Broad global equity portfolio with added thematic tilts and strong alignment to market risk and return

Report created on Jun 15, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is mostly growth-oriented, with 84% in stocks, 15% in short-term Treasuries, and 1% in silver. The core is built around two broad equity funds covering US and international markets, together making up half the portfolio. Around a third is spread across country-specific and thematic ETFs, plus mid- and small-cap growth and value funds. The Treasury ETF adds a stabilizing bond layer, while physical and ETF silver bring a small “other” component. Structurally, this looks like a balanced equity-heavy mix with a clear global core and a series of focused satellite positions. That core-satellite structure helps anchor the portfolio in broad markets while leaving room for more targeted exposures around the edges.

Growth Info

One or more local-currency benchmark funds are unavailable for this report.

From mid-2021 to mid-2026, a $1,000 investment in this portfolio grew to about $1,665. That translates to a compound annual growth rate (CAGR) of 10.77%, which essentially matches the global market benchmark over the same period. CAGR is the “average speed” of growth per year, smoothing out ups and downs. The portfolio’s worst peak-to-trough decline, or max drawdown, was -23.06%, slightly milder than the global market’s -26.42%. It took about 27 months from peak to full recovery, which is in line with a balanced equity portfolio. Matching market returns with a slightly shallower drawdown is a solid historical outcome, though of course past performance doesn’t guarantee future results.

Projection Info

The Monte Carlo projection uses past return and volatility patterns to simulate many possible 15‑year paths for a $1,000 investment. Think of it as rolling the dice 1,000 times using historical tendencies, then seeing where you most often end up. The median scenario finishes around $2,641, which implies an annualized return of about 7.30% across all simulations. The “likely” middle band ranges from roughly $1,793 to $3,727, while more extreme but still plausible outcomes land between $1,167 and $6,040. About 74% of simulations end with a gain. These ranges highlight that even with the same starting portfolio, long-term outcomes can vary widely, and simulations can’t fully capture future regime shifts or rare events.

Asset classes Info

  • Stocks
    84%
  • Bonds
    15%
  • Other
    1%

With 84% in equities, 15% in short-term Treasuries, and 1% in silver, this portfolio leans clearly toward growth assets while including a modest defensive buffer. Compared with a pure stock portfolio, the bond slice should reduce overall volatility, especially during equity downturns, because short-term Treasuries often move more steadily. The small silver allocation introduces a diversifier that can behave differently from both stocks and bonds in certain environments. Relative to many broad global equity benchmarks, this mix carries a bit more fixed income, which aligns well with its “balanced” risk classification. Overall, the asset-class split supports meaningful participation in equity markets with a built-in cushion from high-quality bonds.

Sectors Info

  • Technology
    23%
  • Financials
    15%
  • Industrials
    11%
  • Basic Materials
    7%
  • Consumer Discretionary
    6%
  • Health Care
    5%
  • Telecommunications
    5%
  • Consumer Staples
    4%
  • Energy
    3%
  • Utilities
    3%
  • Real Estate
    1%

This breakdown covers the equity portion of your portfolio only.

Sector exposure is fairly spread out, with technology at 23%, financials 15%, and industrials 11%, followed by smaller slices across materials, consumer areas, health care, telecoms, energy, utilities, and real estate. This layout is generally comparable to broad global equity benchmarks, with a healthy technology weight but not an extreme one. The presence of thematic funds—like clean energy, semiconductors, cybersecurity, and future security—adds extra tech‑adjacent exposure beyond a standard index. Tech and related themes can drive strong growth when innovation is rewarded but often move more dramatically when interest rates rise or sentiment shifts. The diversified footprint across cyclical and defensive sectors helps balance these more volatile growth-oriented themes.

Regions Info

  • North America
    48%
  • Europe Developed
    12%
  • Asia Emerging
    8%
  • Australasia
    5%
  • Asia Developed
    4%
  • Japan
    3%
  • Latin America
    3%
  • Africa/Middle East
    1%

This breakdown covers the equity portion of your portfolio only.

Geographically, about 48% of the equity exposure is in North America, with the rest spread across developed Europe, Australasia, Japan, developed Asia, and several emerging regions. This is broadly in line with global equity indices, which also tend to be US-heavy but globally diversified. Dedicated positions in Indonesia, Peru, Ireland, and Australia add specific country bets on top of the broad international fund, increasing exposure to markets that can behave differently from major regions. That mix supports diversification across currencies, economies, and policy regimes. At the same time, focused single-country ETFs can be more volatile than a broad global basket, so they may contribute more noticeable swings when those markets are in or out of favor.

Market capitalization Info

  • Mega-cap
    27%
  • Large-cap
    26%
  • Mid-cap
    19%
  • Small-cap
    8%
  • Micro-cap
    2%

This breakdown covers the equity portion of your portfolio only.

The portfolio is tilted toward larger companies, with 27% in mega-caps and 26% in large-caps, while mid-caps take 19%, small-caps 8%, and micro-caps 2%. This is reasonably close to a typical global market-cap distribution, where the biggest companies naturally dominate. Large and mega-caps often bring more established business models and deeper liquidity, while mid- and small-caps can add higher growth potential and more pronounced swings. The dedicated mid- and small-cap growth and value funds ensure that smaller companies are meaningfully represented instead of being drowned out by the giants. This size mix provides a blend of stability from larger firms and diversification from the broader corporate spectrum.

True holdings Info

  • NVIDIA Corporation
    2.29%
    Part of fund(s):
    • Dimensional U.S. Equity ETF
    • iShares Semiconductor ETF
  • Apple Inc
    1.79%
    Part of fund(s):
    • Dimensional U.S. Equity ETF
  • Microsoft Corporation
    1.27%
    Part of fund(s):
    • Dimensional U.S. Equity ETF
  • Amazon.com Inc
    1.06%
    Part of fund(s):
    • Dimensional U.S. Equity ETF
  • Broadcom Inc
    1.02%
    Part of fund(s):
    • Dimensional U.S. Equity ETF
    • iShares Semiconductor ETF
  • Sprott Physical Silver
    1.00%
  • Alphabet Inc Class A
    0.91%
    Part of fund(s):
    • Dimensional U.S. Equity ETF
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    0.84%
    Part of fund(s):
    • Vanguard Total International Stock Index Fund ETF Shares
  • Southern Copper Corporation
    0.83%
    Part of fund(s):
    • iShares MSCI Peru ETF
  • Credicorp Ltd
    0.80%
    Part of fund(s):
    • iShares MSCI Peru ETF
  • Top 10 total 11.81%

This breakdown covers the equity portion of your portfolio only.

Looking through the top holdings of the ETFs, coverage reaches about 31% of the total portfolio, so any overlap seen is just the visible tip. Within that slice, several big global names—NVIDIA, Apple, Microsoft, Amazon, Broadcom, and Alphabet—show up across multiple funds. This means their true influence is likely higher than any single fund weight suggests. For instance, NVIDIA alone adds up to roughly 2.29% of the portfolio via ETFs. There’s also concentration in specific niche names like Southern Copper and Credicorp via country and miners funds. Because only top‑10 ETF holdings are captured, hidden overlap across deeper holdings will be understated, but it’s clear that a handful of mega-cap tech names are important drivers.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 69%
Size
Exposure to smaller companies
Neutral
Data availability: 84%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 69%
Quality
Preference for financially healthy companies
Neutral
Data availability: 68%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 99%
Low Volatility
Preference for stable, lower-risk stocks
High
Data availability: 100%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor exposure is broadly market-like across value, size, momentum, quality, and yield, all sitting near the neutral 50% mark. Factor exposure describes how much the portfolio leans into certain characteristics that research links to long-term returns, like cheaper valuations (value) or strong recent trends (momentum). The one notable tilt is toward low volatility at 63%, implying a mild preference for steadier stocks relative to the broad market. In practice, that can mean somewhat smoother rides during market stress, though it can lag during explosive rallies led by more speculative names. Overall, this factor profile is well-balanced and suggests the portfolio behaves similarly to a broad market index with a small stability bias.

Risk contribution Info

  • Dimensional U.S. Equity ETF
    Weight: 28.00%
    31.2%
  • Vanguard Total International Stock Index Fund ETF Shares
    Weight: 22.00%
    23.1%
  • iShares Semiconductor ETF
    Weight: 3.50%
    7.3%
  • Vanguard Mid-Cap Growth Index Fund ETF Shares
    Weight: 3.50%
    4.7%
  • iShares Global Clean Energy ETF
    Weight: 3.50%
    4.7%
  • Top 5 risk contribution 71.1%

Risk contribution looks at how much each holding adds to total portfolio ups and downs, not just how large the position is. The Dimensional U.S. Equity ETF and Vanguard Total International ETF together weigh 50% but contribute about 54% of risk, which is very much in line with their size. The semiconductor ETF is more striking: at 3.5% weight, it contributes over 7% of total risk, meaning it’s more than twice as “loud” as its allocation. Clean energy and mid-cap growth also punch above their weight. The top three holdings by weight account for about 62% of risk, which is normal for a core-heavy portfolio but still shows where volatility is most likely to originate.

Redundant positions Info

  • Sprott Physical Silver
    iShares Silver Trust
    High correlation
  • Vanguard Small-Cap Growth Index Fund ETF Shares
    Vanguard Mid-Cap Growth Index Fund ETF Shares
    High correlation

The correlation view highlights pairs of holdings that have historically moved almost in lockstep. Sprott Physical Silver and the iShares Silver Trust are essentially two ways of owning the same underlying asset, so their prices tend to track each other very closely. Similarly, the Vanguard small- and mid-cap growth ETFs share overlapping style and often similar underlying names, leading to highly correlated movements. When two positions are nearly perfectly correlated, they don’t add much diversification relative to each other—holding both is more like increasing the size of a single theme. This isn’t necessarily a problem; it just means that when silver or growth stocks move sharply, both legs of each pair are likely to move together.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk–return chart, the current portfolio sits below the efficient frontier by about 7.94 percentage points at its existing risk level. The efficient frontier represents the best possible trade-offs between risk and expected return using only these holdings but different weights. Sharpe ratio—return earned per unit of risk—helps compare them. The current Sharpe of 0.47 is lower than both the optimal portfolio (1.21) and even the minimum-variance mix (0.42 at much lower risk). This suggests that, in theory, simply reweighting these same funds could improve risk-adjusted returns without adding new products. Still, optimization is based on historical data, so real-world future results can differ from what the model implies.

Dividends Info

  • Dimensional U.S. Equity ETF 0.80%
  • iShares MSCI Indonesia ETF 5.40%
  • iShares MSCI Ireland ETF 2.50%
  • iShares MSCI Peru ETF 1.30%
  • iShares MSCI Australia ETF 2.90%
  • SPDR S&P Kensho Future Security 0.20%
  • iShares Global Clean Energy ETF 1.30%
  • iShares Cybersecurity and Tech ETF 0.10%
  • iShares MSCI Global Silver and Metals Miners ETF 1.90%
  • iShares Semiconductor ETF 0.30%
  • Vanguard Small-Cap Growth Index Fund ETF Shares 0.50%
  • Vanguard Small-Cap Value Index Fund ETF Shares 1.70%
  • Vanguard Short-Term Treasury Index Fund ETF Shares 3.90%
  • Vanguard Mid-Cap Growth Index Fund ETF Shares 0.60%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.98%

The overall dividend yield is about 1.98%, which is modest but not negligible. Yield represents the cash income paid out each year as a percentage of the portfolio’s value, mainly from dividends and bond interest. Higher-yielding positions include the international equity fund (around 2.7%), short-term Treasuries (about 3.9%), and certain country funds like Indonesia and Australia. Many of the growth and thematic ETFs have very low current yields, reflecting their focus on reinvested earnings and capital appreciation. In practice, this means total return here is expected to come more from price changes than ongoing income, with dividends and bond coupons providing a steady but secondary contribution to long-term growth.

Ongoing product costs Info

  • Dimensional U.S. Equity ETF 0.09%
  • iShares MSCI Indonesia ETF 0.59%
  • iShares MSCI Ireland ETF 0.50%
  • iShares MSCI Peru ETF 0.59%
  • iShares MSCI Australia ETF 0.50%
  • SPDR S&P Kensho Future Security 0.45%
  • iShares Global Clean Energy ETF 0.41%
  • iShares Cybersecurity and Tech ETF 0.47%
  • iShares Silver Trust 0.50%
  • iShares MSCI Global Silver and Metals Miners ETF 0.39%
  • iShares Semiconductor ETF 0.35%
  • Vanguard Small-Cap Growth Index Fund ETF Shares 0.07%
  • Vanguard Small-Cap Value Index Fund ETF Shares 0.07%
  • Vanguard Short-Term Treasury Index Fund ETF Shares 0.04%
  • Vanguard Mid-Cap Growth Index Fund ETF Shares 0.07%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.18%

The weighted total expense ratio (TER) of the portfolio sits at roughly 0.18% per year, which is impressively low for a mix that includes both broad index funds and specialized thematic ETFs. TER is the annual fee charged by the funds, expressed as a percentage of assets—similar to a small “membership fee” that comes off in the background. The cheapest pieces are the core Vanguard index funds and the Dimensional US equity ETF, all well under 0.10%. The more focused country and thematic ETFs carry higher costs, generally in the 0.35%–0.59% range, but they’re smaller positions. Overall, the fee drag on long-term returns is restrained, which supports stronger compounding over time.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey