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A high-flying portfolio with a single stock gamble that could crash the party

Report created on Jul 22, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

At first glance, this portfolio seems like it's riding the broad market wave with two massive Vanguard ETFs, but then there's a 5% wild card play in Ast Spacemobile Inc. It's like packing for a global tour and then deciding to hitchhike on a rocket. While the broad diversification through the ETFs is commendable, the random punt on a single stock is like betting on a horse because you like its name. It's a quirky mix that screams, "I read an investing book once, but I also love a gamble."

Growth Info

With a historical CAGR of 17.44%, this portfolio might look like it's been hitting the gym regularly. However, that -33.24% max drawdown is a harsh reminder that the market can sometimes punch back hard. It's like enjoying a smooth sail and then getting hit by a rogue wave. The days contributing to 90% of returns being so few highlights the volatility and the risk of missing out if not constantly invested. It's a wild ride, not for the faint-hearted.

Projection Info

The Monte Carlo simulation, with its fancy 1,000 run scenario, gives a future projection with a wide gap between the best and worst outcomes. A 5th percentile outcome at -78.6% is like forecasting sunny days in a hurricane zone — overly optimistic at best, catastrophically wrong at worst. On the flip side, the 50th percentile showing a 1054.7% gain is like expecting to win the lottery. It’s important to remember that simulations are educated guesses, not crystal balls.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

With 99% in stocks and the rest in cash, this portfolio is like a drag racer with a tiny parachute for safety. It's all in for the thrill of the speed but barely prepared for a sudden stop. The complete absence of bonds or other asset classes means there's no cushion when the stock market hits a bump. It's a high-octane approach to investing that's not for the risk-averse.

Sectors Info

  • Technology
    30%
  • Financials
    15%
  • Industrials
    10%
  • Consumer Discretionary
    10%
  • Health Care
    9%
  • Telecommunications
    8%
  • Consumer Staples
    6%
  • Energy
    3%
  • Basic Materials
    3%
  • Real Estate
    3%
  • Utilities
    2%

The heavy tilt towards technology at 30% is like having a diet consisting mainly of energy drinks — great for a quick boost but potentially unhealthy in the long run. The financial services and industrials sectors provide some balance, but the overall sector spread is a reminder that what goes up, like tech, can come down hard. It's a sector allocation that loves the spotlight but might not enjoy the heat when it's on.

Regions Info

  • North America
    79%
  • Europe Developed
    9%
  • Asia Emerging
    4%
  • Japan
    4%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

With 79% in North America, this portfolio is like someone who's heard about the wonders of global travel but can't find their passport. The minimal allocation to emerging markets and other developed regions outside the U.S. and Canada is a missed opportunity for diversification. It's like playing it safe at the kiddie pool instead of exploring the entire water park.

Market capitalization Info

  • Mega-cap
    40%
  • Large-cap
    34%
  • Mid-cap
    18%
  • Small-cap
    5%
  • Micro-cap
    2%

The portfolio's love affair with mega and big caps, totaling 74%, is like always choosing blockbuster movies over indie films — safer bets but potentially missing out on high rewards. The small allocation to small and micro caps shows a cautious approach, yet it contradicts the daring single-stock play. It's a confusing signal, like wearing a helmet to ride a tricycle.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

This portfolio swings for the fences with its risk-return optimization, but it's more like swinging in the dark. The Efficient Frontier is about finding the perfect balance between risk and return, and this portfolio seems to be testing the limits of risk for potentially high returns. It's like trying to balance on a tightrope with weights on one side — possible but perilous.

Dividends Info

  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 1.51%

The dividend yield is somewhat of a saving grace, offering a small cushion with a 1.51% yield. However, relying on dividends from a portfolio so heavily skewed towards growth and tech is like expecting a cactus to quench your thirst. It's a bit of moisture but hardly enough to sustain you in the desert.

Ongoing product costs Info

  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.03%

One thing this portfolio gets right is the low cost, with a total TER of 0.03%. It's like finding a bargain deal for a luxury cruise. However, even the best deal won't matter much if the ship doesn't go to your desired destination. Low costs are great, but they're just one piece of the investment puzzle.

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