Roast mode 🔥

A tech-heavy, thrill-seeking ride with a side of S&P 500 for pretended balance

Report created on Jul 19, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

Let's start with the elephant in the room: calling this portfolio "diversified" is like saying a diet of pizza, pizza rolls, and a single kale leaf is "balanced." With two-thirds of your investments tied up in tech and S&P momentum, it's like you're trying to ride the tech wave with a safety floatie. The kicker? That floatie, the SPDR® Portfolio S&P 500 ETF, isn't doing much to diversify risks when a third of it is already tech.

Growth Info

With a CAGR of 22.43%, it sounds like you've been riding the tech bull market like a pro. But let's not forget, past performance is like rearview mirror driving — not exactly the best way to predict where you're going. That -32.17% max drawdown? It's a stark reminder that what goes up can plummet like a lead balloon. Those 39 days accounting for 90% of your returns sound like a high-stakes gamble where timing is everything and luck is your best friend.

Projection Info

The Monte Carlo simulation shows a wild spread, predicting anywhere from a 301.8% to a 1,701.2% return at the median. While those numbers might have you dreaming of a Scrooge McDuck-style money bin, remember, Monte Carlo is like forecasting weather in the Sahara — it's a lot of educated guessing. Betting the farm on the higher percentiles is akin to playing financial roulette.

Asset classes Info

  • Stocks
    100%

All in on stocks, huh? With 100% of your portfolio in equities and not a penny in bonds or alternative investments, you're essentially driving a race car without a seatbelt. Sure, it's thrilling, but a sudden market downturn could send you crashing. Diversification across asset classes isn't just financial jargon; it's your safety net.

Sectors Info

  • Technology
    52%
  • Financials
    11%
  • Consumer Discretionary
    9%
  • Telecommunications
    8%
  • Industrials
    6%
  • Consumer Staples
    5%
  • Health Care
    4%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    1%
  • Basic Materials
    1%

Your tech addiction is showing with over half your portfolio in technology stocks. While it's been the belle of the ball, tech is also known for its dramatic exits. Financial services and consumer cyclicals are like your distant cousins showing up to a family reunion — noticed but not enough to matter. This sector concentration is like betting on red every time; it works until it doesn't.

Regions Info

  • North America
    99%

"America or bust" seems to be the motto here, with a whopping 99% in North America. While home bias is common, ignoring the rest of the world's markets is like refusing to eat any pizza that isn't from New York. Sure, it's great, but you're missing out on a world of flavors (and opportunities).

Market capitalization Info

  • Mega-cap
    51%
  • Large-cap
    32%
  • Mid-cap
    14%
  • Small-cap
    3%
  • Micro-cap
    1%

Your mega and big cap obsession is clear, making up 83% of your portfolio. Small and micro caps are merely a sprinkling on top, like parsley on a plate — it looks nice but doesn't add much substance. This cap tilt towards giants might feel safer, but it also means you're missing out on the growth potential of smaller, hungrier companies.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

This portfolio's risk-return profile is like a tightrope walker without a net. Sure, it's optimized for high returns, but at what cost? The Efficient Frontier isn't just a fancy term; it's about finding that sweet spot where you're not sacrificing a limb for a little extra gain. Right now, you're leaning heavily on the "risk" side, hoping the wind doesn't blow too hard.

Dividends Info

  • SPDR® Portfolio S&P 500 ETF 1.20%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Weighted yield (per year) 0.77%

The dividend yields here are like finding loose change in the couch — nice to have but not changing your life. With an overall yield of 0.77%, it's clear income isn't the goal. But don't underestimate the power of dividends; they're the slow and steady tortoise in a race filled with hares.

Ongoing product costs Info

  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Weighted costs total (per year) 0.08%

At least you're not bleeding money on fees, with a total TER of 0.08%. It's a rare breath of fresh air in a portfolio that otherwise feels like a rollercoaster designed by a tech enthusiast with a penchant for high stakes. Kudos for keeping costs low, even if everything else is dialed up to eleven.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey