A growth-focused portfolio with high tech exposure and strong international diversification

Report created on Oct 14, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is characterized by a strategic blend of ETFs and common stocks, focusing on broad market exposure with a significant tilt towards technology. The allocation across Vanguard's Total Stock Market and International Stock Index Funds, combined with specific tech-heavy positions in Invesco's NASDAQ 100 ETF, Alphabet Inc, NVIDIA Corporation, and Palantir Technologies, showcases a deliberate approach to capturing growth opportunities. This composition reflects a preference for equity investments, leveraging ETFs for broad diversification while individual stocks target sector-specific growth.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 24.19%, with a maximum drawdown of -38.33%. The days contributing most to returns highlight the portfolio's susceptibility to significant market movements, underscoring the growth-oriented but volatile nature of the investments. Comparing this performance to benchmarks, the portfolio's high growth rate is indicative of its aggressive positioning, which has evidently paid off in the past, though the drawdown points to potential risks during market downturns.

Projection Info

Monte Carlo simulations, projecting future performance by analyzing historical data, suggest a wide range of outcomes but lean towards positive growth, with a median projected increase of 6,596.5%. It's important to note that while these simulations offer valuable insights, they are based on past data and cannot guarantee future results. The high percentile outcomes indicate the portfolio's potential for significant returns, yet the risk of drawdown remains, aligning with its growth profile.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is heavily skewed towards stocks, comprising 99% of the composition. This concentration in equities is consistent with its growth orientation but comes with higher volatility and risk. The minimal cash holding provides limited liquidity and buffers against market fluctuations. Diversifying across more asset classes could help mitigate risk without drastically compromising growth potential.

Sectors Info

  • Technology
    39%
  • Telecommunications
    18%
  • Financials
    10%
  • Consumer Discretionary
    8%
  • Industrials
    7%
  • Health Care
    6%
  • Consumer Staples
    4%
  • Basic Materials
    2%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    2%

Sectoral allocation is heavily weighted towards technology, followed by communication services and financial services. This concentration in tech and related sectors reflects a bet on innovation-driven growth but also exposes the portfolio to sector-specific risks, such as regulatory changes or market sentiment shifts. Balancing this with investments in more stable sectors could reduce volatility.

Regions Info

  • North America
    77%
  • Europe Developed
    10%
  • Asia Emerging
    4%
  • Japan
    4%
  • Asia Developed
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

The geographic distribution shows a strong bias towards North America, complemented by meaningful exposure to developed European markets and emerging markets in Asia. This global footprint enhances diversification and offers exposure to various economic growth drivers. However, the portfolio might benefit from increased exposure to underrepresented regions to capture broader global growth trends.

Market capitalization Info

  • Mega-cap
    60%
  • Large-cap
    23%
  • Mid-cap
    12%
  • Small-cap
    3%
  • Micro-cap
    1%

With a focus on mega and big-cap stocks, the portfolio is positioned to capture the growth of established market leaders. This bias towards larger companies may contribute to stability during market volatility but could limit exposure to high-growth potential in smaller firms. Introducing a measured allocation to medium and small-cap stocks could offer a balance between growth and risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the portfolio's current allocation, optimizing for the Efficient Frontier could enhance the risk-return profile. This optimization suggests that reallocating assets might achieve a better balance between risk and return, potentially reducing volatility without significantly sacrificing growth potential. However, any adjustments should align with the investor's risk tolerance and investment goals.

Dividends Info

  • Alphabet Inc Class A 0.30%
  • Invesco NASDAQ 100 ETF 0.50%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.10%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 1.16%

The dividend yields across the portfolio vary, with the highest yield from the Vanguard Total International Stock Index Fund ETF Shares. Although the overall yield is modest, it contributes to the portfolio's total return, offering a balance between growth and income. For investors seeking higher income, reallocating towards assets with higher dividend yields could be beneficial.

Ongoing product costs Info

  • Invesco NASDAQ 100 ETF 0.15%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.05%

The portfolio benefits from relatively low costs, with a total expense ratio (TER) averaging 0.05%. This cost efficiency supports long-term growth by minimizing the drag on returns. Maintaining focus on low-cost investments, especially within the ETF selections, remains a prudent strategy to maximize net returns over time.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey