This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-focused portfolio with high exposure to tech and innovative assets

Report created on Aug 4, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is characterized by a strong emphasis on growth, with 40% allocated to a U.S. Large-Cap Growth ETF and significant positions in momentum, technology, and Bitcoin-related assets. The concentration in growth-oriented ETFs, alongside a notable investment in cryptocurrency and Asian tech markets, suggests a strategy aimed at capitalizing on high-growth sectors. However, this focus also introduces a higher level of risk and volatility, given the portfolio's lean towards sectors known for their rapid but sometimes unpredictable fluctuations.

Growth Info

Historically, the portfolio has demonstrated a robust Compound Annual Growth Rate (CAGR) of 36.75%, albeit with a maximum drawdown of -21.63%. This performance indicates periods of significant growth, punctuated by sharp declines. The days contributing to 90% of returns being limited to 15 suggests that the portfolio's gains are heavily reliant on short, strong bursts of positive market movement, a common characteristic of growth-focused investments.

Projection Info

Using a Monte Carlo simulation to project future performance, the portfolio shows a wide range of outcomes, with the median scenario suggesting substantial growth. However, the reliance on historical data in these simulations means that they cannot account for unforeseen market shifts or the unique volatility of newer asset classes like cryptocurrency. This underscores the inherent uncertainty in predicting high-growth portfolios' future performance.

Asset classes Info

  • Stocks
    85%
  • Other
    15%

The portfolio's asset allocation leans heavily towards stocks (85%) with a significant portion in 'Other' (15%), likely representing the Bitcoin trust. This distribution underscores the portfolio's growth orientation but also highlights a potential underutilization of diversification opportunities across different asset classes, which could mitigate risk without drastically compromising potential returns.

Sectors Info

  • Technology
    28%
  • Financials
    17%
  • Consumer Discretionary
    15%
  • Telecommunications
    13%
  • Health Care
    4%
  • Industrials
    3%
  • Consumer Staples
    3%
  • Energy
    1%
  • Utilities
    1%
  • Basic Materials
    1%

Sectoral allocation reveals a heavy tilt towards technology and financial services, with consumer cyclicals and communication services also having significant representation. While this sectoral focus aligns with the portfolio's growth strategy, it may increase vulnerability to sector-specific downturns. Diversifying across a broader range of sectors could help buffer against such risks.

Regions Info

  • North America
    70%
  • Asia Emerging
    15%

Geographically, the portfolio is predominantly invested in North America (70%) with a notable stake in Asian emerging markets (15%). This geographic distribution supports the portfolio's growth ambitions but also exposes it to region-specific risks, including political instability and currency fluctuations. Expanding into other regions could offer additional growth opportunities while spreading risk.

Market capitalization Info

  • Mega-cap
    49%
  • Large-cap
    26%
  • Mid-cap
    9%
  • Small-cap
    1%

The portfolio's emphasis on mega (49%) and big cap (26%) stocks is conducive to its growth objectives, providing a foundation of relatively stable, high-potential companies. However, the minimal exposure to medium, small, and micro caps suggests a missed opportunity for higher growth potential, albeit with increased risk.

Redundant positions Info

  • Schwab U.S. Large-Cap Growth ETF
    Invesco S&P 500® Momentum ETF
    High correlation

The high correlation between the Schwab U.S. Large-Cap Growth ETF and the Invesco S&P 500® Momentum ETF suggests redundancy, limiting the diversification benefits. Reducing overlap by reallocating funds from one of these ETFs into less correlated assets could enhance the portfolio's risk-adjusted returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current composition, with its high correlation among certain assets, suggests room for optimization. By addressing the overlap between the Large-Cap Growth and Momentum ETFs, the portfolio could achieve a more efficient risk-return profile. This optimization should focus on maintaining growth potential while enhancing diversification to reduce volatility.

Dividends Info

  • iShares U.S. Broker-Dealers & Securities Exchanges ETF 0.90%
  • KraneShares Hang Seng TECH Index ETF 0.20%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Weighted yield (per year) 0.40%

The portfolio's overall dividend yield of 0.40% reflects its growth focus, as growth stocks typically reinvest earnings rather than pay dividends. For investors prioritizing capital appreciation over income, this yield level is appropriate, though incorporating higher-dividend assets could offer income streams without significantly detracting from growth potential.

Ongoing product costs Info

  • iShares U.S. Broker-Dealers & Securities Exchanges ETF 0.40%
  • iShares Bitcoin Trust 0.12%
  • KraneShares Hang Seng TECH Index ETF 0.69%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.20%

With a total expense ratio (TER) of 0.20%, the portfolio benefits from relatively low costs, enhancing net returns over time. This efficiency is particularly advantageous in a growth-focused strategy, where every percentage point of return can significantly impact long-term outcomes.

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