFs and stocks, with a significant portion allocated to the Vanguard S&P 500 ETF, Ast Spacemobile Inc, and various Vanguard index funds. The emphasis on ETFs suggests a preference for diversified, low-cost investments, although the notable weight in a single stock (Ast Spacemobile Inc) introduces a higher degree of risk and potential volatility. The blend of total stock market, international, and sector-specific ETFs indicates a broad diversification strategy, yet the portfolio's heavy allocation toward technology and US markets may limit global diversification benefits.

Growth Info

Historically, this portfolio has demonstrated a high Compound Annual Growth Rate (CAGR) of 24.86%, albeit with a significant maximum drawdown of -31.23%. This performance suggests a strong growth orientation but comes with considerable volatility. The days contributing most to returns are relatively few, indicating that the portfolio's gains are concentrated in specific periods, which is typical for growth-focused investments. Such performance underscores the portfolio's potential for high returns but also highlights the importance of risk tolerance and investment horizon in assessing suitability.

Projection Info

Monte Carlo simulations, which use historical data to project future outcomes, show a wide range of potential results for this portfolio. The median outcome suggests substantial growth, but the possibility of a significant drawdown cannot be ignored. These projections emphasize the inherent uncertainty in investing, especially in growth-oriented portfolios. While past performance is informative, it's crucial to remember it does not guarantee future results, and these simulations provide a probabilistic rather than deterministic forecast.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is heavily skewed towards stocks (99%), with a minimal cash holding (1%). This allocation is consistent with a growth investment strategy focused on capital appreciation over income generation. However, the lack of diversification across different asset classes, such as bonds or real estate, might expose the portfolio to higher volatility. Considering diversification across asset classes can help mitigate risk while still aiming for growth.

Sectors Info

  • Technology
    36%
  • Consumer Discretionary
    13%
  • Financials
    12%
  • Industrials
    10%
  • Health Care
    6%
  • Telecommunications
    6%
  • Basic Materials
    5%
  • Consumer Staples
    4%
  • Energy
    2%
  • Consumer Discretionary
    2%
  • Real Estate
    2%
  • Utilities
    2%

Sector allocation reveals a significant concentration in technology, followed by consumer cyclicals and financial services. This concentration in high-growth sectors aligns with the portfolio's overall growth strategy but may also increase sensitivity to market fluctuations and sector-specific downturns. Diversifying across a broader range of sectors could reduce volatility without necessarily compromising growth potential.

Regions Info

  • North America
    81%
  • Europe Developed
    8%
  • Asia Emerging
    3%
  • Japan
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

Geographically, the portfolio is heavily weighted towards North America (81%), with limited exposure to international markets. This concentration benefits from the robust performance of US markets but also increases vulnerability to regional economic conditions. Expanding geographic diversification, especially in emerging markets and developed international markets, could enhance returns and reduce risk over the long term.

Market capitalization Info

  • Large-cap
    41%
  • Mega-cap
    31%
  • Mid-cap
    19%
  • Small-cap
    6%
  • Micro-cap
    1%

The portfolio's market capitalization exposure is diversified across big (41%), mega (31%), medium (19%), small (6%), and micro (1%) cap stocks. This diversification helps balance the stability of large-cap companies with the growth potential of smaller caps. However, the focus on larger companies is consistent with the portfolio's growth and risk profile, offering a mix of safety and potential for appreciation.

Redundant positions Info

  • SPDR® S&P Homebuilders ETF
    iShares U.S. Home Construction ETF
    High correlation
  • Vanguard FTSE All-World ex-US Index Fund ETF Shares
    Vanguard Total International Stock Index Fund ETF Shares
    VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND ADMIRAL SHARES
    High correlation
  • Vanguard Total World Stock Index Fund ETF Shares
    Vanguard S&P 500 ETF
    Vanguard Total Stock Market Index Fund ETF Shares
    Vanguard Total Stock Market Index Fund Admiral Shares
    High correlation

The portfolio contains several highly correlated asset groups, particularly among the ETFs, which could limit diversification benefits. For instance, the overlap between various Vanguard ETFs and the SPDR and iShares ETFs focused on home construction suggests redundancy. Reducing overlap by consolidating similar investments could enhance portfolio efficiency without sacrificing diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing this portfolio involves addressing the high correlation among certain assets to improve diversification. Removing or reducing overlap can enhance the portfolio's risk-return profile. Additionally, considering a broader range of asset classes and increasing international exposure could further optimize performance, aligning it more closely with the Efficient Frontier, which represents the ideal balance between risk and return.

Dividends Info

  • iShares U.S. Home Construction ETF 1.50%
  • Vanguard Materials Index Fund ETF Shares 1.60%
  • Vanguard FTSE All-World ex-US Index Fund ETF Shares 2.60%
  • Vanguard S&P 500 ETF 1.10%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.10%
  • VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND ADMIRAL SHARES 2.00%
  • Vanguard Total Stock Market Index Fund Admiral Shares 1.10%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • SPDR® S&P Homebuilders ETF 0.70%
  • Weighted yield (per year) 1.23%

Dividend yields across the portfolio vary, contributing to its total yield of 1.23%. While dividends are not the primary focus of this growth-oriented portfolio, they provide a source of passive income and can offer some cushion during market downturns. Considering the balance between growth investments and those offering higher dividends could provide a more comprehensive approach to achieving long-term financial goals.

Ongoing product costs Info

  • iShares U.S. Home Construction ETF 0.40%
  • Vanguard Materials Index Fund ETF Shares 0.10%
  • Vanguard FTSE All-World ex-US Index Fund ETF Shares 0.07%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND ADMIRAL SHARES 0.09%
  • Vanguard Total Stock Market Index Fund Admiral Shares 0.04%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • SPDR® S&P Homebuilders ETF 0.35%
  • Weighted costs total (per year) 0.07%

The portfolio benefits from relatively low costs, with a total Expense Ratio (TER) of 0.07%. Low costs are crucial for long-term growth as they directly enhance net returns. This portfolio's emphasis on low-cost ETFs and index funds is a strategic choice that aligns with best practices in investment management, supporting better performance over time.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey